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About Dena Bank Home Loan Kochi
Dena Bank Home Loan Kochi invites individuals whether salaried employees, self-employed professionals or businessmen to accomplish their home loan dreams. The Kochi borrowers have a reason to rejoice as interest rates are flexible so as to accommodate their different kinds of needs. The loans are available at stipulated criteria which fall upto ₹ 200 lakhs for the purchase/construction of homes and upto ₹ 10 lakhs for renovation/upgradation purposes.
Dena Bank Home Loan Kochi at a glance
|Interest Rate||6.75% - 8.25%|
|Loan Amount||Up to ₹ 200 lakhs for the purchase/construction of a house. |
Up to ₹ 10 lakhs for renovation/upgradation.
|Tenure||Upto 30 years-for the purchase of a new flat/house/construction/extension.|
Upto 10 years- for repairs, renovation and upgradation.
|Processing Fee||0.50% of sanctioned limit.|
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Kochi
Address of Dena Bank Branches in Kochi
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Ernakulam||PB NO.1792, XXX/537, M.G.ROAD, Ernakulam, Cochin, Kerala - 682016||BKDN0620371||682018001||0484-2351414|
|Cochin - Naval Base||INCS Complex, Naval Base, Cochin - 682004||BKDN0620465||682018003||0484-2667351/2666460|