Vijaya Bank Home Loan in Mumbai

Last Updated : April 11, 2017, 6:21 p.m.

About Vijaya Bank Home Loan in Mumbai

The City of Dreams is calling to fulfill the dreams of those who want to own their dream home. Yes, if you are willing to buy a beautiful home and are looking to get the finances for the same, Vijaya Bank would be happy to help you. KNow more about Vijaya Bank home loan in Mumbai by reading the page below.

Vijaya Bank Home Loan Mumbai at a Glance

Eligibility Criteria

• The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
• The maximum age of the applicant at the time of loan maturity should be 75 years.
• Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
• Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

• Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
• Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
• Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
• Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
• All the Land records and documents in original and two sets of copies.
• License for construction/renovation of House/Flat.
• Approved plan/Blueprint for the proposed construction or extension.
• Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
• Board/NOC from the Society/Association/Builders/Housing Board.

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Address of Vijaya Bank Branches in Mumbai