ICICI Bank Home Loan in Jaipur

About ICICI Bank Home Loan in Jaipur

ICICI bank has over 30 branches in the pink city which are working to meet the varied needs of the customer. A person in Jaipur can now think to build a home with the help of ICICI bank. The bank provides a home loan to borrowers who want to purchase or build a house and can meet the eligibility criteria set by the bank. The product comes with exciting features like low EMIs, flexible repayment period and low processing fees. This has fulfilled many housing dreams in the capital of Rajasthan. If you are among the few luck winners of JDA, you can surely apply for a home loan.

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    ICICI Bank Home Loan in Jaipur at a glance

    The important details of ICICI Bank Home Loan Jaipur are given below.

    ParticularDetails
    Interest rate8.85% - 9.10%
    Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
    TenureUp to 30 years
    Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

    New Delhi, Mumbai and Bengaluru- ₹2,000
    Pre-payment chargeNIL for floating rate of interest

    Up to 4% on the principal amount outstanding along with applicable service taxes

    Eligibility criteria for an ICICI Bank Home Loan Jaipur

    The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

    • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
    • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
    • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
    • In case, there is a co-applicant, his/her age should be at least 18 years
    • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

    Documents needed for ICICI Bank Home Loan Jaipur

    The list of the all the important documents has been given below. Check them out.

    • Completely filled application which is duly signed
    • Proof of Age- Passport/Birth certificate/ High school mark sheet
    • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
    • Photographs of passport size
    • Proof of Address- Utility Bill / Passport/Leave and License Agreement
    • Salary slip of the past three months
    • Bank statement of the last six months
    • Processing fee cheque

    Some extra documents which are needed-

    For Self-employed Professional:

    • Proof of existence of Business
    • Income tax returns of the last three years
    • Education qualification certificate

    For Self-employed Non-Professional:

    • Education qualification certificate
    • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
    • Business Profile
    • Income tax returns of the past three years
    • Proof of existence of Business

    Other documents related to property-

    • Power of Attorney Format

    In case, the loan account holder dies, documents required are:

    • Letter of relinquishment
    • Request letter

    For more information, please check Home Loan Jaipur.

    Address of ICICI Bank branches in Jaipur

    The complete list of ICICI bank Jaipur branches has been given below with their address, IFSC & MICR codes and contact details.

    BranchAddressIFSCMICRContact details
    Subhash MargC - 99, Shreeji Towers, Subhash Marg, Near Ahimsa Circle, C Scheme, Jaipur. 302001 RajasthanICIC000001230222900201413366777 / 01414445500
    Vaishali NagarC - 2, Saurav Towers, Vaishali Nagar, Jaipur 302021 RajasthanICIC000023530222900401413366777 / 01414445500
    Johari Bazar305 - 306, Bairathi Bhawan, Johari Bazar, Jaipur 302003 RajasthanICIC000031530222900501413366777 / 01414445500
    MansarovarL & B - 2, Shipra Path, Riico , Near K. P. Automotives, Mansarovar Industrial Area, Mansarovar, Jaipur 302020 RajasthanICIC000055030222900601413366777 / 01414445500
    Malviya NagarBhagwan Mahaveer Viklang Sahayata Samiti, Gurunanak Path, Malviya Nagar, Jaipur.30201ICIC000057630222900701413366777 / 01414445500
    Vidyadhar NagarShiv Shakti, Center Spine, Vidyadhar Nagar, Jaipur, Rajasthan, Jaipur – 302020ICIC000065030222900801413366777 / 01414445500
    BaniparkE4 & E5, Subhash Nagar, Shopping Center, Jhotwara Road, Opp. Kk Tower, Banipark, Jaipur. 302001 RajasthanICIC000065130222900901413366777 / 01414445500
    Tonk RoadA8 & A9, Anupam Chamber, District Shopping Centre, Tonk Road, Jaipur., 302015 RajasthanICIC000096930222901001413366777 / 01414445500
    Adarsh NagarAdarsh Nagar, Plot No. 375-376, Jaipur, Rajasthan 302004ICIC000674230222901901413366777 / 01414445500
    AVM BranchAVM School, Ram Gali No.7, Adarsh Nagar, Jaipur, 302015ICIC000674330222903201413366777 / 01414445500
    Bajaj NagarA-19 Bajaj Nagar, Jaipur, Rajasthan 302015ICIC000674530222902501413366777 / 01414445500
    Pratap NagarDy.Housing Commissioner, Rhb, Pratap Nagar. Sector - 5, Pratap Nagar Sanganer Jaipur - 303906 RajasthanICIC000675130222905501413366777 / 01414445500

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