About Oriental Bank of Commerce Home Loan in Lucknow
Oriental Bank of Commerce (OBC), a 1943-founded public lender, has over 1,000 branches across the country, with a few in the city of Nawab, Lucknow. The city of Briyani and Kebab has many people having their eyes on buying a home. To tap this need, OBC is all in readiness to provide a home loan that can find the taste of many in the city. Buoyed by affordable interest rates, simple eligibility norms and easy processing, your home loan experience at Oriental Bank of Commerce is likely to be pleasant. So, raise your excitement and read about Oriental Bank of Commerce Home Loan Lucknow in detail.
Oriental Bank of Commerce Home Loan Lucknow at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Lucknow
Want to apply for a home loan at OBC in Lucknow? First check eligibility now from the below pointers that come your way before applying for the loan, as it has to be met for getting a loan from the public lender.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Needed for Applying for Oriental Bank of Commerce Home Loan in Lucknow
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Lucknow.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more, check out in Home Loan Lucknow
Oriental Bank of Commerce Home Loan Lucknow Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Hazratganj||94, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh-226001||ORBC0100050||226022002|
|Aminabad Park||Prakash Deep Building, Aminabad Park, Lucknow, Uttar Pradesh-226018||ORBC0100100||226022003|
|Beharipur||Talab Tikait Rai, Beharipur, Lucknow, Uttar Pradesh, 226004||ORBC0100367||226022004|
|Ram Sagar Mishra Nagar||A-30, Ram Sagar Mishra Nagar, Lucknow, Uttar Pradesh-226016||ORBC0100427||226022006|
|Mahanagar||B-68, Sector C, Mandir Marg, Mahanagar, Lucknow, Uttar Pradesh||ORBC0100501||226022005|
|Gomti Nagar||2/9, Vivek Khand, Gomti Nagar, Lucknow, Uttar Pradesh-226010||ORBC0100687||226022007|
|Alambagh||665/Ka/90, Opposite -Singar, Nagar, Alambagh, Lucknow, Uttar Pradesh||ORBC0100752||226022008|
|Aliganj||39, Chandralok, Aliganj, Lucknow, Uttar Pradesh-226020||ORBC0100887||226022009|
|Khun Khun Ji Road||313/9 Tejkrishna Plaza, Khun Khun Ji Road, Lucknow, Uttar Pradesh-226003||ORBC0100894||226022010|
|Naka Hindola||Guru Singh Sabha, Naka Hindola, Gurudwara, Lucknow, Uttar Pradesh||ORBC0101003||226022051|