Top Banks 2024
Allahabad Bank Kolkata
Last Updated : March 21, 2017, 3:24 p.m.
About Allahabad Bank
Kolkata, the ‘City of Joy’ with the presence of many renowned names of the banking sector, caters the diverse needs of one and all. Yes, when it comes to offering the best of financial services in the city, there is no denying the fact that Allahabad Bank never leaves anyone disappointed. Yes, this public sector bank with the widest range of financial products and services ensures that it caters the multiple needs of one and all. Headquartered in Kolkata, this Government of India Undertaking with its enormous list of offerings in multiple domains such as loans, insurances, investments, cards and so on, caters all your financial needs in the best possible way.
However, with more than 3,071 branches available in every nook and corner of the country, it would not be wrong to say that this renowned bank is always there to help you out in the best possible way, hence become the preferred choice of many loan borrowers in the country. In order to know more about this leading bank and its diverse product range, you just need to take a look at the page below. Here, you can get all the latest updates about this leading bank, offering multiple products in the beautiful Kolkata city.
Allahabad Bank Kolkata Branches
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Alipore Branch, Kolkata | 1A, Ronaldshay Road, Kolkata - 700027 | ALLA0210022 | 700010009 | 24796267, |
| Kolkata Bhowanipore | 107 - B, A.Mukherjee Rd. Kol - 025 | ALLA0210023 | 700010015 | 24755016 |
| Kasba | 118, B.B. Chatterjee Street Kolkata - 700042 West Bengal | ALLA0210024 | 700010010 | 033- 24054039 |
| Kolkata B. K. Pal Avenue | 88, B K Paul Avenue, Kolkata - 700005 | ALLA0210025 | 700010011 | 033-25307911 |
| Kolkata South Branch | 111A, &B, S P Mukherjee Road, Kolkata - 700026 | ALLA0210026 | 700010041 | 24661594 |
| Kolkata Chittaranjan Avenue | 113/1B, C.R. Avenue, Kol - 12 | ALLA0210027 | 700010005 | 033-22357385 |
| Kolkata Beliaghata | P - 214, C.I.T. Road, Sch - Iv, Kol - 10 | ALLA0210028 | 700010014 | 033-23630142 |
| College Street | 224/5 B, Bidhan Sarani Kolkata West Bengal 700007 | ALLA0210029 | ||
| Kolkata Dharamtolla Street | 5, C. R. Avenue, Kolkata - 700072 West Bengal | ALLA0210030 | 700010006 | 033-22378239 |
| Main Branch, Kolkata | 14, India Exchange Place , Kolkata - 700001 | ALLA0210031 | 700010002 | 22208922 |
| Burrabazar, Kolkata | 140, Cotton Street, Burrabazar, Kolkata - 7 | ALLA0210033 | 700010003 | 033-22686288 |
| Kolkata Jodhpur Park | 505, Jodhpur Park, Kolkata | ALLA0210034 | 700010031 | 24731969 |
| Kolkata K.K.Tagore Street | 36, Kali Krishna Tagore Street Kolkata - 700007 West Bengal | ALLA0210035 | 700010032 | 033-22590740 |
| Kolkata Brabourne Road | 6, Lucas Lane Kolkata - 700001 Est Bengal Kolkata West Bengal 700001 | ALLA0210036 | 700010004 | 033-22358381 |
| Gariahat , Kolkata | 51D, Gariahat Road, Kolkata - 700019 | ALLA0210037 | 700010025 | 24619726 |
| Kolkata Shyambazar | 125, Bidhan Sarani, Kol - 4 | ALLA0210038 | 700010039 | 033-25554861 |
| Kolkata Hazra Road | 37, Hazra Road Kolkata - 700029 West Bengal | ALLA0210258 | 700010029 | 24753599 |
| Park Street Branch, Kolkata | 57, Park Street, Kolkata - 700016 | ALLA0210278 | 700010007 | 22297692 |
| Kolkata Lake Gardens | 425, Lake Gardens Rd. Kol - 045 | ALLA0210279 | 700010034 | 24174545 |
| Kolkata Tollygunge | 93, Deshpran Sasmal Rd. Kol - 033 | ALLA0210280 | 700010045 | 24245568 |
| Harish Mukherjee Road | 87A, Harish Mukherjee Road, Kolkata 700025 | ALLA0210300 | 700010027 | 24554508 |
| Kolkata Dakshineswar | 134, D.D. Mondal Ghat Road, Dakshineswar | ALLA0210303 | 700010020 | 33-25645057, |
| New Alipore, Kolkata | P - 554 Block - N, New Alipore, Kolkata - 700053 | ALLA0210324 | 700010036 | 24000049 |
Products Offered by Allahabad Bank in Kolkata
There are various products that can easily be availed by you. Yes, this public sector bank offers plenty of financial products such as home loan , car loan, education loan, property loan and personal loan to avail. These products come with the eligibility criteria that you should be known by you so as to get closer to your financial dream. And, that you can easily know by reading this page further.
