PNB Home Loan Gurugram - Eligibility, Rates February 2024, IFSC, EMI

Punjab National Bank Home Loan in Gurugram

About Punjab National Bank Home Loan in Gurugram

Are you planning to buy a home in Gurugram but falling short of money, apply for a home loan at Punjab National Bank today. This home loan is available for you at an affordable rate like never before and the amount that’s not easy to find. Read here the eligibility criteria, interest rates, documents required for home loans at Punjab National Bank in your city and apply for a housing loan today!

Punjab National Bank Home Loan Gurugram at a Glance

Interest Rate8.60% - 9.95%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

Please refer to Home Loan Gurugram for more details.

Address of Punjab National Bank Branches in Gurugram

Branch NameComplete AddressIFSC CodeMICRContact Number
Fountain Chowk, GurugramFountain Chowk, Gurugram, Haryana - 122001PUNB00188001100241820124-2321926, 2335596, 2331730
Sukhrali (Haryana)Bhanu Complex, Mehrauli Gurugram Road, Sukhrali, Distt Gurugram, HaryanaPUNB03145001100241830124-2343900, 2345776
Ramlila Ground, GurugramRamlila Ground, Gurugram, HaryanaPUNB03342001100241750124-2322370, 2309491
Hailey Mandi, GurugramHailey Mandi, Gurugram, Haryana 122504PUNB03347001100244120124-2671029
SohanaNear Bus Stand, Sohana, Haryana 122103PUNB03364001100244110124-2362241
Udyog Vihar Phase - 1, GurugramVats Market, Udyog Vihar Phase I , Gurugram, HaryanaPUNB03862001100241840124-2439013, 2341514
DAV Sec 14, GurugramDAV Public School, Sector 14, Gurugram, HaryanaPUNB04099001100242200124-2334199
BhondsiBhondsi, Gurugram, Haryana 122001PUNB04129001100244180124-2266007
ManeshwarVPO Maneshwar, District Gurugram, Haryana 122052PUNB041360011002440495124-2338553
High Value, GurugramMgf Plaza Mall, Mehrauli Gurugram Road, Gurugram, Haryana 122002PUNB04542001100244139818103897
Sec - 10A, GurugramSCO - 5, Sector - 10 - A, Khandsa Road Gurugram Haryana 122001PUNB04578001100244470124-2212280
Sushant Lok, GurugramShop No - 14 Ground Floor, C Block, Sushant Lok - I Gurugram, Haryana 122002PUNB04614001100244310124-4273193, 4273194
Mid Corporate Branch, GurugramJMD Pacific Square, Sector I5 - II Nh - 8, Near 32nd Mile Stone Gurugram, Haryana 122001PUNB0461500110024432NA
Gurugram, Sector - 4SCO No - 15, Huda Market Sector 4 Gurugram Haryana 122001PUNB04785001100244520124-2251453
Sec 23A, Huda Market, GurugramSCO 20P Sector 23 A , Huda Market Grain , Behind HP Petrol Pump Haryana 122001PUNB04849001100244570124-2365585 , 586
Jharoda KalanMain Gurugram Road Jharoda Kalan Delhi 110072PUNB0486600110024458011-25315253
Garhi Harsaru, GurugramVPO - Garhi Harsaru, District Gurugram Behind Government Senior Sec School Haryana 122505PUNB04868001100244630124-2276420
Gurugram JharshaVillage Jharsha Gurugram Haryana 122001PUNB04928001100244870124-2764069
Gurugram, Back OfficeFountain Chowk Gurugram Haryana 122001PUNB04725001100242580124-2332036
Taoru MewatPurani Abadi Lal Dora Village Taoru Haryana 122105PUNB06939001100242769992977663
Currency Chest SukhraliBhanu Complex, Mehranti Sukhrali Gurugram HaryanaPUNB0701600NON-MICRNA
Sector-49, GurugramVatika Business Park Tower A Sohna Road Sector 49 Gurugram Haryana 122001PUNB07529001100242869810271324
Gurugram, Rab, Sec-4Retail Lending Hub, SCF-15, Huda Market, Sector-4, Urban Estate, Gurugram, Haryana 122002PUNB05278001100245050124-2250805
Gurugram Sector 46Sco 121, Huda Market Sector 46, Gurugram, HaryanaPUNB0980600NON-MICR01242579527
Gurugram Golf Course RoadShop No 1, 23 And 3, Centrum Plaza Gurugram HaryanaPUNB0984500NON-MICR9899403672
Gurugram Rajinder Park1896 By 31, Gaur Potteries Complex Bajgheraroad, Rajinder Park Gurugram Haryana 122006PUNB0984600NON-MICR7838565653
Wazirpur GurugramChauhan Niketan Opp Royal Public School Wazirpur Near Bus Stand Gurugram Haryana 123505PUNB05947001100243228130349292

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%