Citibank Home Loan in Kolkata

About Citibank Home Loan in Kolkata

In Kolkata, Citibank provides a home loan to help the people of the city get their dream home. It lets the borrower draw up to ₹10 Crores and charges decent interest. The bank ensures that the customer gets fully satisfied by the service and therefore discloses all the charges before. The details of charges is enclosed in the table.

Citibank Home Loan in Kolkata at a Glance

ParticularsDetails
Interest Rate 9.00% - 9.85%
Loan amountUp to ₹ 10 Crores
Tenure25 years
Processing feeUp to 0.40% of the loan amount
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Citi Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:

  • The minimum age of the applicant should at least be 23 years
  • The applicant must have minimum work experience of 2 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Signed application form with photograph
  • ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
  • Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/
  • Passport/ Voter ID
  • Approved Building Plan
  • Last 3 months bank statements
  • Last 3 months salary-slips
  • Form 16 or Income Tax Returns
  • Last 2 years Income Tax Returns
  • Last 2 years CA Certified Profit & Loss Account

Check more details on Home Loan Kolkata

Address of Citibank Branches in Kolkata

The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Kolkata is mentioned in the table below:

Branch NameComplete AddressIFSCMICRContact Number
Chowringhee Road Kanak Building, 41, Chowringhee Road, Kolkata- 700071CITI0000001700037002022-40005706/022-40005922/022-28446390 /022-40015618
Brabroad (Kolkata) Citibank NA 9, Brabourne Road, Ground Floor, Kolkata-700001CITI0000028700037002022-40005706/022-40005922/022-28446390 /022-40015618

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Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
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Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
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Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
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