ICICI Bank Home Loan in Chandigarh

About ICICI Bank Home Loan in Chandigarh

ICICI bank caters to the need of every available customer in Chandigarh. Chandigarh is one of the planned cities of India and people wish to settle here. To ensure that finance never acts as a hurdle, ICICI bank gives a home loan to the people here. This product can be availed by both salaried customers and self-employed customers. The bank has set up more than 15 branches in the city to give the customer easy access to all the products.

ICICI Bank Home Loan in Chandigarh at a glance

The important details of ICICI Bank Home Loan Chandigarh are given below.

ParticularDetails
Interest rate8.55% - 8.80%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Chandigarh

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Chandigarh

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

Have a look at Home Loan Chandigarh for more information.

Address of ICICI Bank branches in Chandigarh

The complete list of ICICI bank Chandigarh branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Chandigarh Sector- 9DSco 9 - 10 - 11, Sector 9 - D. Chandigarh 160017 ICIC000001316022900101723366777/01724445500
ManimajraSco - 36, Pocket - 1, Manimajra, Chandigarh 160101 ICIC000036216022900601723366777/01724445500
Sector - 34/ASco - 218 - 219, Sector - 34/A, Chandigarh, Punjab 160022 ICIC000040316022900701723366777/01724445500
Sector 38 DSec 38D, SCO 319, Chandigarh, 160036ICIC000078216022901001723366777/01724445500
Sector 28 DSector 28/D, SCO 145, Chandigarh, 160028ICIC000096416022901101723366777/01724445500
Sector 46 CSector 46C, SCO-82, Chandigarh, 160047ICIC000108416022901601723366777/01724445500
Sector 35 CSector SCO 485-486, 35C, Sector 35, Chandigarh, 160022ICIC000632216022900401723366777/01724445500
Sector 17 BSco 99 - 100, Ground Floor, Sector 17 B, Chandigarh - 160017ICIC000134316022902101723366777/01724445500
Sector 19 CSector 19C, SCO 23, Chandigarh, 160019ICIC000134016022902201723366777/01724445500
Sector 26Sector 26, Madhya Marg, Showroom No 45, Chandigarh, 160026ICIC000134216022902001723366777/01724445500
Sector 17 CSector 17/C, SCO-127/128, Chandigarh, 160017ICIC000659116022902401723366777/01724445500
Sector 32 Sector 32 C-D, SCO 70-71, Chandigarh, 160031ICIC000181316022903001723366777/01724445500

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