Oriental Bank of Commerce Home Loan Lucknow - Rates February 2024, IFSC, Eligibility, EMI

Oriental Bank of Commerce Home Loan in Lucknow

About Oriental Bank of Commerce Home Loan in Lucknow

Oriental Bank of Commerce (OBC), a 1943-founded public lender, has over 1,000 branches across the country, with a few in the city of Nawab, Lucknow. The city of Briyani and Kebab has many people having their eyes on buying a home. To tap this need, OBC is all in readiness to provide a home loan that can find the taste of many in the city. Buoyed by affordable interest rates, simple eligibility norms and easy processing, your home loan experience at Oriental Bank of Commerce is likely to be pleasant. So, raise your excitement and read about Oriental Bank of Commerce Home Loan Lucknow in detail.

Oriental Bank of Commerce Home Loan Lucknow at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Lucknow

Want to apply for a home loan at OBC in Lucknow? First check eligibility now from the below pointers that come your way before applying for the loan, as it has to be met for getting a loan from the public lender.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Needed for Applying for Oriental Bank of Commerce Home Loan in Lucknow

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Lucknow.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Lucknow

Oriental Bank of Commerce Home Loan Lucknow Branches

Branch NameComplete AddressIFSCMICRContact Detail
Hazratganj94, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh-226001ORBC0100050226022002
Aminabad ParkPrakash Deep Building, Aminabad Park, Lucknow, Uttar Pradesh-226018ORBC0100100226022003
BeharipurTalab Tikait Rai, Beharipur, Lucknow, Uttar Pradesh, 226004ORBC0100367226022004
Ram Sagar Mishra NagarA-30, Ram Sagar Mishra Nagar, Lucknow, Uttar Pradesh-226016ORBC0100427226022006
MahanagarB-68, Sector C, Mandir Marg, Mahanagar, Lucknow, Uttar PradeshORBC0100501226022005
Gomti Nagar2/9, Vivek Khand, Gomti Nagar, Lucknow, Uttar Pradesh-226010ORBC0100687226022007
Alambagh665/Ka/90, Opposite -Singar, Nagar, Alambagh, Lucknow, Uttar PradeshORBC0100752226022008
Aliganj39, Chandralok, Aliganj, Lucknow, Uttar Pradesh-226020ORBC0100887226022009
Khun Khun Ji Road313/9 Tejkrishna Plaza, Khun Khun Ji Road, Lucknow, Uttar Pradesh-226003ORBC0100894226022010
Naka HindolaGuru Singh Sabha, Naka Hindola, Gurudwara, Lucknow, Uttar PradeshORBC0101003226022051

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%