ICICI Home Loan Gurugram - Rates February 2024, IFSC, Eligibility, EMI

ICICI Bank Home Loan in Gurugram

About ICICI Bank Home Loan in Gurugram

Gurugram also known as Gurgaon is the Millennium city of India and has not only sky rocketing buildings but also many industries. The city has seen massive growth in the past few years and therefore attracts many people from different parts of India. Since the property rates are always high in the city, it becomes difficult for the common man to even think about buying one here. ICICI bank is there to act as a supporter of the dreams of the people in Gurugram. The bank offers a home loan to people for meeting their housing needs. ICICI bank has opened several branches in the city for easy delivery of products.

Apply ICICI Home Loan @ 9.00%* Rate

ICICI Bank Home Loan in Gurugram at a glance

The important details of ICICI Bank Home Loan Gurugram are given below.

Interest rate9.00% - 10.05%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Gurugram

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Gurugram

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

In case of more information, please refer to Home Loan Gurugram

Address of ICICI Bank branches in Gurugram

The complete list of ICICI bank Gurugram branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Ansal Palam ViharShop No. 16 & 17 , Palam Corporate Plaza , Palam Vihar , Gurugram-122017 , HaryanaICIC000245211022923001243366777/ 01244445500
Sector 14SCO 18 & 19, Huda Shopping Centre, Sector - 14, Market Complex, Gurugram - 122001 Haryana ICIC000002111022900301243366777/ 01244445500
Gurugram DLFK - 6 & K - 7 + K - 12 & Kb - 12, Qutub Plaza, Dlf - Phase - 1, Gurugram. 122002 HaryanaICIC000017711022903001243366777/ 01244445500
Sushant Lok005 A, Unitech Trade Centre, Sector Road, Sushant Lok - I, Gurugram - 122001 HaryanaICIC000031411022904201243366777/ 01244445500
ManesarRaheja House, IMT, Gurugram, Haryana 122050ICIC000035811022905301243366777/ 01244445500
SuncitySec – 54, Vipul Orchid Plaza, Suncity, Gurugram – 122003, Haryana122003 ICIC000039911022906001243366777/ 01244445500
Sector 29Powergrid Corporation Of India Limited, Plot No 2, Sector 29, Gurugram 122001 HaryanaICIC000057211022907301243366777/ 01244445500
Sector 33Hero Honda Motors Ltd, 37 Km Stone, Delhi Jaipur Highway, Sector 33, Gurugram, Haryana.122001ICIC000057511022907001243366777/ 01244445500
Cyber GreensB - 2, Tower - B, DLF Cyber Green, DLF Phase – III Gurugram 122002 HaryanaICIC000061011022907201243366777/ 01244445500
Sector 15Sco 59 60 Old Judicial Complex Sector 15 Gurugram - 122002 HaryanaICIC000103111022910901243366777/ 01244445500

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%