RBL Bank Home Loan Gurugram - Eligibility, Rates March 2024, IFSC, EMI

RBL Bank Home Loan in Gurugram

About RBL Bank Home Loan Gurugram

Gurgaon is not only the IT-hub of Delhi-NCR but also holds most popular residencies as well. The place has most popular real estate projects and hence the demand for home loans is also very high. Having such high demand, Gurgaon branch of RBL Bank also has a high strength of home loan applicants. Thus, apply now for a home loan at your nearest branch available with the easy documentation and get instant approval for your loan. Read more to know the branch details, home loan details, eligibility criteria and documentation checklist. This loan is available for both salaried as well as self-employed professionals so check eligibility now.

RBL Bank Home Loan in Gurugram at a Glance

Interest Rate9.10% - 11.55%
Loan amount₹10 Crores
TenureUp to 25 years
Processing Fee0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Gurgaon is as follows:

  • Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
  • Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
  • Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.

Documents Checklist

The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:

  • PAN Card – For Individual / Partnership Firm/Company
  • Identity Proof – (Voter ID / Driving License/Passport)
  • Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
  • Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Income Proof
  • Bank statements

Please refer to Home Loan Gurugram for more details.

Address of RBL Bank Branches in Gurugram

Branch NameComplete AddressIFSCMICRContact Number
GurugramAbw Tower, At Iffco Chowk, Village Sukhrauli, Nh-8, Gurugram, Haryana - 122002RATN0000116 1101760039899733770
SohnaThe Ratnakar Bank Ltd, Aditya Building, Ground Floor, Killa No.230-8/2/1, Rakba 2, Ward No.5, Near Bikaner Sweet, Sohna, Haryana - 122103RATN0000115 1101760059871115450

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%