PNB Home Loan Hyderabad - Rates March 2024, Eligibility, IFSC, EMI

Punjab National Bank Home Loan in Hyderabad

About Punjab National Bank Home Loan in Hyderabad

Get ready to experience affordable home loans at Punjab National Bank in Hyderabad. The bank has designed its home loan by keeping in mind the affordability and the financial needs of a home loan borrower in Hyderabad. Having said that, PNB also facilitates home loans under Pradhan Mantri Awas Yojana where you can get low-interest rates if you come under eligibility criteria. So, to apply online today at Hyderabad branch, check interest rates, eligibility criteria, list of documents, branch contact details of Punjab National Bank.

Punjab National Bank Home Loan Hyderabad at a Glance

Interest Rate8.60% - 9.95%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Hyderabad

Address of Punjab National Bank Branches in Hyderabad

Branch NameComplete AddressIFSC CodeMICRContact Number
Bank Street4 - 1 - 427, Troop Bazaar, Bank Street, Hyderabad, Andhra Pradesh 500001PUNB0020700500024002040-24742748/4665
Sanath Nagar, HyderabadDeccan Chambers, Opposite Allwyn Erragadda, Santh Nagar, Hyderabad - 500018PUNB0068700500024009040-23810297, 452
Malakpet, HyderabadMahaboob Mansion Complex Malakpet, Hyderabad, Andhra Pradesh 500036PUNB0068900500024006040-24549735
CharminarI Floor, 21 - 1 - 820/4 To 10 Patel Market, Charminar, Hyderabad, A.P 500002PUNB0109500500024003040-24525625
II Lancer, HyderabadGandhi Complex, Nanal Nagar, X Road, Hyderabad - 500028PUNB0156500500024010040-23513072
Sultanshahi, HyderabadD.No. 23 - 6 - 901/5, B.G.V.S. Road, Sultanshahi, Hyderabad - 500265PUNB0159700500024011040- 24524981
Kothi, Hyderabad4 - 5 - 214, Sultan Bazaar, Kothi, Hyderabad - 500195PUNB0196900500024004040- 24757521
Hyderabad, Musheerabad1 - 7 - 145/B, Opposite Subhash Talkies, Musheerabad Hyderabad 500048PUNB0200700500024007040-27614857
RCC HyderabadSaifabad, Opposite Secretaria, Hyderabad - 560002PUNB0264200500024001040 - 23261179, 23261292
Chickkadapally, Hyderabad1 - 8 - 59 Green Gate, Chickkadapally, Hyderabad - 500020PUNB0362800500024013040-27668636
Hyderabad, Somajiguda6 - 3 - 682 - A, Thakur Mansion Lane, Somajiguda Circle, Hyderabad - 500082PUNB0363200500024012040-23416743
Kanchanbagh, HyderabadSarvar Complex, Phisal Bhanda Main Road, Hyderabad - 500059PUNB039340050002401624533142
Hyderabad, HabsigudaPlot No.3 & 4, Saibaba Mansion Door No.3/20 Vikrampuri, Habsiguda, Andhra PradeshPUNB0393500500024017040-27172103 P
Hyderabad, Saifabad6 - 1 - 73, Ist Floor , Saeed Plaza, Lakdi - Ka - Pul, Saifabad Hyderabad 500004PUNB0397200500024018040-23232034-4040

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%