Table of Contents
- 1 About Oriental Bank of Commerce Home Loan in Bhubaneswar
- 2 Oriental Bank of Commerce Home Loan Bhubaneswar at a Glance
About Oriental Bank of Commerce Home Loan in Bhubaneswar
A home is indeed a dream of the masses doesn’t matter whether they belong to top cities or the smaller ones. The comfort that one exudes staying in their own home can’t be explained in words. It also applies to the residents of Bhubaneswar, the capital of Odisha, who are still searching for a lender that can give them the keys to their dream home in the city. Oriental Bank of Commerce (OBC), which has a good presence in Bhubaneswar, can prove a viable option through its attractive interest rates.
Oriental Bank of Commerce Home Loan Bhubaneswar at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Bhubaneswar
Want to apply for a home loan at OBC in Bhubaneswar? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for home loan is concerned.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Needed to Avail Oriental Bank of Commerce Personal Loan in Bhubaneswar
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Bhubaneswar.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more, check out in Home Loan Bhubaneswar
Oriental Bank of Commerce Home Loan Bhubaneswar Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|CRPF Square||N-4/245, IRC Village, Infront Of Indra, Dhanu Market, Distt Khurda, Bhubaneshwar||ORBC0101919||751022014||0674-2553300|
|Sahid Nagar||Alok Bharti Tower, Sahid Nagar, Bhubaneshwar, Odisha-751007||ORBC0100495||751022002||0674-2547735|
|BDA||BDA Complex, Akash Shov, A Building, JN Marg, Bhubaneshwar, Odisha||ORBC0100869||751022003||0674-2394376|
|Ravi Talkies Road||Plot No - 2982, Ravi Talkies Road, PS - Lingaraj, Bhubaneswar, Odisha-751002||ORBC0101206||751022004||0674-2430013|
|Chandrasekharpur||E 1/1 Infocity Campus, Chandrasekharpur, Bhubaneswar, Odisha-751024||ORBC0101225||751022005||0674-2740056, 2740084|
|KIMS||KIMS Bhubaneswar, KIIT University Campus, Chandrasekharpur, Bhubaneswar, Odisha-751031||ORBC0101346||751022006|
|Sijua||Kalyani Plaza, Near Aiims, N.H - 5.Sijua, Patrapada, Bhubaneswar, Odisha-751019||ORBC0101421||751022007||0674-2472393|
|Ashok Nagar||8, Ashok Nagar, Bhubaneswar, Odisha-751009||ORBC0101438||0674-2530150|