Kotak Home Loan Agra - Rates March 2024, IFSC, Eligibility, EMI

Kotak Mahindra Bank Home Loan in Agra

About Kotak Mahindra Bank Home Loan in Agra

Now move in your dream home without worrying about the amount as Kotak Mahindra Bank extends the financial help to all the eligible candidates. The bank gives the home loan at the reasonable rate of interest. The candidates can avail up to 90% of the property value. Compare the interest rates and apply now.

Kotak Mahindra Bank Home Loan in Agra at a Glance

ParticularsDetails
Interest Rate 8.70% onwards
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Agra

Address of Kotak Mahindra Bank Branches in Agra

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Agra are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR Code Contact Number
M G Road, Agra

8 - 9, Raghunath Nagar, M G Road, Agra - 282 002KKBK0000143282485002(0562) 4007838

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%