Kotak Mahindra Bank Home Loan in Hyderabad

Last Updated : April 19, 2017, 5:11 p.m.

About Kotak Mahindra Bank Home Loan in Hyderabad

Home Loan is a banking product that helps the potential home buyers in arranging funds for purchasing the house. The customer availing the facility has to repay the loan amount in equated monthly installments payable during the loan tenure. Kotak Mahindra Bank extends the loan for the tenure up to 20 years. The details of the bank’s product are as follows:

Kotak Mahindra Bank Home Loan in Hyderabad at a Glance

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

• Duly filled Application form
• Photograph
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of Income – Original Salary Certificate from employer, TDS certificate on
• Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

To know more read Home Loan Hyderabad

Address of Kotak Mahindra Bank Branches in Hyderabad

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Hyderabad are mentioned in the table below: