Dena Bank Home Loan Pune - Rates February 2024, Eligibility, IFSC, EMI

Dena Bank Home Loan in Pune

About Dena Bank Home Loan Pune

Do you wish to avail the best deal on your home loan? Consider Dena Bank Home Loan Pune which offers you the best home loan deal at affordable interest rates so as to accommodate your dreams easily. The bank brings you the wide variety of housing loan categories to choose from so that your different needs may get fulfilled.

Dena Bank Home Loan Pune at a glance

Interest Rate8.50% - 10.60%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Pune

Address of Dena Bank Branches in Pune

Branch NameComplete AddressIFSCMICRContact Number
Raviwar PethNew Raviwar Peth, 1557, Shukrawar Peth, Pune - 411002 BKDN0510019411018002020-24482811
Pune (CAMP)31/32, M.G.Road, Pune Camp, Pune, Maharashtra - 411001 BKDN0510022411018003020-26131013/26130307
Baramati242, Main Road, P.B.No.17, Baramati - 413102 , Dist. PuneBKDN0510047411018047952112-224304
Deccan GymkhanaJangli Maharaj Rd., Ashok Chambers, Pune, Maharashtra - 411004BKDN0510106411018008020-25531781/25510306
SwargateLalwani Estate, 396 By 2, Pune Satara Road, Swargatepune 411009 BKDN0510259411018006020-24262476/24272426
Bhavani Peth266, A.T.P.Scheme 3, N.T.Market, Pune - 411002BKDN0510610411018005020-26455660
Bhosari Ind EstDr.Mangudkars Bldg., National Highway, Pune - 411026 BKDN0510628411018012020-27120353/27119266
Sadashiv Peth395 B, Sadashiv Peth, Opp.Mah.Sahitya Parishad, Tilak Road, Pune - 411030 BKDN0510744411018010020-24331660
Kothrud5, CTS.284, S.V.Colony, Paud Fata Kothrud, Pune - 411038BKDN0510866411018009020-25432424/25420365
Pune Shivaji Housing SocietyAnand Bunglow, 64shivaji Coopsoc, Pune 411016BKDN0510956411018007020-25632149

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%