ICICI Bank Home Loan in Kolkata

Home Loan Rates EMI 2017 74 views

About ICICI Bank Home Loan in Kolkata

ICICI bank is one of the leading private sector banks and has been serving the customers in India since 1994. The bank gives wings to the dreams of people who wish to buy or construct a home of their own. The bank offers various housing loan schemes to the customer in Agra so that their dreams are turned into reality. The bank has set up seven branches in Agra for providing the product on time.

ICICI Bank Home Loan in Kolkata at a glance

The important details of ICICI Bank Home Loan Kolkata are given below.

ParticularDetails
Interest rate8.35% - 8.85%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Kolkata

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Kolkata

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

For more information please refer to Home Loan Kolkata.

Address of ICICI Bank branches in Kolkata

The complete list of ICICI bank Kolkata branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
RN Mukherjee Road22, R N Mukherjee Road, Kolkata, West Bengal 700001ICIC000000670022900203333667777 / 03344455000
BallygungeRishikesh, 1/1, Ashutosh - Chowdhury Avenue Ballygunge Kolkata 700019 West BengalICIC000003470022900303333667777 / 03344455000
Salt LakeBJ - 140, Sector II, Salt Lake City, Kolkata 700091 West BengalICIC000004270022900403333667777 / 03344455000
Chowringhee36 Chowringhee Road, Kolkata 700071 West BengalICIC000018770022901103333667777 / 03344455000
Sector - 1, Salt Lake CityAc - 4, Sector - 1, Salt Lake City Kolkata West Bengal 700064 ICIC000030570022901303333667777 / 03344455000
Minto Park2 B Gorky Terrace Kolkata 700017 West BengalICIC000031270022901403333667777 / 03344455000
New Alipore23 A, Diamond Harbour Road, Block L, New Alipore (Near Durgapur Bridge) Kolkata, West Bengal 700053 ICIC000031770022901503333667777 / 03344455000
BehalaDiamond Towers; 70 B Diamond Harbour Road, Behala Chowrasta, Kolkata 700008 West BengalICIC000032870022901603333667777 / 03344455000
GariaNo.384, Netaji Subhash Chandra Bose Road, Laxmi Narayan Colony, Garia, Kolkata, West Bengal 700047ICIC000034970022901703333667777 / 03344455000
Lake TownBlock A , Plot 111, Lake town, Kolkata, West Bengal 700089ICIC000035570022901803333667777 / 03344455000
VIP RoadNazrul Sarani, VIP Road, Swastik Ward. No. 7, Kolkata, West Bengal 700059ICIC000037170022901903333667777 / 03344455000
Sarat Bose Road95, Sarat Bose Road, Near Sishu Mangal Hospital, Kalighat, Kolkata, West Bengal 700026ICIC000037270022902003333667777 / 03344455000

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