Punjab National Bank Home Loan in Kolkata

Last Updated : April 11, 2017, 10:13 a.m.

About Punjab National Bank Home Loan in Kolkata

Whenever we are talking about culturally rich cities of India, Kolkata is of course on the list. This city of Joy is the third most famous cities in the country after Mumbai and Delhi. If you have visited Kolkata even once, you must be knowing the quietness it holds. In today’s time when all you can here is the noise, Kolkata still maintains to be a place that soothes your mind and soul. If you are also impressed with all this and want to buy a home, get a home loan from Punjab National Bank and start living in your own house. Check branch details, interest rates, eligibility criteria and other related information for Kolkata branch.

Punjab National Bank Home Loan Kolkata at a Glance

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

• For Public: Individuals or Joint owners.
• For Pradhan Mantri Awas Yojana:
  • EWS households are defined as households having an annual income up to ₹3,00,000
  • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

• Valid
• Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Address Proof:

• Valid Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Income Proof:

• Last 3 months’ Salary Slips
• Last 6 months’ Bank Statements showing salary credits
• Latest Form-16 and IT returns

Property Proof:

• Title Deeds of the Plot
• Proof of no encumbrances on the property
• Copy of the plans approved by the Local Authorities
• Construction estimate by an Architect / Civil engineer

Other Documents:

• Employment Contract/Appointment Letter in case current employment is less than 1 year old
• Last 6 months’ Bank Statements showing repayment of any ongoing loans
• Duly filled application form along with recent passport
• Own Contribution Proof

For more information, read Home Loan Kolkata

Address of Punjab National Bank Branches in Kolkata