Kotak Home Loan Hyderabad - Rates February 2024, Eligibility, IFSC, EMI

Kotak Mahindra Bank Home Loan in Hyderabad

About Kotak Mahindra Bank Home Loan in Hyderabad

Home Loan is a banking product that helps the potential home buyers in arranging funds for purchasing the house. The customer availing the facility has to repay the loan amount in equated monthly installments payable during the loan tenure. Kotak Mahindra Bank extends the loan for the tenure up to 20 years. The details of the bank’s product are as follows:

Kotak Mahindra Bank Home Loan in Hyderabad at a Glance

Interest Rate 8.70% onwards
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Hyderabad

Address of Kotak Mahindra Bank Branches in Hyderabad

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Hyderabad are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Abid RoadNo.4-1-317 To 319, Troop Bazar, Abid Road, Hyderabad - 500001, TelanganaKKBK0007451NON-MICR18602662666
Ameerpet, Hyderabad27 To 39, I Floor, Neelgiri Block, Aditya Enclave, Ameerpet, Hyderabad - 500038, TelanganaKKBK0007453NON-MICR
(040) 23442212, (040) 23442211
A.S. Rao NagarOffice Unit No.1 Ground floor S, Hreeja Classic, Plot No. 51, H.No.1-6-51/E/1, Anupuram Main Road [A.S. Rao Nagar], Kapra village and Circle,GHMC, AS Rao Nagar, Hyderabad - 500062, Andhra PradeshKKBK0000565500485011(040) 40078393, (040) 40078406
Banjara Hills8-2-120/76/1/B, Ground Floor, Ashoka Hitech Chambers, Road No.2, Banjara Hill, Banjara Hills, Hyderabad - 500034, TelanganaKKBK0007461NON-MICR
040-23442202, 040-23442205
Banjara HillsIlyas Mohammed Khan Estate, Road No 1, Banjara Hills, Hyderabad - 500034, Andhra PradeshKKBK0000553500485006(040) 40176555
Bhel Township1315, Bhel Mig Colony, Ramachandrapuram, Bhel Township, Hyderabad - 502032, TelanganaKKBK0007467NON-MICR
ChikkadapallyNo.1-1-191/A, 6Th Cross, Opp. More Super Market, Chikkadapally, Hyderabad - 500020, TelanganaKKBK0007455NON-MICR
CZECH ColonySVSS Nivas, No.7-2-1813/5/A/1, CZECH Colony, Fateh Nagar Village,, Hyderabad - 500018, TelanganaKKBK0007469NON-MICR
Dilsukhnagar, Hyderabad 3-8/1, Ground Floor, Hanuman Nagar Road, Chaitanyapuri, Dilsukhnagar, Hyderabad - 500036, Andhra PradeshKKBK0000563500485009
(040) 42201016
Gandhi NagarSt. Joseph'S Public School Premises, 1-3-183/40/A, I Floor, Gandhi Nagar, Hyderabad - 500080, TelanganaKKBK0007473NON-MICR
Himayat Nagar3-6-140/A, City Centre Complex, Himayatnagar, Himayat Nagar, Hyderabad - 500029, Andhra PradeshKKBK0000555500485007
(040) 66441758, (040) 66441763
Jubilee HillsUptown Jubilee House Plot No 237, Jubilee Hills Co-op Housing Society Road No 36 Jubilee Hills , Hyderabad - 500033, Andhra PradeshKKBK0000564500485010(040) 64560046, (040) 64560030
Champapet, Hyderabad#17-1-362/BR/1/16, Brindavan Colony, Champapet Main Road, Karmanghat, Hyderabad - 500079, TelanganaKKBK0007474NON-MICR
(040) 23446642
Khairatabad6-3-636, Ground Floor, Perika Bhavan, Raj Bhavan Road, Opp Flyover, Khairatabad, Hyderabad - 500004, TelanganaKKBK0007468NON-MICR

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%