Punjab National Bank Home Loan in Kolkata

About Punjab National Bank Home Loan in Kolkata

Whenever we are talking about culturally rich cities of India, Kolkata is of course on the list. This city of Joy is the third most famous cities in the country after Mumbai and Delhi. If you have visited Kolkata even once, you must be knowing the quietness it holds. In today’s time when all you can here is the noise, Kolkata still maintains to be a place that soothes your mind and soul. If you are also impressed with all this and want to buy a home, get a home loan from Punjab National Bank and start living in your own house. Check branch details, interest rates, eligibility criteria and other related information for Kolkata branch.

Punjab National Bank Home Loan Kolkata at a Glance

ParticularsDetails
Interest Rate8.65% - 8.90%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Kolkata

Address of Punjab National Bank Branches in Kolkata

Branch NameComplete AddressIFSC CodeMICRContact Number
Tollygunge1/1A & 1/1B, Tollygunge, Circular Road, Kolkata, West Bengal 700033PUNB0008400700024029033-24244405
Ballygunge18/1 Gariahat Road, Kolkata, West Bengal - 29PUNB0008500700024004033-24405827, 24602461
NewalipurP - 40, Block - B (Unit House), Kolkata, West BengalPUNB000860070002402103324780024/24574601
Bhowanipur5, Shayama Prasad Mukherjee Road, Kolkata, West Bengal 700025PUNB0008800700024006033-24756094
Bara BazaarP - 35, Cotton Street, Kolkata West Bengal - 700007PUNB0008900700024009033-22182524, 22182522
BRBB Road, Kolkata135, B R B B Road, Kolkata, West Bengal 700001PUNB0009000700024007033-22427291
C R Avenue31, Chittaranjan Avenue, Distt. Kolkata, West BengalPUNB0009100700024011033-22111129, 5355
Lyons Range, Kolkata1, R. N. Mukherjee Road, Kolkata, West Bengal - 700001PUNB0009200700024019033-22436512
Lindsay Street, Kolkata9, Lindsay Street, Kolkata, West BengalPUNB0009300700024018033-2262125
Brabourne Road, Kolkata18/A, Brabourne Road, Kolkata, West Bengal - 700001PUNB0010000700024008033-22343066
Shyambazar138/1, Bidhan Sarani, Kolkata, West Bengal – 700004PUNB0010500700024028033-25554590, 3886
Liluah268/2, G.T. Road, Liluah, Kolkata, West Bengal 711204PUNB0030000700024032033-26558466
Kolkata, Dharamtola Street120, Lenin Sarani, District Calcutta, West Bengal - 700013PUNB0052800700024013033-22462601
Birati120, M B Road, Birati, Kolkata, West Bengal 700051PUNB0053500700024035NA
MCB, Park Street44, Park Street, Kolkata, West Bengal - 06PUNB0057300700024025033-22831939

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