Table of Contents
About Andhra Bank
With quick and easy processes, friendly team, highly talented and experiened financial experts/professionals, there is no denying on the fact that Andhra Bank is one such name that can make you go gaga over its services. Yes, you read that absolutely right! The bank was established in the year 1923 with just one core objective and i.e. to offer quality products as well as services. With its diverse range of financial products such as personal loan, housing loan, credit cards, insurances, investments, gold loan, eductaion loan and much more, the lender ensures to meet varied need of yours.
With 2803 branches spread across India, the bank deals into retail, corporate, NRI, MSME and agricultural industries thus ensures to give the best customer experiene. Headquartered in Hyderabad along with holding opertaions in 25 states, Andhra Bank leaves no stone unturned in catering your needs in best possible way. So, whenever you are in urgent need of funds, look no further as this lender is always there to offer the best products and services.
Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Padmarao Nagar||6 - 1 - 131, R Venkataramana Res. Complex, Padmarao Nagar, Secunderabad - 500025||ANDB0000031||500011034||040-27506049|
|Bakaram||1 - 4 - 972/2, Bakaram, Hyderabad - 500048||ANDB0000032||500011007||040-2761252|
|Balanagar||S V Voop Industrial Estate, Balanagar, Hyderabad - 500003 7||ANDB0000057||500011008||040-23079643|
|Chikkadapally||Main Road, Chikkadapally, Hyderabad - 500020||ANDB0000076||500011011||040-27634590|
|Charminar||Opp Charminar, Hyderabad - 500002||ANDB0000090||500011010||040-24525331|
|Dilshukhnagar||8 - 32, Opp Busstop||ANDB0000122||500011012||040-23468537|
|Bagh Amberpet||Bagh Amberpet, Hyderabad - 500013||ANDB0000132||500011006||040-23468673|
|Gagan Mahal Road||Gagan Mahal Road, Domalguda, Hyderabad 500029||ANDB0000139||500011013|
|Kothapet (Hyd)||8 - 72 - 3&4, Kothapet||ANDB0000192||500011023||040-23462535|
|Himayatnagar||3 - 6 - 267, App.Telugu Academy, Himayatnagar, Hyderabad - 500029||ANDB0000201||500011015||040-23222674|
|Sultan Bazaar||Sultan Bazaar, Koti, Hyderabad||ANDB0000205||500011049|
|Hyderbasthi||Distillary Road, Hyderbasthi, Hyderabad - 500003||ANDB0000207||500011016||040-27544134|
|Hyderguda||1St Floor, Uti Buildings, Basheer Bagh, Hyderabad 500029||ANDB0000208||500011017|
|HMT Industrial Estate||Jeedimetla Road, Hmt Industrial Estate, Hyderabad - 500054||ANDB0000212||500011014||040-23085067|
|Jubileehills||Plot No> B 226, Jubileehills Check Post, Hyderabad||ANDB0000218||500011018||040-2354393|
|Ameerpet||Divya Shakthi Apartments, Ameerpet, Hyderabad - 500016||ANDB0000222||500011004||040-23731202|
|Khairatabad||Near Sham Theatre, Lakdi Ka Pool, Hyderabad - 500004||ANDB0000310||500011022||4023234709|
|Kachiguda||Station Road, Kachiguda, Hyderabad -||ANDB0000321||500011019||040-24657213|
|Kaprasainikpuri||Plot No.50, Anupuram, Ecil, Kapra, Secunderabad - 500062||ANDB0000327||500011020||040-27122387|
|Malakpet||16 - 1027/105/13 To 16, Main Raod, Malakpet, Hyderabad - 500036||ANDB0000352||500011025||040-24548744|
|Maredpally||10 - 3 - 60, Block No.3, Entranchment Road, East Maredpally, Hyderabad - 500026||ANDB0000356||500011026||040-27732297|
Products Offered by Andhra Bank in Hyderabad
There are a variety of products offered by Andhra Bank so as to satisfy your financial needs. Be it a personal loan, education loan, housing loan or vehicle loan, this lender offers all. So, take a look below to know more about the same.
Basic Details of Andhra Bank Loans
|Product||Eligibility||Interest Rate (in p.a.)||Loan Amount||Tenure||Processing Fee|
|Housing Loan||Minimum age at the time of application-21 Years |
Maximum age permitted at the time of loan maturity-65 Years
|6.40% - 7.40%||Depends upon your monthly income & repayment capacity||30 Years||As applicable by the bank|
|Gold Loan||Any property identified person/existing customers||9.5%-9.7%||₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is less||Appraising Charges:1% of the loan amount sanctioned|
|Vehicle Loan||Minimum take home pay of 40% after all monthly deductions (2 Wheeler)|
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)
|7.80% - 7.90%||Depending on the income flow and repayment capacity of an individual||60 months(used cars)-84 months(new cars)||As applicable by the bank|
|Education Loan||Student should be an Indian.|
Have secured admission to a higher course.
Allowed to meritorious students.
|10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)||₹ 20,000-No upper limit||2-7 Years||No Processing Fee (study in India)|
|Personal Loan||Salaried , pensioners or any individual with good repayment capacity||8.90% - 13.00%||Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.|
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
|Housing Loan||Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card|
Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years
Bank Account Statement for the Last 6 Months
Track record of existing loans, if any
Details of property you look to buy & construct
|Gold Loan||Latest passport size photographs with duly filled application form.|
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
|Vehicle Loan||For Generic:|
Documents for KYC Compliance
Valid Driving License
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
|Education Loan||Duly filled application form with passport size photographs|
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
|Personal Loan||Salary Slip/ IT Returns/Assessment Order, Property Statement|
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased