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About Andhra Bank Car Loan Kolkata
When it comes to car loans in Kolkata, Andhra Bank has the best deal to provide. The bank offers vehicle loans at affordable rates with the facility of flexible repayment and a higher loan amount. So, read this article to get the detailed information about the product, branch details, eligibility criteria and documentation required.
Andhra Bank Car Loan in Kolkata at a Glance
|Interest Rate||7.80% - 7.90%|
|Loan amount||Depending on the income flow and repayment capacity of an individual|
|Tenure||60 months (used cars)-84 months (new cars)|
|Processing Fee||As applicable by the bank|
|Pre- payment charges||1% on the balance outstanding at the time of prepayment|
Have a look at the eligibility criteria to apply for a car loan at Andhra Bank in Kolkata. Having said that, the eligibility criterion is subject to change from one applicant to another and here at Andhra Bank, the eligibility for an applicant is as given below:
- Any individual having a minimum gross income of ₹1 lakh per annum.
- Corporate customers of the Bank.
- Eligible amount is worked out based on the repayment capacity and maximum permissible EMI should not be more than 60% of net salary in case of salaried people and 70% in case of Non-salaried class.
- Used Cars (not more than three years old): 60% of garage value or ₹25,00,000/- whichever is lower.
- The maximum loan amount for a new vehicle is 90% on road price which includes invoice price, Life tax, Registration charges, Insurance, and accessories, if any, worth ₹5,000 /- or 3 years gross salary whichever is lower.
Here is the list of documents that you must carry if you want to apply for a car loan at Andhra Bank.
- Documents for KYC Compliance
- Valid Driving License
- Passport size photos
- Loan application form
- Salary Slip
- Proforma Invoice
- IT Returns
- Assessment Order
- Valuation certificate from a reputed garage for a second sale (for women)
For more information, read Car Loan Kolkata
Address of Andhra Bank Branches in Kolkata
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Kolkata||14/B, Extra Street, Pb - 2786, Kolkata - 700001||ANDB0000070||700011005|
|Karaya Road||4/2, Karaya Road, Kolkata - 700017||ANDB0000287||700011010||033-22891951|
|Munshi Bazar||10/2 Beleghata Road, Kolkata - 700015||ANDB0000288||700011009||033-22510896|
|New Alipore||497 C, Block - M , New Alipore, Kolkata - 700053||ANDB0000398||700011007|
|Burra Bazar||23/1, Maharshi Devendra Road, Alu Posta, Kolkata - 700007||ANDB0000731||700011003||033-22749402|
|Chowringhee, Kolkata||58 - Chowringhee Road , Kolkata - 700071||ANDB0000770||700011004|
|Kidderpore||117A, Karl Marx Sarani, Kidderpore, Kolkata - 700023||ANDB0000815||700011006||033-245910|
|Salt Lake||Iii/Lb - 2, Sector Iii, Salt Lake City, Kolkata - 700098||ANDB0001023||700011011||033-23351673|
|Jodhpur Park||1/392, Gariahat Road (South), Kolkata - 700068||ANDB0001186||700011012||033-24725550|
|Ballygunge Park||48/1A, Gariahat Road, Kolkata - 700019||ANDB0001215||700011013|
|Rahmania High School||Jahagir Mohalla K.T. Road, Asansol - 713302||ANDB0001225||713011501||0341-2271356|
|Garia||43 Raja S.C.Mullick Road Ganguli Bagan, Kolkata - 700084||ANDB0001464||700011016||033-24258399|
|Muralidhar Girls College, Ballugunge, Kolkata||P - 411/14 Gariahat Rd, Ballygunge Kolkata||ANDB0001519||700011018||033-24656341|
|vivekananda college for women EC||131, D.H.Road, Barisha, Kolkata||ANDB0001520||700011014||033-24458944|
|Kasba||325, Rajdanga, Main Road, Near Arambagh, Hatcheries, Kolkata - 107||ANDB0001673||700011017||033-24417577|
|Regional Collection Centre||9, Rabindra Sarani, 2Nd Floor , Kolkata - 73 - 700 031||ANDB0000979||700011001||22154533|
|Baranagar||101/A, B - T Road, North 24 Paraganas, Kolkata - 700 090||ANDB0001761||700011021|
|Bidhannagar||Cd - 28, Sector I, Salt Lake, Kolkata - 700064||ANDB0001807||700011022||033-23597962|
|Behala||250, Diamond Harbour Road, Kolkata - 700063||ANDB0001808||700011023||033-24073813|
|Zonal Office||4/2, Karaya Road, Kolkata - 700017||ANDB0000673|
|South Dum Dum||251 Jessore Road Kajipara Nagerbazar Kolkata 700028||ANDB0002216||700011028||033 25500022|
|RCC Kolkata||9 Rabindra Sarani, Kolkata 700 073||ANDB0000949|
|New Garia||Andhra Bank, New Garia Branch, Medical Centre Market Bldg, New Garia Dev Co-Op Hsg Society Ltd, Sreenagar Main Roas, New Garia, Kolkata||ANDB0002320||700011029||9830888740|
|Nimta Bazar||42 43, M B Road, Nihar Bhavan, Kolkata, 700049||ANDB0002505||700011032||25410031|
|Mukundapur||544 B 3, Nayabad Main Road, P.O Mukundapur, Kolkata 700099||ANDB0002650||700011033||9433611936|
|Shibrampore||No 5, Kalipur, Sakuntala Park, Shibrampore, Biren Roy Road West, Kolkata, 700061||ANDB0002885||700011040||9432334284|