Andhra Bank Bhubaneswar - IFSC Code, Rates February 2024, Main Branch

Andhra Bank Bhubaneswar 

About Andhra Bank

With a wide network of over 2803 branches across India, there is no denying on the fact that Andhra Bank is a name you can trust. Established in the year 1923, the bank with its enormous variety of financial services and products leaves no stone unturned to satisfy all. Be it home loan to buy your dream house, a personal loan for paying credit card debts or education loan to study your children abroad, this lender offers you all. 

With its unmatched products and services, the bank since many years ensures that your journey will be hassle-free. Be it any sort of loan, investment, credit card, insurance, corpoarte or NRI services, Andhra Bank   is here to make your financial journey enjoyable. This public sector bank with its quick and easy processes makes sure that the need of every customer can easily be fulfilled. So,when you are in urgent need of funds, you know whome to reach. 

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address. 

Branch Name Complete Address IFSCMICRCustomer Care
Bhubaneshwar84, Bapujinagar, P.B.No.4, Bhubaneswar - 751009ANDB0000048751011002
Lewis RoadLewis Raod, Near Gowtham Filling Station, Bhubaneshwar - 2ANDB00008387510110050674-2432166
SaheednagarIpcol House, Janpath, Bhubaneshwar - 751022ANDB00010587510110072542446
Cesco Power HousePower House Square, Unit - 8, Bhubaneshwar - 12ANDB00012757510110092418506
BaramundaM - 14, Baramunda Housing Board Colony, Bhubaneswar - 751003ANDB00001887510110030674-255578
Budheswari Colony96 A, BS Colony, Cuttack Road, Budheswari Colony, BhubaneswarANDB00007457510110042570763/2570
Madhusudan NagarMadhusudan Nagar, Sachuvalaya Marg, Unit - Iv, Bhubaneswar - 751001ANDB00008957510110060674-2537939, 2537940
Omc Campus BROMC House, BhubaneswarANDB00010597510110080674-240
ChandrasekharpurDamana Square, Chandrasekharpur, Bhubaneswar - 751016ANDB00012877510110110674-2743058
RasulgarhA N Plaza, Rasoolgarh, Bhubaneswar - 751010ANDB00014517510110140674-2585667
KhandagiriPlot No.6, Chidananda Bihar, Khandagiri, Bhubaneswar, Pin - 751019ANDB00014807510110130674-2470745
Acharya ViharN - 1/70, Nayapalli, Bhubaneswar, Dist - Khurda , Pin - 751022ANDB00014937510110100674-2537918
Cesco Extn CounterCesco Ec Andhra Bank, NayapaliANDB00014967510110120674-2537917
GothapatnaIiit Building, Gothapatna, Ps - Chandaka, Via Malipada, Bhubaneswar - 751003ANDB00017317510110170674-3016095
PokhariputPlot No.129, Ananta Vihar, Phase - Ii, Bda Housing Scheme, Pokhariput, Bhubaneswar - 751020ANDB00017517510110180674-2352750

Zonal Office, BhubaneswarM-14, Baramunda Hb Colony, Bhubaneswar - 751003ANDB00002440674-2537903/2537906
Sc, BhubaneswarM14, Baramunda Hb Colony, Zo Complex, BhubaneswarANDB0001171751011001
V S S NagarVss Nagar, Cm-26, V S S Nagar, Bhubaneswar, Odisha-751007ANDB00021617510110239778134754
Tankapani RoadBiswanath Plaza Tankapani Road Bhubaneswar 751018ANDB00021627510110242434133
KalinganagarK 7 351, Kalinganagar, Bhubaneswar, Odisha, 751003ANDB00024017510110258280095305
RaghunathpurPlot No 329, 2023, Raghunathpur, Bhubaneswar, Khurda Dist, Odisha, 754005ANDB00029437510110269439712348

Products Offered by Andhra Bank in Bhubaneswar 

The bank offers you a wide range of products to choose from. Be it personal loan, educaton loan, housing loan or vehicle, you can avail any of them with an easy and hassle-free process. 

Basic Details of Andhra Bank Loans 

EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing LoanMinimum age at the time of application-21 Years
Maximum age permitted at the time of loan maturity-65 Years

8.60% - 11.20%Depends upon your monthly income & repayment capacity30 Years As applicable by the bank
Gold LoanAny property identified person/existing customers 9.5%-9.7% ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is lessAppraising Charges:1% of the loan amount sanctioned
Vehicle LoanMinimum take home pay of 40% after all monthly deductions (2 Wheeler)
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)
7.80% - 7.90%Depending on the income flow and repayment capacity of an individual 60 months(used cars)-84 months(new cars)As applicable by the bank
Education LoanStudent should be an Indian.
Have secured admission to a higher course.
Allowed to meritorious students.
10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)₹ 20,000-No upper limit2-7 YearsNo Processing Fee (study in India)
Personal Loan Salaried , pensioners or any individual with good repayment capacity11.80% - 15.50%Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
60 Months

Documents Required 

Housing Loan Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct

Gold Loan Latest passport size photographs with duly filled application form.
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
Vehicle Loan For Generic:
Documents for KYC Compliance
Valid Driving License
Salary Slip
Proforma Invoice
IT Returns
Assessment Order

For Women:
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
Education Loan Duly filled application form with passport size photographs
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
Personal Loan Salary Slip/ IT Returns/Assessment Order, Property Statement
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%