About Central Bank of India Personal Loan in Chandigarh
In Chandigarh, Central Bank of India provides its services through the network of branches. It helps the residents of the city financially in times of need. It offers a personal loan to the people in need of funds. The bank issues minimum of ₹ 1,00,000 to up to ₹ 5,00,00,000 for the maximum tenure of 7 years. The bank charges nominal interest rates, details of which are mentioned in the table below:
Central Bank of India Personal Loan in Chandigarh at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 12.30% |
| Loan amount | ₹ 1,00,000 – ₹ 5,00,00,000 |
| Tenure | 3 years to 7 years |
| Processing fee | 0.50% of the loan amount subject to maximum ₹ 10,000 |
| Pre- payment charges | As per bank's norm |
Apply Personal Loan @ 10.75%* Rate
Eligibility Criteria
The Central Bank of India provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan eligibility criteria is:
- The personal loan can be availed by the following entities- Permanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc. having completed one year of service or confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
Documents Required
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
- Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Read more about it on Personal Loan Chandigarh
Address of Central Bank of India Branches in Chandigarh
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Chandigarh is mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Sector 17 - B Chandigarh | SCO 68 - 69 Bank Square Sector 17 - B Chandigarh | CBIN0280412 | 160016002 | 0172-2702431, 0172-2702266 |
| Sector - 15 C, Chandigarh | S.C.O. 23, Sector 15 - C, Chandigarh | CBIN0280413 | 160016003 | 0172- 2780778, 0172 -2540935 |
| Sector 22 C, Chandigarh | 7/8, Sector 22 - C, Chandigarh | CBIN0280414 | 160016004 | 0172-2700759, 0172-2702852 |
| Chandigarh, Sector 35 C (Defence Colony) | S.C.O. NO. 293 & 294, Defence Colony, Sector 35 - C, Chandigarh | CBIN0281186 | 160016005 | 0172-2646875, 0172-2601174 |
| Sector 37 C Chandigarh | Shop - Cum - Office (SCO) No. 174, Sector 37 - Co, Chandigarh | CBIN0282138 | 160016006 | 1800 200 1911 |
| S.D.College, Sector 32 D, Chandigarh | S.D. College, Sector 32 D, Chandigarh - 160047 | CBIN0283198 | 160016009 | 0172-2645503 |
| Sector - 18 Chandigarh | SCF 30 Sector - 18C Chandigarh, Dist - Chandigarh, Chandigarh - 160018 | CBIN0283194 | 160016010 | 0172 - 2773416 |
| Chandigarh Zonal Office | P.B.NO: 13, NO: 58 - 59, Bank Square, Sector 17B Dist - Chandigarh Chandigarh - 160017 | CBIN0281106 | NON-MICR | 0172-2702994-98 |
| Industrial Area | SCO-21, Industrial Area, Phase-2, Chandigarh 160047 | CBIN0284976 | NON-MICR | 22637966 |
| Sector Forty Four Chandigarh | Soc 269, Sector 44C, Chandigarh, U.T. Chandigarh 160043 | CBIN0284979 | NON-MICR | 22637966 |