Central Bank of India Personal Loan Chandigarh - Rates Dec 2023, Eligibility, EMI, IFSC

Central Bank of India Personal Loan in Chandigarh

About Central Bank of India Personal Loan in Chandigarh

In Chandigarh, Central Bank of India provides its services through the network of branches. It helps the residents of the city financially in times of need. It offers a personal loan to the people in need of funds. The bank issues minimum of ₹ 1,00,000 to up to ₹ 5,00,00,000 for the maximum tenure of 7 years. The bank charges nominal interest rates, details of which are mentioned in the table below:

Central Bank of India Personal Loan in Chandigarh at a Glance

Interest Rate 12.30%
Loan amount₹ 1,00,000 – ₹ 5,00,00,000
Tenure3 years to 7 years
Processing fee0.50% of the loan amount subject to maximum ₹ 10,000
Pre- payment chargesAs per bank's norm

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

The Central Bank of India provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan eligibility criteria is:

  • The personal loan can be availed by the following entities- Permanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc. having completed one year of service or confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service

Documents Required

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)

Read more about it on Personal Loan Chandigarh

Address of Central Bank of India Branches in Chandigarh

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Chandigarh is mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Sector 17 - B Chandigarh

SCO 68 - 69 Bank Square Sector 17 - B ChandigarhCBIN02804121600160020172-2702431, 0172-2702266
Sector - 15 C, Chandigarh

S.C.O. 23, Sector 15 - C, ChandigarhCBIN02804131600160030172- 2780778, 0172 -2540935
Sector 22 C, Chandigarh7/8, Sector 22 - C, ChandigarhCBIN02804141600160040172-2700759, 0172-2702852
Chandigarh, Sector 35 C (Defence Colony)S.C.O. NO. 293 & 294, Defence Colony, Sector 35 - C, ChandigarhCBIN02811861600160050172-2646875, 0172-2601174
Sector 37 C Chandigarh

Shop - Cum - Office (SCO) No. 174, Sector 37 - Co, ChandigarhCBIN02821381600160061800 200 1911
S.D.College, Sector 32 D, Chandigarh
S.D. College, Sector 32 D, Chandigarh - 160047CBIN02831981600160090172-2645503
Sector - 18 Chandigarh

SCF 30 Sector - 18C Chandigarh, Dist - Chandigarh, Chandigarh - 160018CBIN02831941600160100172 - 2773416
Chandigarh Zonal Office

P.B.NO: 13, NO: 58 - 59, Bank Square, Sector 17B Dist - Chandigarh Chandigarh - 160017CBIN0281106NON-MICR0172-2702994-98
Industrial Area

SCO-21, Industrial Area, Phase-2, Chandigarh 160047CBIN0284976NON-MICR22637966
Sector Forty Four Chandigarh

Soc 269, Sector 44C, Chandigarh, U.T. Chandigarh 160043CBIN0284979NON-MICR22637966


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