Allahabad Bank Kolkata - IFSC Code, Rates March 2024, Main Branch

Allahabad Bank Kolkata

About Allahabad Bank

Kolkata, the ‘City of Joy’ with the presence of many renowned names of the banking sector, caters the diverse needs of one and all. Yes, when it comes to offering the best of financial services in the city, there is no denying the fact that Allahabad Bank never leaves anyone disappointed. Yes, this public sector bank with the widest range of financial products and services ensures that it caters the multiple needs of one and all. Headquartered in Kolkata, this Government of India Undertaking with its enormous list of offerings in multiple domains such as loans, insurances, investments, cards and so on, caters all your financial needs in the best possible way.

However, with more than 3,071 branches available in every nook and corner of the country, it would not be wrong to say that this renowned bank is always there to help you out in the best possible way, hence become the preferred choice of many loan borrowers in the country. In order to know more about this leading bank and its diverse product range, you just need to take a look at the page below. Here, you can get all the latest updates about this leading bank, offering multiple products in the beautiful Kolkata city.

Allahabad Bank Kolkata Branches

Branch NameAddressIFSC CodeMICRCustomer Care
Alipore Branch, Kolkata 1A, Ronaldshay Road, Kolkata - 700027ALLA021002270001000924796267,
Kolkata Bhowanipore107 - B, A.Mukherjee Rd. Kol - 025ALLA021002370001001524755016
Kasba118, B.B. Chatterjee Street Kolkata - 700042 West BengalALLA0210024700010010033- 24054039
Kolkata B. K. Pal Avenue88, B K Paul Avenue, Kolkata - 700005ALLA0210025700010011033-25307911
Kolkata South Branch111A, &B, S P Mukherjee Road, Kolkata - 700026ALLA021002670001004124661594
Kolkata Chittaranjan Avenue113/1B, C.R. Avenue, Kol - 12ALLA0210027700010005033-22357385
Kolkata BeliaghataP - 214, C.I.T. Road, Sch - Iv, Kol - 10ALLA0210028700010014033-23630142
College Street224/5 B, Bidhan Sarani Kolkata West Bengal 700007ALLA0210029
Kolkata Dharamtolla Street5, C. R. Avenue, Kolkata - 700072 West BengalALLA0210030700010006033-22378239
Main Branch, Kolkata14, India Exchange Place , Kolkata - 700001ALLA021003170001000222208922
Burrabazar, Kolkata140, Cotton Street, Burrabazar, Kolkata - 7ALLA0210033700010003033-22686288
Kolkata Jodhpur Park505, Jodhpur Park, KolkataALLA021003470001003124731969
Kolkata K.K.Tagore Street36, Kali Krishna Tagore Street Kolkata - 700007 West BengalALLA0210035700010032033-22590740
Kolkata Brabourne Road6, Lucas Lane Kolkata - 700001 Est Bengal Kolkata West Bengal 700001ALLA0210036700010004033-22358381
Gariahat , Kolkata51D, Gariahat Road, Kolkata - 700019ALLA021003770001002524619726
Kolkata Shyambazar125, Bidhan Sarani, Kol - 4ALLA0210038700010039033-25554861
Kolkata Hazra Road37, Hazra Road Kolkata - 700029 West BengalALLA021025870001002924753599
Park Street Branch, Kolkata57, Park Street, Kolkata - 700016ALLA021027870001000722297692
Kolkata Lake Gardens425, Lake Gardens Rd. Kol - 045ALLA021027970001003424174545
Kolkata Tollygunge93, Deshpran Sasmal Rd. Kol - 033ALLA021028070001004524245568
Harish Mukherjee Road87A, Harish Mukherjee Road, Kolkata 700025ALLA021030070001002724554508
Kolkata Dakshineswar134, D.D. Mondal Ghat Road, DakshineswarALLA021030370001002033-25645057,
New Alipore, KolkataP - 554 Block - N, New Alipore, Kolkata - 700053ALLA021032470001003624000049

Products Offered by Allahabad Bank in Kolkata

There are various products that can easily be availed by you. Yes, this public sector bank offers plenty of financial products such as home loan, car loan, education loan, property loan and personal loan to avail. These products come with the eligibility criteria that you should be known by you so as to get closer to your financial dream. And, that you can easily know by reading this page further.

