United Bank of India Home Loan in Ahmedabad

About United Bank of India Home Loan Ahmedabad

Ahmedabad is one the top cities of Gujarat and a perfect place to settle down in India. The city has been flourishing at a good rate and has seen a massive development of several industries. People in the state of Gujarat wish to live here. For people like them and residents of Ahmedabad, United Bank of India has designed a home loan product which is offered to every eligible people in the city. The bank has opened many branches in the city so that all the products are disbursed to the customer on the given time. The product is simply the best when it comes to buying a home.

United Bank of India Home Loan Ahmedabad at a glance

The essential details about the product offered by United Bank of India have been given below.

ParticularDetails
Interest rate8.65%
Loan amountMetro- Up to ₹ 3 crores
Urban- Up to ₹ 75 Lakhs
Semi-urban- up to ₹ 45 Lakhs
Rural- up to ₹ 25 Lakhs
TenureUp to 30 years
Processing feeAs per bank’s norms
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Home Loan Ahmedabad

Any applicant who can fulfill the norms given below will be eligible for a home loan offered by United Bank of India. Check them out.

  • The applicants should be over the age of 21 and must have a regular source of income.
  • The applicant, can be a salaried employee or a self-employed person or even a professional.
  • The applicant should not exceed the age of 70 whenever the loan tenure matures. This means the loan has to be fully repaid by the age of 70 years.
  • The Salaried employee needs to be in permanent and regular service.
  • Professional and self-employed individuals should be employed in their current trade or profession for a minimum period of two years.
  • Self-employed and businesses need to have at Income Tax returns of at least two year

Documents required for United Bank of India Home Loan Ahmedabad

The list of the all the important documents required for a home loan offered by United Bank of India has been given below. Check them out.

For Salaried employees

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed people

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

Important Property documents

  • Agreement for Sale & construction,
  • Letter of Allotment,
  • Tripartite Agreement which has to be given before disbursal of loan, Certificate of possession,
  • Detailed cost of construction and Land tax receipt.

For more details, please refer to Home Loan Ahmedabad.

Address of United Bank of India branches in Ahmedabad

The complete list of United Bank of India branches in the city have been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Lal DarwajaLal Darwaja, Post Box No - 170, United Bank Of India Building, Ahmedabad - 380001, GujaratUTBI0AHB6043800270021800-345-0345
Ashram RoadSadhuram Chambers, Opposite - Gujarat Vidyapith, Ashram Road, Ahmedabad - 380014, GujaratUTBI0ASR6313800270071800-345-0345
Maskati MarketKadia Kui, 13, Relief Road, Ahmedabad - 380001, GujaratUTBI0MMT6023800270031800-345-0345
Pritamnagar32, New Brahmakshatriya Society, Ellis Bridge, Pritamnagar, Ahmedabad - 380006, GujaratUTBI0PTN6223800270091800-345-0345
Sardar Patel Colony135, Sardar Patel Colony, Stadium Road, Ahmedabad - 380014, GujaratUTBI0SPC6133800270081800-345-0345
Ahmedabad R.O.Lal Darwaja, Pb No.170, United Bank Of India Building, Ahmedabad, Pin - 380001, GujaratUTBI0XAHM16Non-MICR1800-345-0345

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