Punjab & Sind Bank Home Loan in Noida

About Punjab & Sind Bank Home Loan Noida

Are you looking to purchase a ready made house/flat in Noida? Consider Punjab & Sind Bank Home Loan Noida for getting instant approval on your home loans. Check your eligibility now from the bank and prepare your documents checklist which are required to be submitted for quick approval of your home loan application. With easy documentation and low equated monthly options to avail with the bank help the borrowers plan for their repayment at ease.

Punjab & Sind Bank Home Loan Noida at a glance

ParticularsDetails
Interest Rate12.80% - 14.05%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Home Loan:

(i) Individuals, Group of individuals, and individual members of housing societies are eligible under the scheme

(ii) Minimum age limit should be 18 years Maximum age limit should be subject to maximum age for repayment period

(iii) The following are the applicable categories in terms of availing guarantee towards home loan:

  • In case of Co-borrower: Third Party Guarantee may be waived.

  • In all other cases: guarantee of spouse or Major son may be obtained, if available

  • In cases, where sale deed/ lease deed/conveyance deed is to be registered after a considerable gap like in cases of Installment/construction linked plan e.g. Authority/ Society/ Builder’s flats/plots: Guarantee of earning spouse/ major son or suitable third party guarantee must be obtained.

Documents Required

The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

  • Income Proof-Latest Salary Slips & Form 16 for Salaried employees, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals and businessmen.

  • Bank Account Statement for the Last 6 Months.

  • Track record of existing loans, if any.

  • Details of property you look to buy & construct.

To know more details, visit Home Loan Noida

Address of Punjab & Sind Bank Branches in Noida

Branch NameComplete AddressIFSCMICRContact Number
NTPC NoidaNTPC Sector - 24 Noida , G.B.Nagar - 201301PSIB00010291100230590120-2410301/2596044
Noida (Sector – 24)
A - 10/A F.D.D.I.Complex, Sector - 24, Noida Gautam Budh Nagar - 201301 PSIB00007331100230890120-2411337
ChikamberpurChikamberpur, Yuvraj Complex, Delhi U.P. Border, Chikamberpur – 201006
PSIB00007011100230790120-2622950
DPS NoidaDelhi Public School, Sector - 30, Noida, Distt. Gautam Budh Nagar
PSIB00009071100231060120 2456441
Greater Noida Greater Noida, Kaison Tower, Ist Floor, Alpha - I, District Gautam Buddha Nagar, Uttar Pradesh PSIB0020970NON-MICR0120 2523594
Greater NoidaLG 8, Gns Plaza, Suraj Pur Kasna Main Road, Plot No. S7.1, Distt. Gautam Budh Nagar 201306, Up
PSIB0021309NON-MICR9312519433
Sector-Sixty Three, Noida Plot No C1A, Sector 63, Noida, Up  201307
PSIB0021511NON-MICR9871124778
Sector-Forty Nine, NoidaPlot No. B-80, Sector 49, Noida, Up  201301PSIB0021513NON-MICR9560521525

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