Andhra Bank Noida

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About Andhra Bank

Over 2803 branches spread across India and was established in the year 1923, Andhra Bank is one such public sector entity, which is known for offering the best financial products and services to one and all. People living in Noida can avail various services offered by this lender ranging from loans, investments, insurances, credit cards to online banking. Whether you are looking for a personal loan, housing loan or a thoughtfully designed credit card, the bank ensures to meet all your financial desires in best possible manner. The kind of top-notch and extra-ordinary services this lender offers will surely satisfy you to the core.

With its wide presence in 25 states including three Union Territories, the bank with its services in various sectors such as retail, corporate, NRI, MSME, credit cards and agriculture makes sure that you always have a hassle-free journey.  No matter what sort of financial help you are looking from this lender, all your needs can easily be fulfilled here. This is the reason that people living in Noida have not only one, but many reasons to rejoice.

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address. 

Branch Name Complete Address IFSCMICRCustomer Care
NoidaPlot No : 778, A Block, Sector - 19, Nioda - 201301 UpANDB00011061100110200120-2532223
Housing Finance Noida107 - Vishal Chamber, Sec - 18, NiodaANDB00011491100110280120-2516703
DAV NoidaE - 37, Sec - 55, NoidaANDB00013581100110350120-2490696
Greater NoidaKaisons Alpha Square A - 3, Greater Noida - 201308, Uttar PradeshANDB00016951100110539582012495
Noida Sector 48Shopping Planet, C-232 A/1, Main Dst Road, Noida Sector 48, - 201301ANDB00020251100110640120 2559400

Products Offered by Andhra Bank in Noida

With the numerous products offered by Andhra Bank in Noida, it is surely difficult for you to choose one product. Be it a personal loan, gold loan, education loan, vehicle loan or housing loan, Andhra Bank offers you all. Take a look below at the table below to know more about the products. 

Basic Details of Andhra Bank Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing LoanMinimum age at the time of application-21 Years
Maximum age permitted at the time of loan maturity-65 Years

8.45% - 8.60%Depends upon your monthly income & repayment capacity30 Years As applicable by the bank
Gold LoanAny property identified person/existing customers 9.5%-9.7% ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is lessAppraising Charges:1% of the loan amount sanctioned
Vehicle LoanMinimum take home pay of 40% after all monthly deductions (2 Wheeler)
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)

9.20%

Depending on the income flow and repayment capacity of an individual 60 months(used cars)-84 months(new cars)As applicable by the bank
Education LoanStudent should be an Indian.
Have secured admission to a higher course.
Allowed to meritorious students.
10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)₹ 20,000-No upper limit2-7 YearsNo Processing Fee (study in India)
Personal Loan Salaried , pensioners or any individual with good repayment capacity11.25% - 12.75%Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
60 Months

Documents Required 

ProductDocuments
Housing Loan Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct

Gold Loan Latest passport size photographs with duly filled application form.
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
Vehicle Loan For Generic:
Documents for KYC Compliance
Valid Driving License
Salary Slip
Proforma Invoice
IT Returns
Assessment Order

For Women:
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
Education Loan Duly filled application form with passport size photographs
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
Personal Loan Salary Slip/ IT Returns/Assessment Order, Property Statement
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased

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