About Oriental Bank of Commerce Home Loan in Kolkata
Kolkata, the capital city of West Bengal, is known for a rich vein of sweets and dishes that amaze the locals and outsiders. The joyous city has a lot of monuments like Victoria Memorial, Howrah Bridge and others to keep everyone here intrigued. Since it is a metropolitan city, the property rates here are much higher than the ones quoted in the smaller cities. This makes it difficult for many to buy a home in Kolkata. However, with Oriental Bank of Commerce Home Loan, it is possible you can step in your dream house without having to burn your finger on massive repayment as the interest rates are affordable. The bank has a substantial branch base in Kolkata, seeing the accumulation of the masses in the city.
Oriental Bank of Commerce Home Loan Kolkata at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Kolkata
Want to apply for a home loan at OBC in Kolkata? First check eligibility now from the below pointers that come your way before applying for the loan, as it has to be met for getting a loan from the public lender.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Checklist to Avail Oriental Bank of Commerce Home Loan in Kolkata
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Kolkata.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more, check out in Home Loan Kolkata
Oriental Bank of Commerce Home Loan Kolkata Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Dunlop Bridge||141 BT. Road, 1st Floor, Dunlop Bridge, Kolkata, West Bengal-700035||ORBC0100818||700022021||033-25770658, 2578147|
|SSI-Kolkata||43, Rashbehari Aveneue, Kolkata, West Bengal-700026||ORBC0100880||700022022||033-24633797|
|Tollyganj||119, Ground Floor, Tollyganj, Kolkata West Bengal-700040||ORBC0100904||700022023||033-24811563|
|Kankurgachi||190A, Manictola Main, Road, Kolkata, Kankurgachi West Bengal-700056||ORBC0100905||700022024||033-23649259|
|Sakher Bazar||81, K K Roychowdhury, Road, Kolkata, West Bengal-700008||ORBC0100938||700022025||033-24454846|
|Lake Gardens||188/20, Prince Anwar Shah Road, Kolkata, West Bengal-700045||ORBC0101016||700022026|
|Chowringhee Road||6, Floor OM Tower, Building, Chowringhee Road, Kolkata, West Bengal-700071||ORBC0101049||700022027||033-22262220|
|R N Mukherjee Road||11, R N Mukherjee Road, Nilhat House, Kolkata, West Bengal-700001||ORBC0101101||700022028||033-22108808|
|Behala||30, Diamond Harbour Road, Ajanta Cinema, Behala, West Bengal||ORBC0101121||700022029||033-24575831|
|Salt Lake||DD-II, Sector-1, Salt Lake, Kolkata, West Bengal-700061||ORBC0101170||700022033||033-23592709|
|Rajarhat||Natural Nest Megacity, Road-Beside Charnak Hospital, Kolkata, West Bengal-700157||ORBC0101235||700022034||033-25736414|
|Garia||290, Garia Station Road, Fartabad More, Kolkata, West Bengal-700084||ORBC0101241||700022036||033-24627379|
|Baruipur||Kulpi Road, Ward No 12, District 24 Parganas(S), Kolkata, West Bengal-700144||ORBC0101242||700022037||033-24230338|