Axis Bank Chennai

Banks518 views

Products Offered by Axis Bank in Chennai

Whether you want the instant funding for your daughter’s wedding, or buying a home at your favorite location or driving that expensive sports car, no matter whatever the reason, if you need the finance, look no further as Axis Bank is there. With its enormous products like personal loan, car loan, education loan, home loan or loan against property, the bank serves the varied needs of one and all in best possible manner.

Basic Details of Axis Bank Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home Loan Salaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 orsuperannuation, whichever, is earlier at the time of loan maturity.
8.80% - 9.05% ₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal Loan If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.
15.75% - 24.00%₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + GST
Car Loan Salaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.
Self-employedIndividuals

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of

11.00% - 12.00%

₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years ₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Self-employed
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.




11.40%-12.10%₹2,00,000-500,00,00015 Years1% of the loan amount+GST
Education Loan Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17% (for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Axis Bank Chennai Branches with IFSC Codes

Branch Name Complete Address IFSCMICRCustomer Care
Chennai82 Dr Radhakrishnan Salai Mylapore, Chennai, 600004UTIB0000006600211002044-28306800/02/03
T Nagar79, G N Chetty Road T. Nagar, 600017UTIB0000014600211003044 - 28349300
Nna Nagar, ChennaiF 33, Ii Nd Avenue, Anna Nagar East, 600102UTIB0000016600211004044-26289047/57/42655573
Ramapuram149 1C/1D, Mount Poonamalle Road Ramapuram, 600089UTIB0000074600211005044- 2249 2184/ 85/ 86
AdyarNo 18, M.G Road, Near Adyar Bus Depot Shastri Nagar, 600041UTIB0000082600211006044-24523333
MadipakkamNo - 2 Medavakkam High Road Madipakkam, 600091UTIB0000083Branch Name Complete Address
Chennai Service BrFirst Floor 82, Dr. Radhakrishnan Salai , Mylapore, 600004UTIB0000127Chennai82 Dr Radhakrishnan Salai Mylapore, Chennai, 600004
South Zonal Office - Szo82, Aalim Centre, Dr. Radhakrishnan Salai, Mylapore, Chennai 600004UTIB0000146 T Nagar79, G N Chetty Road T. Nagar, 600017
Anna Salai No. 225, Anna Salai Opp. Spencers Plaza, 600002UTIB0000168Nna Nagar, ChennaiF 33, Ii Nd Avenue, Anna Nagar East, 600102
Purasawalkam57, Purasawalkam High Road Purasawalkam, 600007UTIB0000189Ramapuram149 1C/1D, Mount Poonamalle Road Ramapuram, 600089
Virugambakkam69, Arcot Road, Virugambakkam, 600092UTIB0000211AdyarNo 18, M.G Road, Near Adyar Bus Depot Shastri Nagar, 600041
Velachery, Chennai37 - D, Velachery - Tambaram Main Road Velachery, 600042UTIB0000234MadipakkamNo - 2 Medavakkam High Road Madipakkam, 600091
Ashok NagarNo.72, 4Th Avenue Ashok Nagar, 600083UTIB0000285Chennai Service BrFirst Floor 82, Dr. Radhakrishnan Salai , Mylapore, 600004
Mogappair Plot No.46, Block No.1 Bazar Street , Mogappair East, 600037UTIB0000345South Zonal Office - Szo82, Aalim Centre, Dr. Radhakrishnan Salai, Mylapore, Chennai 600004
Neelangarai R.M.Hospitals A - 1, Srinivasapuram, 600041UTIB0000423Anna Salai No. 225, Anna Salai Opp. Spencers Plaza, 600002
George Town Uti House, 29, Rajaji Salai Chennai, 600001UTIB0000424Purasawalkam57, Purasawalkam High Road Purasawalkam, 600007
Tambaram Valluvar Gurukulam Girls H S School No.220 G.S.T Road, Tambaram (West), 600045UTIB0000428Virugambakkam69, Arcot Road, Virugambakkam, 600092
Nanganallur No. 13/1, 4Th Main Road, Nanganallur, Chennai 600061 , Tamil Nadu, 600061UTIB0000486Velachery, Chennai37 - D, Velachery - Tambaram Main Road Velachery, 600042
Periyar NagarNo.7/A - 42, Karthikeyan Salai Periyar Nagar, Chennai 600082 , Tamil NaduUTIB0000598Ashok NagarNo.72, 4Th Avenue Ashok Nagar, 600083
Kilpauk, ChennaiSymphony Palace, Door No. 450/744, Poonamalle High Road, Kilpauk, Chennai 600010 , Tamil NaduUTIB0000620Mogappair Plot No.46, Block No.1 Bazar Street , Mogappair East, 600037
Old Washermanpet,No. 549, Thiruvorthiyur High Road, Old Washermanpet, Chennai 600021UTIB0000622Neelangarai R.M.Hospitals A - 1, Srinivasapuram, 600041
R A PuramNo. 40, 2Nd Main Road R A Puram, Chennai 600028 Tamil NaduUTIB0000676George Town Uti House, 29, Rajaji Salai Chennai, 600001
