Oriental Bank of Commerce Home Loan Agra - Rates February 2024, Eligibility, IFSC, EMI

Oriental Bank of Commerce Home Loan in Agra

About Oriental Bank of Commerce Home Loan in Agra

Having a home gives so much of freedom and comfort, isn’t it? Far away from the hassles that a tenant experience both from landlord and the constant change of houses due to unavoidable reasons, an own home takes away all the pressure and lets you lead a fresh lease of life. But when you get your eyes on the money that you need to spend to buy a flat of your choice, it seems high. It’s because of this many are able to buy a home. However, with the home loan from Oriental Bank of Commerce (OBC), the keys to your dream home is well and truly possible. So, even if you are living in Agra, renowned as the cultural heritage of India, OBC has branches to give air to your home dream. So, find out what Oriental Bank of Commerce Home Loan Agra has in store for you.

Oriental Bank of Commerce Home Loan Agra at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Agra

Want to apply for a home loan at OBC in Agra? Check eligibility now from the below pointers that come your way.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Required to Avail Oriental Bank of Commerce Home Loan in Agra

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Agra.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Agra

Oriental Bank of Commerce Home Loan Agra Branches

Branch NameComplete AddressIFSCMICR Contact Detail
Chhipitol9A, M G Road, Chhipitol, Opp Distt Hospital, Agra, Uttar Pradesh-282001ORBC0100194282022000562-2265849
Loha Mandi251 Jaipur House, Loha Mandi, Agra, Uttar Pradesh-282010ORBC01003832820220050562-2810290
Sanjay PlaceE 15/8, Prince Tower, Sanjay Place, Agra, Uttar Pradesh-220001ORBC01008422820220040562-2522354
Sikandra-Bodla RoadDr.Maria Res. Academic Campus, Sikandra Bodla Road, Agra, Uttar PradeshORBC01008992820220060562-2275376
Bank ColonyBank Colony, Opposite Subhash, Park, 71-A.M.G. Road, Agra, Uttar Pradesh-282010ORBC01010202820220070562-2263629
Kamla NagarD-507, Hotel Woodland, Building, Kamla Nagar, Agra, Uttar Pradesh-282002ORBC01011862820220090562-2580636
Tehsil SadarTehsil Sadar, Opposite Police Station, Agra, Uttar Pradesh-282001ORBC01052392820220080562-2217085
Fatehabad RoadHotel Luv Kush Building, Municipal No 30/6/20K-1, Fatehabad Road, Agra, Uttar PradeshORBC0101372282022010
DayalbaghDayalbagh, 82 Ellora Enclave, 100 Feet Road, Dayalbagh, Agra, Uttar Pradesh-282005ORBC01019840562-2570594

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%