United Bank of India Home Loan in Agra

About United Bank of India Home Loan Agra

United Bank of India offers a home loan product to all the eligible people based in Agra. Agra has the world famous Taj Mahal-one of the eight wonders of the world. Living in Agra and experiencing Taj Mahal is a like a dream come true. United Bank of India gives the product of home loan so that people living in Agra can buy their own house. After all, nothing gives more happiness than living in your own house. The bank has opened five branches here in the city. The bank gives an attractive rate of interest to the interested loan seeker.

United Bank of India Home Loan Agra at a glance

The essential details about the product offered by United Bank of India have been given below.

ParticularDetails
Interest rate8.65%
Loan amountMetro- Up to ₹ 3 crores
Urban- Up to ₹ 75 Lakhs
Semi-urban- up to ₹ 45 Lakhs
Rural- up to ₹ 25 Lakhs
TenureUp to 30 years
Processing feeAs per bank’s norms
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Home Loan Agra

Any applicant who can fulfill the norms given below will be eligible for a home loan offered by United Bank of India. Check them out.

  • The applicants should be over the age of 21 and must have a regular source of income.
  • The applicant, can be a salaried employee or a self-employed person or even a professional.
  • The applicant should not exceed the age of 70 whenever the loan tenure matures. This means the loan has to be fully repaid by the age of 70 years.
  • The Salaried employee needs to be in permanent and regular service.
  • Professional and self-employed individuals should be employed in their current trade or profession for a minimum period of two years.
  • Self-employed and businesses need to have at Income Tax returns of at least two year

Documents required for United Bank of India Home Loan Agra

The list of the all the important documents required for a home loan offered by United Bank of India has been given below. Check them out.

For Salaried employees

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed people

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

Important Property documents

  • Agreement for Sale & construction,
  • Letter of Allotment,
  • Tripartite Agreement which has to be given before disbursal of loan, Certificate of possession,
  • Detailed cost of construction and Land tax receipt.

For more information, please refer to Home Loan Agra.

Address of United Bank of India branches in Agra

The complete list of United Bank of India branches in the city have been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Agra8/338, Nala Bhairon, Freeganj, Agra - 282004, Uttar PradeshUTBI0AGR505282027002(0562) 2621218
BalkeshwarBalkeshwar Road, Agra - 282004, Uttar PradeshUTBI0BKW566282027005(0562) 2543058
Nehru NagarBye - Pass Road, Bhagwan Talkies Crossing, Agra - 282005, Uttar PradeshUTBI0NEH530282027004(0562) 2155619, 2156243
Shahganj3/67 - 1, Bhai Bhai Market, Rui - Ki - Mandi, Shahganj, Agra - 282002, Uttar PradeshUTBI0SHA511282027003(0562) 2212608
Sikandra Awas Vikas ColonyPlot No. 7, Sector 3A, Awas Vikas Colony, Sikandra, Dist. Agra, Pin 282007, Uttar PradeshUTBI0SAVL01Non-MICR9457053082

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