Allahabad Bank Ghaziabad

Banks138 views

About Allahabad Bank

With plenty of renowned banks available in the beautiful city of Ghaziabad, it would not be wrong to say that finding the best lender is surely not everyone’s cup of tea. Hence, to help you out from this hassle, on this page you will find the answer to all your queries. So, when it comes to the best lender in the city, go for Allahabad Bank without any doubt. WIth its headquarters in Kolkata, and established in the year 1865, the only endeavor of the bank is to reach out all its esteemed customers so as to meet their diverse needs. Be it a home loan, personal loan, car loan or insurance, investment or cards, this lender deals in offering all.

If we talk about its wide network, with more than 3,071 branches located at different cities of the country, this bank ensures to cater the need of one and all in the best possible way. With this huge network, this public sector bank makes sure to reach out each and every customer in the best way. To know more about the products offered by Allahabad Bank in Ghaziabad, kindly read this page below.

Allahabad Bank Ghaziabad Branches

Branch NameAddressIFSC CodeMICRCustomer Care
WrightganjHapur Road, Wright Ganj, GhaziabadALLA02101451100100500120-2830909
HapurTehsil Chopla, Hapur, Dist - Ghaziabad Pin - 245101ALLA02101462450100020122-2316834
ModinagarRailway Road, Modinagar Dist Ghaziabad Pin - 201204ALLA021014720101000101232-243532
Delhi Gate Gzb228, Hapur Rd Delhi Gate Po - 108 Dist. Ghaziabad Uttar Pradesh, Pin: 201001ALLA02104121100100460120-2730472/2738196
Navyug Market55 Navyug Market, GhaziabadALLA02105151100100450120-2797759/2790030
Ingraham Institute GhaziabadHapur Road, GhaziabadALLA02119311100100480120-2821617
Basantpur SainthlyBasantpur Sainthly, Vill. Basantpur Sainthly, Po - Muradnagar Distt.Ghaziabad Uttar Pradesh, Pin: 201206ALLA02112000120-2788497
KalchhinaKalchhina, Vill Kalchhina Block - Bhojpur Distt.Ghaziabad Uttar Pradesh, Pin: 201206ALLA021138120101050201232-277809
Modinagar Cane SocietyModinagar Cane Society, Cane Society Tibra Road, Modinagar Distt.Ghaziabad Uttar Pradesh, Pin: 201204ALLA021216820101000301232-244623
MuradnagarMuradnagar, Main Road Muradnagar Distt.Ghaziabad Uttar Pradesh, Pin: 201206ALLA021091720101050101232-261007
Allahabad Up Gramin-Pachokara(Pachekar)Pachokhara, P.O.Lalpur (Naudiha), Teh.Churiar, 231001ALLA0AU11962316990589792203719
IndirapuramAllahabad Bank, E-1, Gaur Green Avenue, Plot No. 1, Abahay Khand Ii, Indirapuram, Ghaziabad U. P. 201014ALLA02127598743001303
PilakhuaNear Chandi Mandir, Nh-24, Pilkhua, Distt- Hapur, Pin-245604ALLA02128579450211235
SahibabadAllahabad Bank, 63, Sector-5, Ved Plaza, Rajender Nagar, Sahibabad. Distt. Ghaziabad, Uttar Pradesh, 201005ALLA021287509310639690, 09711378954
KaushambiC-32, Sector14, Kaushambi.Distt. Ghaziabad UpALLA02128961100101309540971434
Pratapvihar GhajiabadC3 Sector 12, Pratapgarh, Ghaziabad, Uttar Pradesh, 201009ALLA02130109818119172
Sanjay NagarPlot No.7, Sanjay Nagar District Center, Sanjay Nagar, Ghaziabad, 201002ALLA02130111100101388745057899
VaishaliPlot No.557, Sector 1, Vaishali District, Ghaziabad 201010ALLA021301211001013623346204

Products Offered by Allahabad Bank in Ghaziabad

Allahabad Bank in Ghaziabad come with plenty of products such as car loan, home loan, property loan and personal loan to choose from. To know more about the products offered by this bank and their eligibility, you just need to take a look at the page below.

