Oriental Bank of Commerce Home Loan Bhubaneswar - Rates February 2024, Eligibility, IFSC, EMI

Oriental Bank of Commerce Home Loan in Bhubaneswar

About Oriental Bank of Commerce Home Loan in Bhubaneswar

A home is indeed a dream of the masses doesn’t matter whether they belong to top cities or the smaller ones. The comfort that one exudes staying in their own home can’t be explained in words. It also applies to the residents of Bhubaneswar, the capital of Odisha, who are still searching for a lender that can give them the keys to their dream home in the city. Oriental Bank of Commerce (OBC), which has a good presence in Bhubaneswar, can prove a viable option through its attractive interest rates.

Oriental Bank of Commerce Home Loan Bhubaneswar at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Bhubaneswar

Want to apply for a home loan at OBC in Bhubaneswar? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for home loan is concerned.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Needed to Avail Oriental Bank of Commerce Personal Loan in Bhubaneswar

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Bhubaneswar.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Bhubaneswar

Oriental Bank of Commerce Home Loan Bhubaneswar Branches

Branch NameComplete AddressIFSCMICRContact Detail
CRPF SquareN-4/245, IRC Village, Infront Of Indra, Dhanu Market, Distt Khurda, BhubaneshwarORBC01019197510220140674-2553300
Sahid NagarAlok Bharti Tower, Sahid Nagar, Bhubaneshwar, Odisha-751007ORBC01004957510220020674-2547735
BDABDA Complex, Akash Shov, A Building, JN Marg, Bhubaneshwar, OdishaORBC01008697510220030674-2394376
Ravi Talkies RoadPlot No - 2982, Ravi Talkies Road, PS - Lingaraj, Bhubaneswar, Odisha-751002ORBC01012067510220040674-2430013
ChandrasekharpurE 1/1 Infocity Campus, Chandrasekharpur, Bhubaneswar, Odisha-751024ORBC01012257510220050674-2740056, 2740084
KIMS KIMS Bhubaneswar, KIIT University Campus, Chandrasekharpur, Bhubaneswar, Odisha-751031ORBC0101346751022006
SijuaKalyani Plaza, Near Aiims, N.H - 5.Sijua, Patrapada, Bhubaneswar, Odisha-751019ORBC01014217510220070674-2472393
Ashok Nagar8, Ashok Nagar, Bhubaneswar, Odisha-751009ORBC01014380674-2530150

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%