Oriental Bank of Commerce Home Loan in Ahmedabad

About Oriental Bank of Commerce Home Loan in Ahmedabad

Ahmedabad, the largest city in the state of Gujarat, houses a wide range of business units churning out big profits. Also, you can’t take your eyes off from Indian Institute of Management Ahmedabad (IIM-A), which actually spearhead the business schools that exist in India. With so much in Ahmedabad, the residents here would obviously be wanting to buy a home where they can live forever. With Oriental Bank of Commerce Home Loan, they can easily do so without letting their pocket go empty.

Oriental Bank of Commerce Home Loan Ahmedabad at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Ahmedabad

Want to apply for a home loan at OBC in Ahmedabad? Check eligibility now from the below pointers that come your way.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Required to Avail Oriental Bank of Commerce Home Loan in Ahmedabad

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Ahmedabad.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Ahmedabad

Oriental Bank of Commerce Home Loan Ahmedabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Bopal3, Daffodils Plaza, Opp.Amramanjari Bungalows, Gala Gymkhana Road, South Bopal, Ahemdabad, Gujarat-380058ORBC01020743800220219426724610
Station RoadGupta Chambers, Station Road, Ahmedabad, Gujarat-380001ORBC0100120380022003079-22136665
Thakkar Bapa Nagar Road1-2, Near India Colony, Thakkar Bapa Nagar Road, Ahmedabad, Gujarat-382350ORBC0100121380022004079-22742780
AslaliShriji Bhuvan, 22, Swaminarayan Society, Ahmedabad, Gujarat-382427ORBC0100125380022005
Ashram RoadNeel Kamal, Opp Sales, India, Ashram Road, Ahmedabad, Gujarat-380009ORBC010017038002200079-27541007
Drive In RoadVrindavan Complex, Near, Subhash Chowk, Gurukul, Ahmedabad, Gujarat-380052ORBC0100878380022006079-27433978
Shahibaug7, 8, 9, 10 Mallinath, Comp, Opp Sujata Flat, Ahmedabad, Gujarat-380004ORBC0100922380022007079-22885533
Satellite RoadAPM Shopping Mall, 100 Feet, Satellite Road, Ahmedabad, Gujarat-380015ORBC0100999380022009079-26732838
C.G. RoadG-2, Samedh, C.G. Road, Ahmedabad, Gujarat-380006ORBC0101051380022010079-26468202
BodakdevGround Floor, New York Plaza, Bodakdev, Ahmedabad, Gujarat-380054ORBC0101073380022011079-26870827
VejalpurF P 229, Satellite Road, Vejalpur, Ahmedabad, Gujarat-380015ORBC0101126380022012079-26740924
NarodaNear.Harivilla Soc, Parsh, Wanath Township, Naroda,Ahmedabad, Gujarat-382346ORBC0101130380022013079-22812504
MoteraShop No. 7, 8, 9, 10 & 11, Vittal Vibrant, Opp. Maitri Ashoka Bunglows, Motera, Ahmedabad, Gujarat- 380005ORBC010159380022017

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%