About Oriental Bank of Commerce Personal Loan in Lucknow
The city of Nawab and Biryani, Lucknow is a nice place to explore for the visitors. Places like Gomti Riverside, Bhool Bhulaiya are an utmost delight for the travellers. The capital of Uttar Pradesh also houses a wide range of banks that are ready to let the residents here fulfill their dreams. One such bank is Oriental Bank of Commerce (OBC), a popular public sector bank with more than 1,000 branches across the country, is a good option to avail a personal loan in Lucknow.
Oriental Bank of Commerce Personal Loan Lucknow at a Glance
|Interest Rate||8.95% - 14.00%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Lucknow
Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Lucknow.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Checklist for Oriental Bank of Commerce Personal Loan in Lucknow
OBC wants the customers to be ready with the below documents to access a personal loan in Lucknow.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Lucknow
Oriental Bank of Commerce Personal Loan Lucknow Branches
You can find the list of following branches by glancing at the below table. It showcases the addresses, as well as critical information like MICR Code, IFSC Code and others.
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Hazratganj||94, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh-226001||ORBC0100050||226022002|
|Aminabad Park||Prakash Deep Building, Aminabad Park, Lucknow, Uttar Pradesh-226018||ORBC0100100||226022003|
|Beharipur||Talab Tikait Rai, Beharipur, Lucknow, Uttar Pradesh, 226004||ORBC0100367||226022004|
|Ram Sagar Mishra Nagar||A-30, Ram Sagar Mishra Nagar, Lucknow, Uttar Pradesh-226016||ORBC0100427||226022006|
|Mahanagar||B-68, Sector C, Mandir Marg, Mahanagar, Lucknow, Uttar Pradesh||ORBC0100501||226022005|
|Gomti Nagar||2/9, Vivek Khand, Gomti Nagar, Lucknow, Uttar Pradesh-226010||ORBC0100687||226022007|
|Alambagh||665/Ka/90, Opposite -Singar, Nagar, Alambagh, Lucknow, Uttar Pradesh||ORBC0100752||226022008|
|Aliganj||39, Chandralok, Aliganj, Lucknow, Uttar Pradesh-226020||ORBC0100887||226022009|
|Khun Khun Ji Road||313/9 Tejkrishna Plaza, Khun Khun Ji Road, Lucknow, Uttar Pradesh-226003||ORBC0100894||226022010|
|Naka Hindola||Guru Singh Sabha, Naka Hindola, Gurudwara, Lucknow, Uttar Pradesh||ORBC0101003||226022051|