Vijaya Bank Home Loan Chennai - IFSC, Rates March 2024, Eligibility, EMI

Vijaya Bank Home Loan in Chennai

About Vijaya Bank Home Loan in Chennai

To avail the best loan deal, look no further as Vijaya Bank is here to help. The lender by offering the best home loan deals at lowest rates and charges ensures that the people living in Chennai can easily fulfill their dream home wish. So, why to wait further? Go and get it today!

Vijaya Bank Home Loan Chennai at a Glance

Interest Rate (in p.a.)8.50% - 10.60%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies.
  • License for construction/renovation of House/Flat.
  • Approved plan/Blueprint for the proposed construction or extension.
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
  • Board/NOC from the Society/Association/Builders/Housing Board.

Get More Info About Home Loan Chennai

Address of Vijaya Bank Branches in Chennai

Branch Name Complete Address IFSCMICRCustomer Care
Adyar, ChennaiP B No 925, 77, 1St Main Road, Gandhinagar, Adyar, Chennai, 600020VIJB0003001600029002
Moore Street, ChennaiP B No 2004, No 144, Moore Street, Chennai, Tamilnadu, 600001VIJB0003002600029003
Egmore, ChennaiP B No 3025, 123, Dugar Towers, R L Road, Egmore, Chennai, 600008VIJB0003005600029004044-28554377, 044-28553601, 044-28544242
Mount Road, ChennaiP B No 360, 168, Mount Road, Chennai, Tamilnadu, 600002VIJB0003008600029005
Chennai192, Mount Road, Saidapet, Chennai , Tamilnadu 600015VIJB0003012600029008
Triplicane, ChennaiP B No 426, 59, Big Street, Triplicane, Chennai, Tamilnadu, 600005VIJB0003015600029011
T Nagar, ChennaiP B No 1437, 71, G N Chetty Road, T Nagar, Chennai, Tamilnadu, 600017VIJB0003017600029010
Avadi, Chennai80/1, N M Road, Avadi, Chennai, Tamilnadu State, 600054VIJB0003018600029013
Purasawalkam, Chennai6, Palace Tower, P H Road, Purasawalkam, Chennai, Tamilnadu, 600007VIJB0003020600029007
Tondiarpet, ChennaiP B No 3074, 108, G A Road, Tondiarpet, Chennai, Tamilnadu, 600021VIJB0003021600029009
Mylapore, ChennaiNo 12, Sannadhi Street, Mylapore, Chennai, Tamilnadu, 600004VIJB0003026600029006
Rangarajapuram, Chennai1/1, Viswanath - , Puram Main Road, Rangarajpuram, Chennai, Tamilnadu, 600024VIJB0003034600029014
Venkatrayan Road, Chennai31, Palani Towers, Venkatrayan Road, T Nagar, Chennai, Tamilnadu, 600017VIJB0003035600029015
C M S B, Chennai1 - G, Queens Court, 98, Montieth Road, Egmore, Chennai, Tamilnadu, 600008VIJB0003039600029016
I F B, Chennai182, Ankur Manor, Poonamalle High Road, Kilpauk, Chennai, Tamilnadu, 600010VIJB0003042600029017
A R M B, Chennai182, Ankur Manor, P H Road, Kilpauk, Chennai, Tamilnadu, 600010VIJB0003043600029018
Annanagar, ChennaiNo W - 122, 3Rd Avenue, Annanagar, Chennai, Tamilnadu, 600040VIJB0003044600029019
Meenambakkam, Tamilnadu19, G S T Road, Meenambakkam, Chennai, Tamilnadu State, 600027VIJB0003046600029020
Ashoknagar, ChennaiFlat, A, Plot No.B - 145, 10Th Avenue, Ashok Nagar, Chennai, 600083VIJB0003048600029021
Abhiramapuram, ChennaiNo.34, C P Ramaswamy Road, Abhiramapuram, Chennai, 600018VIJB0003049600029022
Mogappair, Chennai No.30, Vellalar Street, V G P Paneer Nagar, Mogappair West ChennaiVIJB0003050600029024
Tambaram, ChennaiNo.8, Shivashammugam Street, Tambaram - West, Chennai, 600045VIJB0003051600029023
Sowcarpet, Chennai 74, Devaraja Mudali Street, Sowcarpet, ChennaiVIJB0003055600029025
Ambattur, Chennai174, South Park Street, Venkatapuram, Ambattur, Chennai 600053VIJB0003060600029027
Virugambakkam, Chennai327, First Street, Natesan Nagar, Virugambakkam, 600092VIJB0003064600029028
Indiranagar, ChennaiNo.25, 3Rd Avenue, Indiranagar, Chennai, 600020 , TamilnaduVIJB0003073600029031044-24402638
Vellanur Tech Engg College Extention Counter, ChennaiExtention Counter, 42, Avadi Almatti Road, Vell Tech Engg College, Avadi, Chennai, Tamilnadu, 600062VIJB0003802600029026
Service Branch, ChennaiP B No 357, Subramaniam Bldg, 1, Club House Road, Mount Road, Chennai, 600002VIJB0009204600029001044-28460801
Regional Office. ChennaiPb.No: 514, 123, Dugar Towers, R.L.Road, Egmore, ChennaiVIJB0009113600029000:044-28554008
Corporate Banking Branch, ChennaiGround Flr, Dugar Towers, 123, Rl Road, Egmore, ChennaiVIJB0003075600029033
Currency Chest ChennaiCurrency Chest, Palani Towers, 31 V N Road Chennai Tamilnadu - 600017VIJB0009611044-24344712
Racpc - Chennai182, Ankur Manor, P H Road, Kilpauk, Chennai - 600010VIJB0009803
Veltech Technical UnVeltech Dr R.R And Sr Technical University, Campus, 42, Avadi Veltech Road, Chennai-600062VIJB0003804600029062
Msme-Racpc ChennaiNo-123, Dugar Towers Marshalls Towers, EgmoreVIJB0009853111029000
Gopalapuram137, Lloyds Road, ChennaiVIJB0003091600029037
Chengalpattu Branch144, Big Maniyakkara Street, Chengalpattu, Chennai-603001VIJB0003096
Besant NagarBesant Nagar, E-18, 16Th Cross Road, Besantnagar, Chennai-600090VIJB0003099600029039
Perambur14/41, Main Road, Jawahar Nagar, Near To Peravallur Bus Stand, Chennai 600082VIJB0003101
Velacherry3 A 11, Vijayanagar, 1St Main Road, Velacherry, Chennai, Tamil Nadu, 600042VIJB000310222593063
Vij-Nenmeli Chennai3, Mamallapuram Road, No.8 Nenmeli Village Andthirukkazhukundram Taluk, Kanchipuram DistrictVIJB0003103
KodambakkamNo. 5-19, Vellala StreetVIJB0003106
Vij-Red Hills, TamilnaduNo.126, Bypass Road, Red Hills Chennai-602052VIJB0003114602029052
PallavaramNo.2, Tannery Road, Somasundaram Nagar Pallavaram, Chennai 600043VIJB0003115

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%