Top Banks 2024
Axis Bank Chennai
Last Updated : Feb. 2, 2017, 2:53 p.m.
Products Offered by Axis Bank in Chennai
Whether you want the instant funding for your daughter’s wedding, or buying a home at your favorite location or driving that expensive sports car, no matter whatever the reason, if you need the finance, look no further as Axis Bank is there. With its enormous products like personal loan , car loan, education loan, home loan or loan against property, the bank serves the varied needs of one and all in best possible manner.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + GST |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+GST |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17% (for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Axis Bank Chennai Branches with IFSC Codes
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Chennai | 82 Dr Radhakrishnan Salai Mylapore, Chennai, 600004 | UTIB0000006 | 600211002 | 044-28306800/02/03 |
| T Nagar | 79, G N Chetty Road T. Nagar, 600017 | UTIB0000014 | 600211003 | 044 - 28349300 |
| Nna Nagar, Chennai | F 33, Ii Nd Avenue, Anna Nagar East, 600102 | UTIB0000016 | 600211004 | 044-26289047/57/42655573 |
| Ramapuram | 149 1C/1D, Mount Poonamalle Road Ramapuram, 600089 | UTIB0000074 | 600211005 | 044- 2249 2184/ 85/ 86 |
| Adyar | No 18, M.G Road, Near Adyar Bus Depot Shastri Nagar, 600041 | UTIB0000082 | 600211006 | 044-24523333 |
| Madipakkam | No - 2 Medavakkam High Road Madipakkam, 600091 | UTIB0000083 | Branch Name | Complete Address |
| Chennai Service Br | First Floor 82, Dr. Radhakrishnan Salai , Mylapore, 600004 | UTIB0000127 | Chennai | 82 Dr Radhakrishnan Salai Mylapore, Chennai, 600004 |
| South Zonal Office - Szo | 82, Aalim Centre, Dr. Radhakrishnan Salai, Mylapore, Chennai 600004 | UTIB0000146 | T Nagar | 79, G N Chetty Road T. Nagar, 600017 |
| Anna Salai | No. 225, Anna Salai Opp. Spencers Plaza, 600002 | UTIB0000168 | Nna Nagar, Chennai | F 33, Ii Nd Avenue, Anna Nagar East, 600102 |
| Purasawalkam | 57, Purasawalkam High Road Purasawalkam, 600007 | UTIB0000189 | Ramapuram | 149 1C/1D, Mount Poonamalle Road Ramapuram, 600089 |
| Virugambakkam | 69, Arcot Road, Virugambakkam, 600092 | UTIB0000211 | Adyar | No 18, M.G Road, Near Adyar Bus Depot Shastri Nagar, 600041 |
| Velachery, Chennai | 37 - D, Velachery - Tambaram Main Road Velachery, 600042 | UTIB0000234 | Madipakkam | No - 2 Medavakkam High Road Madipakkam, 600091 |
| Ashok Nagar | No.72, 4Th Avenue Ashok Nagar, 600083 | UTIB0000285 | Chennai Service Br | First Floor 82, Dr. Radhakrishnan Salai , Mylapore, 600004 |
| Mogappair | Plot No.46, Block No.1 Bazar Street , Mogappair East, 600037 | UTIB0000345 | South Zonal Office - Szo | 82, Aalim Centre, Dr. Radhakrishnan Salai, Mylapore, Chennai 600004 |
| Neelangarai | R.M.Hospitals A - 1, Srinivasapuram, 600041 | UTIB0000423 | Anna Salai | No. 225, Anna Salai Opp. Spencers Plaza, 600002 |
| George Town | Uti House, 29, Rajaji Salai Chennai, 600001 | UTIB0000424 | Purasawalkam | 57, Purasawalkam High Road Purasawalkam, 600007 |
| Tambaram | Valluvar Gurukulam Girls H S School No.220 G.S.T Road, Tambaram (West), 600045 | UTIB0000428 | Virugambakkam | 69, Arcot Road, Virugambakkam, 600092 |
| Nanganallur | No. 13/1, 4Th Main Road, Nanganallur, Chennai 600061 , Tamil Nadu, 600061 | UTIB0000486 | Velachery, Chennai | 37 - D, Velachery - Tambaram Main Road Velachery, 600042 |
| Periyar Nagar | No.7/A - 42, Karthikeyan Salai Periyar Nagar, Chennai 600082 , Tamil Nadu | UTIB0000598 | Ashok Nagar | No.72, 4Th Avenue Ashok Nagar, 600083 |
| Kilpauk, Chennai | Symphony Palace, Door No. 450/744, Poonamalle High Road, Kilpauk, Chennai 600010 , Tamil Nadu | UTIB0000620 | Mogappair | Plot No.46, Block No.1 Bazar Street , Mogappair East, 600037 |
| Old Washermanpet, | No. 549, Thiruvorthiyur High Road, Old Washermanpet, Chennai 600021 | UTIB0000622 | Neelangarai | R.M.Hospitals A - 1, Srinivasapuram, 600041 |
| R A Puram | No. 40, 2Nd Main Road R A Puram, Chennai 600028 Tamil Nadu | UTIB0000676 | George Town | Uti House, 29, Rajaji Salai Chennai, 600001 |
| Egmore | 26, Haddows Road Nungambakkam Chennai 600006, Tamil Nadu | UTIB0000780 | Tambaram | Valluvar Gurukulam Girls H S School No.220 G.S.T Road, Tambaram (West), 600045 |
| Saidapet | Tamil Nadu Housing Board Complex No.493, Anna Salai, Nandanam Chennai 600035, Tamil Nadu | UTIB0000781 | Nanganallur | No. 13/1, 4Th Main Road, Nanganallur, Chennai 600061 , Tamil Nadu, 600061 |
| Kotturpuram | No. 8, Theyagaraya High Road T. Nagar, Chennai 600017 Tamil Nadu | UTIB0000782 | Periyar Nagar | No.7/A - 42, Karthikeyan Salai Periyar Nagar, Chennai 600082 , Tamil Nadu |
| Thiruvallur | No. 169, J N Road, Thiruvallur 602001 Tamil Nadu | UTIB0000621 | Kilpauk, Chennai | Symphony Palace, Door No. 450/744, Poonamalle High Road, Kilpauk, Chennai 600010 , Tamil Nadu |
| Credit Management Centre | No.192, First Floor, Karumuthu Nilayam Anna Salai, Chennai 600002 Tamil Nadu | UTIB0000711 | Old Washermanpet, | No. 549, Thiruvorthiyur High Road, Old Washermanpet, Chennai 600021 |
| Irungattukottai | No. 1, Bajanai Koil Street Chennai - Bangalore Highway Irungattukottai, Dist. Kancheepuram Tamil Nadu, Pin 602105 | UTIB0000843 | R A Puram | No. 40, 2Nd Main Road R A Puram, Chennai 600028 Tamil Nadu |
| Pallavaram | No. 66, Pammal Main Road Pallavaram, Chennai Dist. Kancheepuram, Tamil Nadu Pin 600043 | UTIB0000851 | Egmore | 26, Haddows Road Nungambakkam Chennai 600006, Tamil Nadu |
| Ambattur | No. 426/469, Mth Road Ambattur, Dist. Thiruvallur Chennai, Tamil Nadu, Pin 600053 | UTIB0000865 | Saidapet | Tamil Nadu Housing Board Complex No.493, Anna Salai, Nandanam Chennai 600035, Tamil Nadu |
| Kodambakkam | No. 2, 2Nd Main Road United India Colony Kodambakkam, Chennai Tamil Nadu, Pin 600024 | UTIB0000866 | Kotturpuram | No. 8, Theyagaraya High Road T. Nagar, Chennai 600017 Tamil Nadu |
| Koyambedu | Plot No. 10 & 11, Jawaharlal Nehru Road , (Rathnapuri), Koyambedu, Chennai, Tamil Nadu, Pin 600107 | UTIB0001009 | Thiruvallur | No. 169, J N Road, Thiruvallur 602001 Tamil Nadu |
| Corporate Banking Branch, Chennai | No. 192, Ground Floor, Karumuthu Nilayam, Annasalai, Chennai - 600002 | UTIB0001165 | Credit Management Centre | No.192, First Floor, Karumuthu Nilayam Anna Salai, Chennai 600002 Tamil Nadu |
| Selaiyur | Door No.47, Sundaram Colony, Camp Road , Selaiyur, Dist. Kancheepuram, Chennai, Tamil Nadu, Pin 600073 | UTIB0001181 | Irungattukottai | No. 1, Bajanai Koil Street Chennai - Bangalore Highway Irungattukottai, Dist. Kancheepuram Tamil Nadu, Pin 602105 |
| Poonamallee | Door No.311/1, 52 A, Poonamalle Trunk Road, Poonamalle, Chennai, Tamil Nadu, Pin 600056 | UTIB0001182 | Pallavaram | No. 66, Pammal Main Road Pallavaram, Chennai Dist. Kancheepuram, Tamil Nadu Pin 600043 |
| K K Nagar | Block - 2, P T Rajan Salai, K K Nagar, Chennai, Pin 600078. | UTIB0001224 | Ambattur | No. 426/469, Mth Road Ambattur, Dist. Thiruvallur Chennai, Tamil Nadu, Pin 600053 |
| Aminjikarai | Old No. 360/1, New No.633/1, Poonamallee High Road , Aminjikarai, Chennai, Tamil Nadu, Pin 600029 | UTIB0001372 | Kodambakkam | No. 2, 2Nd Main Road United India Colony Kodambakkam, Chennai Tamil Nadu, Pin 600024 |
| Teynampet | East Coast Centre, New Door No. 534A, Old Door No. 553, Anna Salai, Teynampet, Chennai, Tamil Nadu, Pin 600029 | UTIB0001374 | Koyambedu | Plot No. 10 & 11, Jawaharlal Nehru Road , (Rathnapuri), Koyambedu, Chennai, Tamil Nadu, Pin 600107 |
| Saligramam | New D.No.47 (D.No.12), Arunachalam Road , Saligramam, Chennai, Tamil Nadu, Pin 600093 | UTIB0001503 | Corporate Banking Branch, Chennai | No. 192, Ground Floor, Karumuthu Nilayam, Annasalai, Chennai - 600002 |
| Byepass Road , Velachery | Yamin, No. 153, Velachery Main Road , Velachery, Chennai, Tamil Nadu, Pin 600042 | UTIB0001504 | Selaiyur | Door No.47, Sundaram Colony, Camp Road , Selaiyur, Dist. Kancheepuram, Chennai, Tamil Nadu, Pin 600073 |
| Perambur | Chakravarthy Towers , No. 76, Madhavaram High Road , Perambur, Chennai, Tamil Nadu, Pin 600011 | UTIB0001511 | Poonamallee | Door No.311/1, 52 A, Poonamalle Trunk Road, Poonamalle, Chennai, Tamil Nadu, Pin 600056 |
| Avadi | No.199, Nehru Bazzar Road, Poovai Road, Avadi, Chennai Dist. Thiruvallur, Tamil Nadu, Pin 600054 | UTIB0001543 | K K Nagar | Block - 2, P T Rajan Salai, K K Nagar, Chennai, Pin 600078. |
| Perungudi | No.284/6, Lakshman Nagar, Khandan Chavadi, Perungudi, Chennai, Dist. Kancheepuram, Tamil Nadu, Pin 600096 | UTIB0001544 | Aminjikarai | Old No. 360/1, New No.633/1, Poonamallee High Road , Aminjikarai, Chennai, Tamil Nadu, Pin 600029 |
| Alandur | No. 60, Mkn Road, Alandur, Dist. Kancheepuram, Chennai, Tamil Nadu, Pin 600016 | UTIB0001567 | Teynampet | East Coast Centre, New Door No. 534A, Old Door No. 553, Anna Salai, Teynampet, Chennai, Tamil Nadu, Pin 600029 |
| Shanthi Colony | No.83/Ad13, Annanagar Vth Avenue , Chennai, Tamil Nadu, Pin 600040 | UTIB0001510 | Saligramam | New D.No.47 (D.No.12), Arunachalam Road , Saligramam, Chennai, Tamil Nadu, Pin 600093 |
Axis Bank Customer Care
1800 419 5555 and 1800 500 5555 s the number you need to dial when it comes to getting in touch with the customer care executives of Axis Bank. In case you have any sort of complaint or query related to any product or service of Axis, all you need to do is just dial this number from your registered mobile or landline. These professionals will not only listen to your problem but will give you the best solution as well.
Axis Bank EMI Calculator
When it comes to an EMI Calculator, it is one such well-designed tool that allows you to know your exact EMI calculations in the best way. By taking into consideration the interest rate, tenure and loan amount, this device fetches the results for you, giving you the exact calculations of EMI, Interest Outgo and Total Amount in the easiest and quickest manner. All in all, it helps you in taking a smart and calculative decision in the best way.
For your reference, below is a table, showing the calculations on a loan amount of ₹4 Lakh, taken for a tenure of 4 years at an interest rate of 15.79% per annum.
Table Showing EMI, Interest Outgo, and Total Repayment Amount
EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
| Year | Principal | Interest | Balance Amount |
|---|---|---|---|
| 1 | ₹ 77,830 | ₹ 57,687 | ₹ 3,22,169 |
| 2 | ₹ 91,049 | ₹ 44,468 | ₹ 2,31,119 |
| 3 | ₹ 1,06,514 | ₹ 29,003 | ₹ 1,24,605 |
| 4 | ₹ 1,24,751 | ₹ 10,913 | ₹ 0 |
Documentation Required to Apply
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |
About Axis Bank
After creating its niche globally and being known as the third largest private sector bank of the country, Axis Bank with its diverse range of unique products, innovative approach and high-end services is no doubt ruling the roost. Yes, since its inception in the year 1993, then known as UTI Bank, this lender has come a long way. It’s journey been an example for others as how with the help of having the best of financial products and services you can create your own space in the Indian banking sector. If we talk specifically about the unmatched products offered by the bank, it offers Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking to all its customers.
However, by offering these services to the customers the main objective of the bank is to satisfy their needs to the fullest, making the customers happy and fully satisfied with the user-friendly services. Moreover, the bank has a total number of 2,959 branches, 12,743 ATMs wide spread across different cities of the nation. Not only this, the lender also enjoys a global presence with having 9 international offices located in various countries. Be it Retail, NRI, Agri & Rural, Burgundy and Priority, Axis Bank offers all.