Andhra Bank Patna
Last Updated : Jan. 31, 2017, 6:51 p.m.
About Andhra Bank
Being a Government of India undertaking and was founded in the year 1923, there is no denying the fact that Andhra Bank is your own bank, known for offering the best financial services and products. Since its inception, this public sector bank has created its own position in the marketplace, thus has become the favorite of many. Yes, when it comes to availing any sort of loan, insurance, investment or credit card, this lender always tops the chart and there is no doubt on that. Moreover, if we talk about its global presence, the bank has over 2803 branches wide spread across India, thus can easily be accessed by many.
The bank operates in 25 states, including three Union Territories, which in itself is commendable as it is within the reach of almost all. When it comes to its presence, this lender also has plenty of branches in the beautiful Patna city, hence making sure that people living there can also enjoy the best of banking services. The best thing about the bank is the fact that be it retail, corporate, NRI, MSME, Credit Cards or Online Banking, this public sector entity is into everything, thus will never disappoint the people of Patna.
Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Patna | Patna, Bihar | ANDB0000418 | 800011001 | |
| Sri Krishna Nagar | Road No.25, Sri Krishna Nagar, Patna - 8000001 | ANDB0001371 | 800011002 | 0612-2530239 |
| Boring Road | Steel House, Near S.K.Puri, Police Chowki, Patna, Pin - 800001 | ANDB0001630 | 800011003 | 0612-2540644 |
| Davps EC | Dav Public School Campus, Cantonment Road, Khagaul, Patna - 801105 | ANDB0001552 | 800011004 | 06115-232209 |
| Doctors Colony | K - 109, Pc Colony, Hanuman Nagar, Kankarbagh, Patna - 800020 | ANDB0001759 | 800011005 | 0612-2366274 |
| Janipur | Rai Colony , Nayatola, Phulwari Sharif , Patna | ANDB0001857 | 800011006 | 0612 2556840 |
| Musallahpurhat | Sumitra Sadan, Chak Musallahpur, Chai Tola, Patna, Bihar, 800006 | ANDB0002811 | 800011009 | 2660944 |
| Sohgi | Sitaram Bhavan, Sampatchak, Sohgi Mor, Patna, Bihar, 800007 | ANDB0002812 | 800011012 | 2494004 |
| DANAPUR | Raja Ram Tower, Gola Road, Digha Danapur Main Road, Patna, Bihar, 801503 | ANDB0002813 | 800011008 | 222023 |
| Bypass Mithapur | Sitaram Market, Ram Krishna Nagar, Mithapur Bypass, Patna Dist, Bihar, 800027 | ANDB0002814 | 800011010 | 2920168 |
| Pataliputra | Ground Floor, Ramayan Plaza, Pataliputra Rajapur Pool, Opp 32 Gate, Digha Main Road, Patna, Bihar, 800001 | ANDB0002850 | 800011011 | 2271700 |
| Patna City | Ground Floor, Navinawadh Aawash, Alamganj Ps, Guljarbagh Post, Patna City, Bihar, 800007 | ANDB0002910 | 800011015 | 7759857019 |
| Rajabazar | Ground Floor, H No 5, Sbi Colony 1, Sheikhpura, Raja Bazar, Patna Dist, Bihar, 800014 | ANDB0002913 | 800011014 | 9308483671 |
| Govind Mitra Road | Ashutosh Lodge, First Floor, Jain Gali, Govind Mitra Road, Patna, Bihar, 800004 | ANDB0002892 | 800011013 | 9835256120 |
| Nalaroad | First Floor, New Area Congress Maidan Road, Nala Road, Kadamkuan, Patna, Bihar, 800003 | ANDB0002957 | 800011016 | 2721233 |
Products Offered by Andhra Bank in Patna
Whether its personal loan, housing loan , vehicle loan or education loan, this lender ensures to offer you the best of financial services and products. But to avail the same, you need to meet the eligibility criteria of the product you want to avail. So, just take a look below to know more about the same.
Basic Details of Andhra Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | Minimum age at the time of application-21 Years Maximum age permitted at the time of loan maturity-65 Years | 8.60% - 11.20% | Depends upon your monthly income & repayment capacity | 30 Years | As applicable by the bank |
| Gold Loan | Any property identified person/existing customers | 9.5%-9.7% | ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is less | Appraising Charges:1% of the loan amount sanctioned | |
| Vehicle Loan | Minimum take home pay of 40% after all monthly deductions (2 Wheeler) Minimum gross income of ₹1 Lakh per annum (4 Wheeler) | 7.80% - 7.90% | Depending on the income flow and repayment capacity of an individual | 60 months(used cars)-84 months(new cars) | As applicable by the bank |
| Education Loan | Student should be an Indian. Have secured admission to a higher course. Allowed to meritorious students. | 10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs) | ₹ 20,000-No upper limit | 2-7 Years | No Processing Fee (study in India) |
| Personal Loan | Salaried , pensioners or any individual with good repayment capacity | 11.80% - 15.50% | Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower. Clean Loans: Not less than 40% of gross salary . 2 times average annual proven income. 8 time sof monthly pension | 60 Months |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track record of existing loans, if any Details of property you look to buy & construct |
| Gold Loan | Latest passport size photographs with duly filled application form. Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport This loan is offered to the customers who are identified as per KYC AML norms. |
| Vehicle Loan | For Generic: Documents for KYC Compliance Valid Driving License Salary Slip Proforma Invoice IT Returns Assessment Order For Women: Valid Driving License Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice Valuation Certificate from Reputed Garage for Second Sale |
| Education Loan | Duly filled application form with passport size photographs Identity & Address Proof-Latest Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof Fee particulars from College/University, etc |
| Personal Loan | Salary Slip/ IT Returns/Assessment Order, Property Statement For non-salaried:Latest Income Tax Assessment Order, Property Statement Any other Valid Document Latest Quotation for Article Proposed to be Purchased |