Basic Details of Allahabad Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | The minimum age of the applicant at the time of availing the loan should be 21 years. The maximum age of the applicant at the time of loan maturity should be 70 years. An individual must have a regular source of income to liquidate the loans. The housing loan to HUF will not be considered. The employees who have availed housing loan from their own organizations may also avail housing loan from the bank. | 8.75% - 9.90% | Up to ₹500 Lakh(depends on combined income) | 30 Years | 0.40% of the loan amount, maximum ₹17,250 |
| Personal Loan | Pensioners: Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75. Doctors: Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan. | 10.00% - 15.00% | ₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less | 48-60 Months | Nil-1.22% of loan Minimum ₹614 |
| Car Loan | Salaried Person :Minimum gross monthly income of ₹ 25,000/- Agriculturist : Minimum 5 acres of irrigated land holding Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived. Retired individuals : Drawing monthly pension of ₹ 15,000/= and above. Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan | 8.05% Onwards | Maximum of 3 times of Net Annual Income / Net Annual Salary. Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower | For New Vehicle : Individuals: Maximum 84 Months For Firm/ Companies: Maximum 60 Months For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower | 0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL) |
| Property Loan | Minimum 21 years & maximum 70 years at the time of sanction of loan. In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old. Individual: Income should be minimum ₹1.20 Lacs per annum. Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed. In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity. However, the income will be taken as per audited balance sheet/ IT return of last financial year. In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different. | 14.1% | ₹5.00 Lakh-200.00 Lakh | 108 Months | Above ₹150 Lac: 0.31%, Min ₹92115 |
| Education Loan | Studies in India (Indicative list): Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc. Studies abroad: For job oriented professional/ technical courses offered by reputed universities. | 8.95%-10.6% | Study in India: Up to ₹20 Lakh depending on the Institute. Study abroad: ₹50 Lakh | Upto 15 Years | For studies in India For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/- For studies abroad For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/- |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Duly Signed Application Form with Photograph ID Proof Residence Proof Processing Fee Cheque Latest Bank Statements Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc. Salaried Applicants: Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years Last 3 Years ITR with Computation of Income Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account Self-employed Applicants: ITR of Last 2-3 Years Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years |
| Personal Loan | Salaried: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 months salary – slips Form 16 or Income Tax Returns Self-employed: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |
| Car Loan | Duly signed application form Photographs ID Proof Age Proof Income Proof Residence Proof RC Copy Used Car-Valuation Copy Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration Utility bills of shops and establishments, etc. |
| Property Loan | Salaried Customers Loan application form with passport size photographs Proof of identity and residence proof Current bank statement and latest salary slip PAN Card / Form 60 Last 6 months bank transactions statement Cheque for the processing fee Self Employed Professionals Complete loan application form with passport size photographs Address proof and identity proof Current bank statement and latest salary slip Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets Last 6 months bank transactions statement Cheque for the processing fee Self Employed Businessman Loan against property application form with passport size photographs Proof of identity and proof of address Current bank statement and latest salary slip Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business) Last 6 months bank transactions statement Cheque for the processing fee |
| Education Loan | Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any. Attested copies of age proof, residence proof and birth date. Self attested passport size photograph of applicant, co applicants and guarantor. Copy of degree certificates and mark-sheet of previous qualified course Income proof/latest tax return of co applicants, parents, guarantor (if any). Details of collateral security along with government approved valuation certificate (if any). Bank account statement of applicant, copy of passport and visa in case of abroad. |