Vijaya Bank Home Loan in Ghaziabad

About Vijaya Bank Home Loan in Ghaziabad

If you are looking for finances to buy a new house, nothing to worry as Vijaya Bank with its best home loan deals makes sure that you get the same without any hassle. Yes, the lender offers you this credit facility at competitive rates, flexible tenures and lowest charges, hence it’s going to be a profitable deal for you.  

Vijaya Bank Home Loan Ghaziabad at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.55%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies.
  • License for construction/renovation of House/Flat.
  • Approved plan/Blueprint for the proposed construction or extension.
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
  • Board/NOC from the Society/Association/Builders/Housing Board.

For Latest Updates Click Home Loan Ghaziabad

Address of Vijaya Bank Branches in Ghaziabad

Branch Name Complete Address IFSCMICRCustomer Care
Ghaziabad, U. P.Ghaziabad, U PVIJB0007113110029029
Modinagar, U P6/18, Upper Bazar, Delhi Meerut Road, Modinagar, Ghaziabad Dist, U P, 201201VIJB000712901232 243938
Indira Puram GhaziabadPlot # 69, Ahimsa Khan Ii, - Indira Puram Ghaziabad - 201010VIJB0007145110029044
Hapur, GhaziabadMain Market, N H 24, Garh Road, Opp Nagar, Palika Parishad, New Nehru Chowk, Dist, Ghaziabad, Hapur, 245001VIJB0007147245029001
Ghaziabad Devt Authority Extention Counter, GhaziabadExtention Counter, Ghaziabad Devt Authority, Near Old Bus Stand, Ghaziabad, Uttar Pradesh, 201001VIJB0007186
Kaushambi Branch33 Commercial Block, Kaushambi , Ghaziabad-201010VIJB0006515110029063
SahibabadA-35 Sector-5 Rajendra Nagar Sahibabad District Ghaziabad, Uttar Pradesh-201005VIJB0006524
VasundharaC-14, Secotor-13, Ellen Tower Vasundhara, Ghaziabad-201012(U.P.)VIJB0006529

People Also Look For

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator