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IDFC Bank Home Loan in Kolkata

IDFC Bank Home Loan in Kolkata

Last Updated : May 8, 2017, 12:56 p.m.

About IDFC Bank Home Loan in Kolkata

The City of Joy is spreading the joy among all the home loan borrowers by offering the best of home loan deals in the city. IDFC Bank with its wide presence in Kolkata ensures to offer you this credit facility at lower rates, flexible tenures and minimal processing fees. So, now availing a home loan is no more a hassle for all the home loan borrowers in Kolkata.

IDFC Bank Home Loan Kolkata at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.85% - 9.25%
Loan AmountUp to ₹10 crores or maximum up to 85% of the property value
TenureUp to 30 years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Indian Resident
  • 21 years & above
  • Minimum 2 years work experience

Self-employed

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Indian Resident
  • Minimum age 23 years
  • Minimum 3 years work experience

Documentation Checklist

For Salaried:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 3 months salary statements
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For Self-employed Professionals:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For Self-employed Businessmen:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

Click to Get More Updates Home Loan Kolkata

Address of IDFC Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
Kolkata64 B, 1st Floor, Ballygunge Circular Road, Kolkata -700019, IndiaIDFB006010170075100266390700

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