Kotak Home Loan Gurugram - IFSC, Rates February 2024, Eligibility, EMI

Kotak Mahindra Bank Home Loan in Gurugram

About Kotak Mahindra Bank Home Loan in Gurugram

Now you no longer need to prevent your heart from desiring things as Kotak Mahindra Bank gives your wishes the wings of finance. The bank is ready with its financial toolkit to help you in all circumstances. It has introduced the home loan product for all those who in absence of adequate amount have restricted themselves from moving in an owned house.

Kotak Mahindra Bank Home Loan in Gurugram at a Glance

Interest Rate 8.70% onwards
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For more information, Click Home Loan Gurugram.

Address of Kotak Mahindra Bank Branches in Gurugram

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Gurugram are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
DLF Phase IVSuper Mart 1, DLF Phase IV, DLF Phase 4, Gurugram - 122007, HaryanaKKBK000029111048504718602662666
GurugramJMD Regent Square, Mehrauli Gurugram Road, Opposite Bristol Hotel KKBK000026111048500218602662666
Gurugram - Sector 14

Kotak Mahindra Bank Ltd. Ground Floor SCO 16 Sector 14 Gurugram , Haryana - 122 001KKBK0000287110485027(0124) 4215271
Gurugram Golf Course Road

Kotak Mahindra Bank Ltd. Ground Floor, Block - B, Vatika Atrium, Sector 53, Golf Course Road, Gurugram 122001, HaryanaKKBK0000289110485043(0124) 4211000
Old Judicial Complex Branch

Kotak Mahindra Bank Ltd, Ground Floor, First Floor & Basement Area, Plot No. 61, Sector Old Judicial Complex, Gurugram - 122001, HaryanaKKBK00002991104850591800226022
DLF Phase I Gurugram Branch

Kotak Mahindra Bank Ltd, DLF Phase I , (Arjun Marg), Gurugram Ground Floor, & Mezzanine, Shop No.27 & 28, Shopping Mall Building, Dlf Qutab Enclave Complex, Phase-I, Gurugram-122002KKBK000425311048506118001026022
Gurugram Sushant Lok Branch

Kotak Mahindra Bank Limited Sushant Lok Branch- Gurugram ( Haryana) Ground Floor & Mezzanine Floor, Shop Number Gf-21, The Peach Tree Complex, Block-C, Sushant Lok-1, Gurugram, Haryana - 122 001KKBK000425611048506618001026022

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%