Oriental Bank of Commerce Home Loan Ghaziabad - IFSC, Rates March 2024, EMI, Eligibility

Oriental Bank of Commerce Home Loan in Ghaziabad

About Oriental Bank of Commerce Home Loan in Ghaziabad

Ghaziabad, a city located in the western Uttar Pradesh and National Capital Region (NCR), is quite a place to be in. Full of shopping malls, movie theatres, food courts, Ghaziabad shows the luxury side of Uttar Pradesh. However, there are many who are still giving away rent to landlord and struggling to buy a home of their dream. To their help, Oriental Bank of Commerce (OBC) has an attractive home loan scheme which they can avail to buy a home.

Oriental Bank of Commerce Home Loan Ghaziabad at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Ghaziabad

Want to apply for a home loan at OBC in Ghaziabad? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for home loan is concerned.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Needed to Avail Oriental Bank of Commerce Home Loan in Ghaziabad

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Ghaziabad.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Ghaziabad

Oriental Bank of Commerce Home Loan Ghaziabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Wright GanjWright Ganj, Ghaziabad, Uttar Pradesh- 201001ORBC0100019110022086
Sanjay NagarD-9, Sector- 23, Sanjay Nagar, Ghaziabad, Uttar Pradesh-201003ORBC0100075110022096
Shastri NagarSI - 9, Shastri Nagar, Ghaziabad, Uttar Pradesh-201002ORBC0100076110022081
Mohan NagarKarehra, P.O. Mohan Nagar, Ghaziabad, Uttar Pradesh-201007ORBC01002721100220
UkhlarsiNear Muradnagar Bus Stand, Ghaziabad, Uttar Pradesh-201206ORBC010027311002217701232-261125
MortaVillage & P.O. Morta, Merut Road, Ghaziabad, Uttar Pradesh-201001ORBC0100274110022114
MandaulaDelhi - Saharanpur Road, Mandaula, Ghaziabad, Uttar Pradesh-201102ORBC01002841100221990120-2694208
NasirpurIII-D, 9, Nehru Nagar, Nasirpur, Ghaziabad, Uttar Pradesh-201002ORBC0100302110022082
Lohia NagarB-193, Rahul Palace, Lohia Nagar, Ghaziabad, Uttar Pradesh-201001ORBC0100526110022083
Sahibabad41/22 Site-4 Industrial Area Sahibabad, Ghaziabad, Uttar Pradesh-201010ORBC0100630110022051
G T Road1st Floor, Muraripalace, G T Road, Ghaziabad, Uttar Pradesh-201001ORBC0100829110022084
Raj NagarR/80, Raj Kunj, Raj Nagar, Ghaziabad, Uttar Pradesh-201002ORBC0100920110022101
IndirapuramPlot 512, Niti Khand-I, Indirapuram, Ghaziabad, Uttar Pradesh-201010ORBC01012071100221700120-2690229, 2690230
IMS GhaziabadInstitute Of Management Studies, Lala Kuan, Ghaziabad, Uttar Pradesh-201009ORBC0105146110022141
VaishaliEC Aryan Public School, Sector-4, Vaishali, Ghaziabad, Uttar Pradesh-201010ORBC0105151110022139

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%