About RBL Bank Home Loan Noida
Noida is a systematically planned Indian city under the management of New Okhla Industrial Development Authority. Noida is also the 17th most clean cities in India and one of the most demanding places to buy a home. Having said that, if you are also planning to settle down in this beautiful city, buy your dream home today. RBL Bank is offering home loans at an interest rate which is one of the lowest interest rates on home loans. As a result, you get to pay low EMI on your loan and enjoy smoother loan journey. So, check eligibility now and documentation required to apply for this loan. apply now. You can apply at your nearest RBL Bank branch as well.
RBL Bank Home Loan in Noida at a Glance
|Interest Rate||9.50% - 12.30%|
|Loan amount||₹10 Crores|
|Tenure||Up to 25 years|
|Processing Fee||0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal|
The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Noida is as follows:
- Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
- Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
- Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.
The documents checklist that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:
- PAN Card – For Individual / Partnership Firm/Company
- Identity Proof – (Voter ID / Driving License/Passport)
- Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
- Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Income Proof
- Bank statements
For more information, read Home Loan Noida
Address of RBL Bank Branches in Noida
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Noida||The Ratnakar Bank Ltd, P-7, Sector-18, Noida, Basement, Noida, Uttar Pradesh - 201301||RATN0000114||110176004||9999359610|