Basic Details of Allahabad Bank Loans

ProductEligibilityInterest Rate
(in p.a.)
Loan AmountTenureProcessing Fee
Home Loan The minimum age of the applicant at the time of availing the loan should be 21 years.
The maximum age of the applicant at the time of loan maturity should be 70 years.
An individual must have a regular source of income to liquidate the loans.
The housing loan to HUF will not be considered.
The employees who have availed housing loan from their own organizations may also avail housing loan from the bank.
8.40% - 9.00%Up to ₹500 Lakh(depends on combined income)30 Years0.40% of the loan amount, maximum ₹17,250
Personal Loan Pensioners:
Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
Doctors:
Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.
8.45% - 12.95%₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less48-60 MonthsNil-1.22% of loan Minimum ₹614
Car Loan Salaried Person :Minimum gross monthly income of ₹ 25,000/-

Agriculturist : Minimum 5 acres of irrigated land holding

Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived.

Retired individuals : Drawing monthly pension of ₹ 15,000/= and above.
Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan
8.95%Maximum of 3 times of Net Annual Income / Net Annual Salary.

Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower
For New Vehicle :
Individuals: Maximum 84 Months

For Firm/ Companies: Maximum 60 Months

For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower
0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL)
Property LoanMinimum 21 years & maximum 70 years at the time of sanction of loan.
In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old.

Individual: Income should be minimum ₹1.20 Lacs per annum.
Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed.
In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity.

However, the income will be taken as per audited balance sheet/ IT return of last financial year.
In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different.
14.1%₹5.00 Lakh-200.00 Lakh108 Months Above ₹150 Lac: 0.31%, Min ₹92115
Education Loan Studies in India (Indicative list):
Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc.
Studies abroad:
For job oriented professional/ technical courses offered by reputed universities.
8.95%-10.6% Study in India:
Up to ₹20 Lakh depending on the Institute.
Study abroad: ₹50 Lakh
Upto 15 Years For studies in India
For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/-
For studies abroad
For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/-

Documents Required

ProductDocuments
Home Loan Duly Signed Application Form with Photograph
ID Proof
Residence Proof
Processing Fee Cheque
Latest Bank Statements
Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc.
Salaried Applicants:
Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years
Last 3 Years ITR with Computation of Income
Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account
Self-employed Applicants:
ITR of Last 2-3 Years
Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years
Personal Loan Salaried:
Photo ID and age proof
Signed application form with photograph
Residence proof
Last 6 months bank statement
Last 3 months salary – slips
Form 16 or Income Tax Returns

Self-employed:
Photo ID and age proof
Signed application form with photograph
Residence proof
Last 6 months bank statement
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Car Loan Duly signed application form
Photographs
ID Proof
Age Proof
Income Proof
Residence Proof
RC Copy
Used Car-Valuation Copy
Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration
Utility bills of shops and establishments, etc.
Property Loan Salaried Customers
Loan application form with passport size photographs
Proof of identity and residence proof
Current bank statement and latest salary slip
PAN Card / Form 60
Last 6 months bank transactions statement
Cheque for the processing fee

Self Employed Professionals
Complete loan application form with passport size photographs
Address proof and identity proof
Current bank statement and latest salary slip
Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets
Last 6 months bank transactions statement
Cheque for the processing fee

Self Employed Businessman
Loan against property application form with passport size photographs
Proof of identity and proof of address
Current bank statement and latest salary slip
Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business)
Last 6 months bank transactions statement
Cheque for the processing fee
Education Loan Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any.
Attested copies of age proof, residence proof and birth date.
Self attested passport size photograph of applicant, co applicants and guarantor.
Copy of degree certificates and mark-sheet of previous qualified course
Income proof/latest tax return of co applicants, parents, guarantor (if any).
Details of collateral security along with government approved valuation certificate (if any).
Bank account statement of applicant, copy of passport and visa in case of abroad.

People Also Look For

Personal Loan Interest Rates August 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
HDFC8.70% - 9.40%
Bank of Baroda8.50% - 9.50%
LIC Housing8.45% - 8.90%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.55% - 8.80%
Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator