UCO Bank Home Loan Kochi - IFSC, Rates February 2024, EMI, Eligibility

UCO Bank Home Loan in Kochi

About UCO Bank Home Loan Kochi

Get affordable home loans from UCO Bank Kochi which not only suit your repayment capacity but also accommodate your various housing loan requirements. The loans are availed at attractive interest rates by the customers of Kochi and outside regions with repayment tenure upto 30 years. Now, Kochi customers and others can comfortably look for settling their monthly instalments during such tenure. Check eligibility now with UCO Bank Home Loan Kochi so as to reduce the time periods for obtaining sanction on your home loan.

UCO Bank Home Loan Kochi at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Kochi

      Address of UCO Bank Branches in Kochi

      Branch NameComplete AddressIFSCMICRContact Detail
      KochiMattancherry, Kochi-682002, KeralaUCBA00001096820280020484-2226089, 2224840
      Willingdon IslandWillingdon Island Branch, Bristow Road, Ernakulam-682003UCBA00002426820280030484-2666491, 2669501
      ErnakulamCloth Bazar Road, P.O. Ernakulam, Kochi-682031UCBA00004316820280060484-2353586
      M.G.RoadM G Road, Ravipuram, Ernakulam, Kochi- 682016UCBA00013906820280050484-2381523
      Fort CochinFort Cochin, Amaravathy, Fort Cochin, KochiUCBA00016606820280040484-2215840
      Vyttila Midland Arcade, No - 20/3 Chilavannoor Road, Po- KochiUCBA00021556820280090484-2310651

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%