UCO Bank Home Loan Gurugram - Rates March 2024, Eligibility, IFSC, EMI

UCO Bank Home Loan in Gurugram

About UCO Bank Home Loan Gurugram

UCO Bank Home Loan Gurugram invites home loan borrowers to obtain home loans in order to fulfill their dreams of owning their home one day. Avail quick approval on your home loans which are offered with minimal documentation processes and flexible EMIs so as to help the borrowers settle their repayments at ease. So, what are you waiting for? Apply now at UCO Bank Home Loan Gurugram for getting instant disbursement of home loan.

UCO Bank Home Loan Gurugram at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      Please refer to Home Loan Gurugram for more details.

      Address of UCO Bank Branches in Gurugram

      Branch NameComplete AddressIFSCMICR Contact Detail
      Civil Lines286/1, Civil Lines, Delhi Alwar Road, Gurugram, Haryana-122001UCBA00010441100280450124-2320787
      Greenwood CityProperty No.104, Greenwood Plaza, B - Block, Greenwood City, GurugramUCBA00019101100280540124-2381206
      SohnaBye Pass Ward No. 5, Delhi Alwar Main Road Sohna Dist Gurugram, HaryanaUCBA0002531110028075
      ManesarAmarapali Corporate Hub J- Block, Sector-2, HaryanaUCBA0002902
      Sohana Tauru RoadWard No 2, Vijay Nagarnh-71B, Sohana Tauru Road, GurugramUCBA0003233
      PataudiPataudi Ward No.13, Hailey Mandi Road Main Rohtak Hodal Road, Pataudi Haryana-122503UCBA00024281100280740124-2670080

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%