Basic Details of Allahabad Bank Loans

ProductEligibilityInterest Rate
(in p.a.)
Loan AmountTenureProcessing Fee
Home Loan The minimum age of the applicant at the time of availing the loan should be 21 years.
The maximum age of the applicant at the time of loan maturity should be 70 years.
An individual must have a regular source of income to liquidate the loans.
The housing loan to HUF will not be considered.
The employees who have availed housing loan from their own organizations may also avail housing loan from the bank.
8.75% - 9.90%Up to ₹500 Lakh(depends on combined income)30 Years0.40% of the loan amount, maximum ₹17,250
Personal Loan Pensioners:
Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.
10.00% - 15.00%₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less48-60 MonthsNil-1.22% of loan Minimum ₹614
Car Loan Salaried Person :Minimum gross monthly income of ₹ 25,000/-

Agriculturist : Minimum 5 acres of irrigated land holding

Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived.

Retired individuals : Drawing monthly pension of ₹ 15,000/= and above.
Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan
8.05% OnwardsMaximum of 3 times of Net Annual Income / Net Annual Salary.

Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower
For New Vehicle :
Individuals: Maximum 84 Months

For Firm/ Companies: Maximum 60 Months

For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower
0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL)
Property LoanMinimum 21 years & maximum 70 years at the time of sanction of loan.
In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old.

Individual: Income should be minimum ₹1.20 Lacs per annum.
Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed.
In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity.

However, the income will be taken as per audited balance sheet/ IT return of last financial year.
In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different.
14.1%₹5.00 Lakh-200.00 Lakh108 Months Above ₹150 Lac: 0.31%, Min ₹92115
Education Loan Studies in India (Indicative list):
Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc.
Studies abroad:
For job oriented professional/ technical courses offered by reputed universities.
8.95%-10.6% Study in India:
Up to ₹20 Lakh depending on the Institute.
Study abroad: ₹50 Lakh
Upto 15 Years For studies in India
For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/-
For studies abroad
For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/-

Documents Required

Home Loan Duly Signed Application Form with Photograph
ID Proof
Residence Proof
Processing Fee Cheque
Latest Bank Statements
Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc.
Salaried Applicants:
Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years
Last 3 Years ITR with Computation of Income
Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account
Self-employed Applicants:
ITR of Last 2-3 Years
Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years
Personal Loan Salaried:
Photo ID and age proof
Signed application form with photograph
Residence proof
Last 6 months bank statement
Last 3 months salary – slips
Form 16 or Income Tax Returns

Photo ID and age proof
Signed application form with photograph
Residence proof
Last 6 months bank statement
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Car Loan Duly signed application form
ID Proof
Age Proof
Income Proof
Residence Proof
RC Copy
Used Car-Valuation Copy
Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration
Utility bills of shops and establishments, etc.
Property Loan Salaried Customers
Loan application form with passport size photographs
Proof of identity and residence proof
Current bank statement and latest salary slip
PAN Card / Form 60
Last 6 months bank transactions statement
Cheque for the processing fee

Self Employed Professionals
Complete loan application form with passport size photographs
Address proof and identity proof
Current bank statement and latest salary slip
Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets
Last 6 months bank transactions statement
Cheque for the processing fee

Self Employed Businessman
Loan against property application form with passport size photographs
Proof of identity and proof of address
Current bank statement and latest salary slip
Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business)
Last 6 months bank transactions statement
Cheque for the processing fee
Education Loan Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any.
Attested copies of age proof, residence proof and birth date.
Self attested passport size photograph of applicant, co applicants and guarantor.
Copy of degree certificates and mark-sheet of previous qualified course
Income proof/latest tax return of co applicants, parents, guarantor (if any).
Details of collateral security along with government approved valuation certificate (if any).
Bank account statement of applicant, copy of passport and visa in case of abroad.


Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%