About Oriental Bank of Commerce Home Loan in Chandigarh
Chandigarh, one of the famous cities of India, houses a large section of government employees as the union territory is governed by three governments-Punjab, Haryana and Govt. of India. A wide range of small and medium scale enterprises also exist here, thereby contributing substantially to the country’s economy. All these set of people are in search of an attractive home loan to buy their dream possession. Well, all such search can end with Oriental Bank of Commerce Home Loan. The public lender offers the loan at affordable rates to find an easy place in the pocket of borrowers. So, come and explore Oriental Bank of Commerce Home Loan Chandigarh.
Oriental Bank of Commerce Home Loan Chandigarh at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Chandigarh
Want to apply for a home loan at OBC in Chandigarh? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for home loan is concerned.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Needed to Avail Oriental Bank of Commerce Home Loan in Chandigarh
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Chandigarh.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more, check out in Home Loan Chandigarh
Oriental Bank of Commerce Home Loan Chandigarh Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Sector- 17-B- Chandigarh||Bank Square, Sector - 17 B, Chandigarh (U.T.), 160017||ORBC0100038||16002200||0172-2722617|
|Mani Majra||SCO - 810, Mani Majra, Chandigarh (U.T.), 160101||ORBC0100244||160022005||0172-2734268|
|Sector 19D Chandigarh||SEF 21 - 22 Sector 19D, Chandigarh (U.T.), 160019||ORBC0100365||160022002||0172-2782116|
|Sector 34A - Chandigarh||S.C.O. - 54 - 55, Sector - 34A, Chandigarh (U.T.), 160034||ORBC0100614||160022008||0172-2606304|
|Sector 26 Chandigarh||SCO 48 Madhya Marg, Sector 26, Chandigarh (U.T.), 160019||ORBC0100618||160022006||0172-2791735|
|Hotelshivalik Sec17E Chandigarh||Hotel Shivalik View, Sector 17 E, Chandigarh (U.T.), 160017||ORBC0100744||160022009||0172-2721235|
|Sector - 37 D, Chandigarh||SCO 385, Sector - 37 D, Chandigarh, Chandigarh (U.T.), 160036||ORBC0100874||160022011||0172-2686222|
|Sector - 8C, Chandigarh||SCO - 47 - 48 Sector - 8C, Madhya Marg, Chandigarh (U.T.)||ORBC0101115||160022018||0172-2541099|
|Sector 47 C, Chandigarh||SCO 54, Sector 47 C, Chandigarh, Chandigarh (U.T.), 160047||ORBC0101233||160022027||0172-5079447|
|Tender Heart School Sec - 33 - B||Tender Heart School , Sec - 33 - B, Chandigarh (U.T.), 160022||ORBC0105110||160022022||0172-2606854|