UCO Bank Home Loan Patna - Rates February 2024, IFSC, Eligibility, EMI

UCO Bank Home Loan in Patna

About UCO Bank Home Loan Patna

Are you looking for the best home loan lender who can fulfill the expectations of your dream home ? Consider UCO Bank Home Loan Patna which offers shelter to your home loan dreams. With attractive interest rate,  flexible EMI options and lower charges to choose from-home loan borrowers have plethora of reasons to enjoy availing it from UCO Bank Patna. Because of these ongoing benefits, UCO Bank Home Loan Patna is widely considered among various types of borrowers.

UCO Bank Home Loan Patna at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Patna

      Address of UCO Bank Branches in Patna

      Branch NameComplete AddressIFSCMICRContact Detail
      Patna MainExhibition Road, Patna, BiharUCBA00000628000280050612-2222335
      Fraser RoadFraser Road Patna Branch (POST Box No. 6), Jeevan Prakash, Fraser Road, Patna-800001, BiharUCBA00005088000280020612-2221993
      Patliputra Industrial AreaAlpana Shopping Centre Patliputra Road, Patna- 800013UCBA00007248000280040612-2262422
      KankarbaghBrijender Market, Kankarbagh, Po-Lohianagar, Patna-800020UCBA00015578000280030612-2352611
      Igsc PlanetariumIndira Gandhi Science Complex - Taramandal, Adalatganj, Baily Road, Patna-800001
      Mahalekhakar BhawanVeer Chand Patel Path, Mahalekhakar Bhawan, Patna -800001UCBA00020508000280090612-2207220
      KurjeeLoyala High School Campus, Kurjee UCBA00018948000280060612-2263442
      Digha GhatSt. Micheal High School Campus, Digha GhatUCBA00018958000280070612-2275905
      Service BranchService Branch, Patna Exhibition Road, PatnaUCBA00022488000280010612-2222305
      Raza Bazar Raza Bazar Bailey Road, Patna-800014UCBA00022988000280100612-2296886
      Asset ManagementAsset Management Patna Lic Building Jeewan Prakash Fraser Road, Patna
      Patna SahebHouse No-10598 Ward No-67 Purab Darwaja Ashok Rajpath Patna CityUCBA0002463800028012
      NawadaNear Civil Court, East Manger Bigha, Dist- NawadaUCBA0003033

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%