Kotak Mahindra Bank Personal Loan in Kolkata

Last Updated : April 15, 2017, 6:15 p.m.

About Kotak Mahindra Bank Personal Loan in Kolkata

To support the dreams of the residents of Kolkata, Kotak Mahindra Bank provides personal loans under which it lends the maximum amount of up to ₹ 15,00,000. The customer can avail loan for the tenure of 5 years. It charges the reasonable rate of interest and processing fee. The customers in need of funds urgently can apply for the loan.

Kotak Mahindra Bank Personal Loan in Kolkata at a Glance

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

• Duly filled Application form
• 1 Latest Photograph
• Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
• Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
• Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
• Signature Proof
• Ownership Proof
• Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
• Latest Income Tax Return
• Bank Account Statements

For more details refer Personal Loan Kolkata

Address of Kotak Mahindra Bank Branches in Kolkata

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kolkata are mentioned in the table below: