Oriental Bank of Commerce Personal Loan in Lucknow

About Oriental Bank of Commerce Personal Loan in Lucknow

The city of Nawab and Biryani, Lucknow is a nice place to explore for the visitors. Places like Gomti Riverside, Bhool Bhulaiya are an utmost delight for the travellers. The capital of Uttar Pradesh also houses a wide range of banks that are ready to let the residents here fulfill their dreams. One such bank is Oriental Bank of Commerce (OBC), a popular public sector bank with more than 1,000 branches across the country, is a good option to avail a personal loan in Lucknow.

Oriental Bank of Commerce Personal Loan Lucknow at a Glance

ParticularsDetails
Interest Rate11.40%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Lucknow

Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Lucknow.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Checklist for Oriental Bank of Commerce Personal Loan in Lucknow

OBC wants the customers to be ready with the below documents to access a personal loan in Lucknow. 

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Lucknow

Oriental Bank of Commerce Personal Loan Lucknow Branches

You can find the list of following branches by glancing at the below table. It showcases the addresses, as well as critical information like MICR Code, IFSC Code and others.

Branch NameComplete AddressIFSCMICRContact Detail
Hazratganj94, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh-226001ORBC0100050226022002
Aminabad ParkPrakash Deep Building, Aminabad Park, Lucknow, Uttar Pradesh-226018ORBC0100100226022003
BeharipurTalab Tikait Rai, Beharipur, Lucknow, Uttar Pradesh, 226004ORBC0100367226022004
Ram Sagar Mishra NagarA-30, Ram Sagar Mishra Nagar, Lucknow, Uttar Pradesh-226016ORBC0100427226022006
MahanagarB-68, Sector C, Mandir Marg, Mahanagar, Lucknow, Uttar PradeshORBC0100501226022005
Gomti Nagar2/9, Vivek Khand, Gomti Nagar, Lucknow, Uttar Pradesh-226010ORBC0100687226022007
Alambagh665/Ka/90, Opposite -Singar, Nagar, Alambagh, Lucknow, Uttar PradeshORBC0100752226022008
Aliganj39, Chandralok, Aliganj, Lucknow, Uttar Pradesh-226020ORBC0100887226022009
Khun Khun Ji Road313/9 Tejkrishna Plaza, Khun Khun Ji Road, Lucknow, Uttar Pradesh-226003ORBC0100894226022010
Naka HindolaGuru Singh Sabha, Naka Hindola, Gurudwara, Lucknow, Uttar PradeshORBC0101003226022051

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