Egmore26, Haddows Road Nungambakkam Chennai 600006, Tamil NaduUTIB0000780Tambaram Valluvar Gurukulam Girls H S School No.220 G.S.T Road, Tambaram (West), 600045
SaidapetTamil Nadu Housing Board Complex No.493, Anna Salai, Nandanam Chennai 600035, Tamil NaduUTIB0000781Nanganallur No. 13/1, 4Th Main Road, Nanganallur, Chennai 600061 , Tamil Nadu, 600061
KotturpuramNo. 8, Theyagaraya High Road T. Nagar, Chennai 600017 Tamil NaduUTIB0000782Periyar NagarNo.7/A - 42, Karthikeyan Salai Periyar Nagar, Chennai 600082 , Tamil Nadu
ThiruvallurNo. 169, J N Road, Thiruvallur 602001 Tamil NaduUTIB0000621Kilpauk, ChennaiSymphony Palace, Door No. 450/744, Poonamalle High Road, Kilpauk, Chennai 600010 , Tamil Nadu
Credit Management CentreNo.192, First Floor, Karumuthu Nilayam Anna Salai, Chennai 600002 Tamil NaduUTIB0000711Old Washermanpet,No. 549, Thiruvorthiyur High Road, Old Washermanpet, Chennai 600021
IrungattukottaiNo. 1, Bajanai Koil Street Chennai - Bangalore Highway Irungattukottai, Dist. Kancheepuram Tamil Nadu, Pin 602105UTIB0000843R A PuramNo. 40, 2Nd Main Road R A Puram, Chennai 600028 Tamil Nadu
PallavaramNo. 66, Pammal Main Road Pallavaram, Chennai Dist. Kancheepuram, Tamil Nadu Pin 600043UTIB0000851Egmore26, Haddows Road Nungambakkam Chennai 600006, Tamil Nadu
AmbatturNo. 426/469, Mth Road Ambattur, Dist. Thiruvallur Chennai, Tamil Nadu, Pin 600053UTIB0000865SaidapetTamil Nadu Housing Board Complex No.493, Anna Salai, Nandanam Chennai 600035, Tamil Nadu
KodambakkamNo. 2, 2Nd Main Road United India Colony Kodambakkam, Chennai Tamil Nadu, Pin 600024UTIB0000866KotturpuramNo. 8, Theyagaraya High Road T. Nagar, Chennai 600017 Tamil Nadu
KoyambeduPlot No. 10 & 11, Jawaharlal Nehru Road , (Rathnapuri), Koyambedu, Chennai, Tamil Nadu, Pin 600107UTIB0001009ThiruvallurNo. 169, J N Road, Thiruvallur 602001 Tamil Nadu
Corporate Banking Branch, ChennaiNo. 192, Ground Floor, Karumuthu Nilayam, Annasalai, Chennai - 600002UTIB0001165Credit Management CentreNo.192, First Floor, Karumuthu Nilayam Anna Salai, Chennai 600002 Tamil Nadu
SelaiyurDoor No.47, Sundaram Colony, Camp Road , Selaiyur, Dist. Kancheepuram, Chennai, Tamil Nadu, Pin 600073UTIB0001181IrungattukottaiNo. 1, Bajanai Koil Street Chennai - Bangalore Highway Irungattukottai, Dist. Kancheepuram Tamil Nadu, Pin 602105
PoonamalleeDoor No.311/1, 52 A, Poonamalle Trunk Road, Poonamalle, Chennai, Tamil Nadu, Pin 600056UTIB0001182PallavaramNo. 66, Pammal Main Road Pallavaram, Chennai Dist. Kancheepuram, Tamil Nadu Pin 600043
K K NagarBlock - 2, P T Rajan Salai, K K Nagar, Chennai, Pin 600078.UTIB0001224AmbatturNo. 426/469, Mth Road Ambattur, Dist. Thiruvallur Chennai, Tamil Nadu, Pin 600053
AminjikaraiOld No. 360/1, New No.633/1, Poonamallee High Road , Aminjikarai, Chennai, Tamil Nadu, Pin 600029UTIB0001372KodambakkamNo. 2, 2Nd Main Road United India Colony Kodambakkam, Chennai Tamil Nadu, Pin 600024
TeynampetEast Coast Centre, New Door No. 534A, Old Door No. 553, Anna Salai, Teynampet, Chennai, Tamil Nadu, Pin 600029UTIB0001374KoyambeduPlot No. 10 & 11, Jawaharlal Nehru Road , (Rathnapuri), Koyambedu, Chennai, Tamil Nadu, Pin 600107
SaligramamNew D.No.47 (D.No.12), Arunachalam Road , Saligramam, Chennai, Tamil Nadu, Pin 600093UTIB0001503Corporate Banking Branch, ChennaiNo. 192, Ground Floor, Karumuthu Nilayam, Annasalai, Chennai - 600002
Byepass Road , VelacheryYamin, No. 153, Velachery Main Road , Velachery, Chennai, Tamil Nadu, Pin 600042UTIB0001504SelaiyurDoor No.47, Sundaram Colony, Camp Road , Selaiyur, Dist. Kancheepuram, Chennai, Tamil Nadu, Pin 600073
PeramburChakravarthy Towers , No. 76, Madhavaram High Road , Perambur, Chennai, Tamil Nadu, Pin 600011UTIB0001511PoonamalleeDoor No.311/1, 52 A, Poonamalle Trunk Road, Poonamalle, Chennai, Tamil Nadu, Pin 600056
AvadiNo.199, Nehru Bazzar Road, Poovai Road, Avadi, Chennai Dist. Thiruvallur, Tamil Nadu, Pin 600054UTIB0001543 K K NagarBlock - 2, P T Rajan Salai, K K Nagar, Chennai, Pin 600078.
PerungudiNo.284/6, Lakshman Nagar, Khandan Chavadi, Perungudi, Chennai, Dist. Kancheepuram, Tamil Nadu, Pin 600096UTIB0001544AminjikaraiOld No. 360/1, New No.633/1, Poonamallee High Road , Aminjikarai, Chennai, Tamil Nadu, Pin 600029
AlandurNo. 60, Mkn Road, Alandur, Dist. Kancheepuram, Chennai, Tamil Nadu, Pin 600016UTIB0001567 TeynampetEast Coast Centre, New Door No. 534A, Old Door No. 553, Anna Salai, Teynampet, Chennai, Tamil Nadu, Pin 600029
Shanthi ColonyNo.83/Ad13, Annanagar Vth Avenue , Chennai, Tamil Nadu, Pin 600040UTIB0001510SaligramamNew D.No.47 (D.No.12), Arunachalam Road , Saligramam, Chennai, Tamil Nadu, Pin 600093

Axis Bank Customer Care

1800 419 5555 and 1800 500 5555 s the number you need to dial when it comes to getting in touch with the customer care executives of Axis Bank. In case you have any sort of complaint or query related to any product or service of Axis, all you need to do is just dial this number from your registered mobile or landline. These professionals will not only listen to your problem but will give you the best solution as well.

Axis Bank EMI Calculator

When it comes to an EMI Calculator, it is one such well-designed tool that allows you to know your exact EMI calculations in the best way. By taking into consideration the interest rate, tenure and loan amount, this device fetches the results for you, giving you the exact calculations of EMI, Interest Outgo and Total Amount in the easiest and quickest manner. All in all, it helps you in taking a smart and calculative decision in the best way.

For your reference, below is a table, showing the calculations on a loan amount of ₹4 Lakh, taken for a tenure of 4 years at an interest rate of 15.79% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 4,00,00015.79%1₹ 36,253₹ 35,031₹ 4,35,031
₹ 4,00,00015.79%2₹ 19,545₹ 69,083₹ 4,69,083
₹ 4,00,00015.79%3₹ 14,021₹ 1,04,770₹ 5,04,770
₹ 4,00,00015.79%4₹ 11,293₹ 1,42,071₹ 5,42,071

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 77,830₹ 57,687₹ 3,22,169
2₹ 91,049₹ 44,468₹ 2,31,119
3₹ 1,06,514₹ 29,003₹ 1,24,605
4₹ 1,24,751₹ 10,913₹ 0

Documentation Required to Apply

ProductDocuments
Home Loan Salaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Self-employed
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal Loan Application form
Photograph
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car Loan Age proof
ID proof
Application form
Photograph
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases


Education Loan Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses




About Axis Bank

After creating its niche globally and being known as the third largest private sector bank of the country, Axis Bank with its diverse range of unique products, innovative approach and high-end services is no doubt ruling the roost. Yes, since its inception in the year 1993, then known as UTI Bank, this lender has come a long way. It’s journey been an example for others as how with the help of having  the best of financial products and services you can create your own space in the Indian banking sector. If we talk specifically about the unmatched products offered by the bank, it offers Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking to all its customers.

However, by offering these services to the customers the main objective of the bank is to satisfy their needs to the fullest, making the customers happy  and fully satisfied with the user-friendly services. Moreover, the bank has a total number of 2,959 branches, 12,743 ATMs wide spread across different cities of the nation. Not only this, the lender also enjoys a global presence with having 9 international offices located in various countries. Be it  Retail, NRI, Agri & Rural, Burgundy and Priority, Axis Bank offers all.

People Also Look For

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator