Vijaya Bank Home Loan in Kochi

About Vijaya Bank Home Loan in Kochi

Vijaya Bank with its widest range of financial products such as home loan is offering the finances to those who want to buy their dream home in the beautiful city of Kochi. Yes, the bank is offering the same at lower rates and plenty of other benefits to choose from.

Vijaya Bank Home Loan Kochi at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.55%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies.
  • License for construction/renovation of House/Flat.
  • Approved plan/Blueprint for the proposed construction or extension.
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
  • Board/NOC from the Society/Association/Builders/Housing Board.

Click to Know Home Loan Kochi

Address of Vijaya Bank Branches in Kochi

Branch Name Complete Address IFSCMICRCustomer Care
Kochi , KeralaP B No 335, Chamber Of Com Bldg, Kotukulam Road, Mattancherry, Kochi, 682002VIJB0002008682029002
Broadway, ErnakulamSantha Lodge Bldg, Post Office Link Road, Broadway, Ernakulam, Kerala, 682031VIJB0002011682029004
Kochi , KeralaP B No 1722, 57/2143, Jos Annexe, M G Road, Ernakulam, Kerala, 682016VIJB0002022682029006
Kochi , Kerala419/A1, Grace Towers, Opp:New Bus Stand, Hospital Road, Tripunithura, Kerala, 682301VIJB0002040682029005
Puthiyakavu, KeralaChurch Building, Vaikom Road, Post Tripunithura, Puthiyakavu, Kerala, 682301VIJB0002047682029007
Kochi , KeralaTeepeeyem Centre, Near Aiyappa Temple, Naval Road, Willingdon Island, Kochi, 682003VIJB0002063682029003
Kochi , KeralaSimson Towers , S A Road, Vyttilla, Ernakulam, Kerala, 682019VIJB0002070682029010
Service Branch, KochiSantha Lodge Building, Post Office Link Road, Broadway, ErnakulamVIJB0009211682029001
Regional Office. KochiJose Annexe, Jose Junction, M.G.Road, Kochi, KeralaVIJB00091276820290200484-2372515
Specialised Nri BranchJose Annex, Ist Floor, M.G. Road, Kochi - 16VIJB0002082682029013
Urban Micro Finance BranchP B No.335, Chamber Of Commerce Building, Kotukulam Road, Mattanchery, KochiVIJB0002083682029014
RACPA, KochiRacpc, KochiVIJB0009816
Mararikulam, KochiKarikattil Building, Mararikulam North, Po, Alleppey Dist,VIJB0002084688029549
Edathiruthy, KeralaSurvey No-80/5, 80/7, Dream Tower, Nh-17, Chentrappinni Post, Edathiruthy Panchayat-680687VIJB0002090680029687

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