Axis Bank Gurugram

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About Axis Bank

Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and what not, Axis Bank offers a plethora of financial products to choose from. Be it an investment, insurance, loans, cards, deposits, etc, the bank deals with every sort of financial entity, ensuring that all your needs can be fulfilled in the least time frame. Earlier known as UTI bank, the foundation of today’s Axis Bank was laid down in the year 1993 with a core objective to deliver the quality services and enriching the experience of all. Keeping this thing in mind, the bank with its 2,959 branches and 12,743 ATMs spread across India ensures to reach out all.

Apart from creating its strong customer base in India, the lender also enjoys a global presence with 9 international offices, situated in many countries. By offering the financial help in the domain of Retail, NRI, Agri & Rural, Burgundy and Priority, Axis Bank ensures to meet multiple needs of all its customers around the globe. That’s why, today the Axis Bank is known as the third largest private sector lender, which is known for offering the innovative, top-notch and quality services to the customers.

Axis Bank Gurugram Branches

Branch Name Complete Address IFSCMICRCustomer Care
GurugramSco - 29, Sector - 14, Near Huda Office, Old Delhi - Gurugram Rd, 122001UTIB00000561102110080124-2339019/20, 2221930/31, 2223289, 4084148/49, 4084151/52
DLF - GurugramSg - 21 & 22, Galleria Shopping Mall, Phase - Iv, Dlf Qutab Enclave Complex, 122002 HaryanaUTIB0000131110211019 0124-4050595-97
M G Road, GurugramShop. No 03, 03 (A), 04 & 05, Mega City Mall, M.G. Road, Gurugram, 122001UTIB00005401102110470124-432 0500/ 02
Sector 15, GurugramSco 50 & 51, Old Judicial Complex Civil Lines, Sector 15, Gurugram, Haryana, Pin 122001UTIB00007911102110660124 - 4226974/4226971/72/73
Palam Vihar Ground & First Floors Office Space No. 02 Surya’ S Palam Central, H Block Opp. Celebrity Towers Palam Vihar, Gurugram - 122017 HaryanaUTIB00007071102110600124-4212790/91/92/93
ManesarShop No.34 To 36, 38, 39 And 64 To 69 Tower - J, Sector - 2, Imt Manesar Dist. Gurugram, Haryana 122050UTIB00007201102110620124-2290376/77/78
Sector 54, GurugramGround Floor, Ninex Time Centre Sun City , Sector 54, Golf Course Road Gurugram, Haryana, Pin 122002UTIB0000846110211070  0124-4014421/ 22/ 23
New Railway RoadNew Railway Roadbuilding No.1164/1, Shri J P Tower , Dayanand Colony, Opp. Fire Station, New Railway Road , Gurugram, Haryana, Pin 122 001UTIB0001081110211078(0124) 4304257/ 8/ 9 / (0124) 4304260
Gurugram Sec 49Gr. Floor, Shop No. 05A, 05B, 06A & 7, Universal Trader Tower, Main Sohna Road, Sector - 49, Gurugram - 122 101. HaryanaUTIB00012621102111040124 - 4211 764 / 65 / 66 / 67 /68 0
Gurugram Sec 10AGr. Floor & Basement S.C.O No. 20, Sector - 10 A, Nr. Hero Honda Chowk, Gurugram - 122 001. HaryanaUTIB00012641102111030124 - 4211 759 / 56 / 51 / 52 / 53 0
Sector 31, GurugramGround Floor & Basement S.C.O No. 29, Sector 31 - 32 A, Urban Estate, Gurugram, Haryana - 122001UTIB000135911021109998737 20950 0
Sector 57, GurugramGround Floor, Shop No.G - 01, G - 02, G - 03, Bestech Central Square , Block G, Sushant Lok, Phase Ii, Sector 57, Gurugram, Haryana, Pin 122101.UTIB0001366110211101(0124) 6461255/ 6/ 7/ 8 0
UdyogviharGround Floor, Unit No. 3, 4, 5, 6, 18, 19& 20, Plot No. B & B - 1, Enkay Tower, Vanijya Nikunj, Udyog Vihar Phase - 5, Nh - 8, Gurugram - 122016. HaryanaUTIB000152711021110699998 64448 0
Laxmi BazarGround Floor, Khewat No. 788/769 Min.Khatuni No. 851 Min Khasra No 4601/488/1301/89/32 Laxmi Bazaar, Madanpuri Road , Vijay Park Gurugram - 122001 HaryanaUTIB0001787110211124
Gurugram Sec 46Ground Floor, First Floor And Basement, Sco No. 120 Sector 46 Gurugram - 122001UTIB0001720110211120
Corporate Credit Operations Hub504, 5Th Floor, Global Foyer, Golf Course Road, Sector - 43, Gurugram - 122002 (Haryana)UTIB00018211102119980124 - 4411500
Sector-29, GurugramGround Floor, Sco No. 314, Sector 29, Gurugram - 122001, HaryanaUTIB00019701102111400124 - 2570314 , 2571315, 0124 - 2574017, 18 / 0124 - 2574019
Sector 22, GurugramGround Floor And Basement, Sco/F 87, Sector 22, Huda Market, Gurugram, Haryana, Pin 122001UTIB0001911110211133(0124) 4245260/61/62/63 , (0124) 4245264
PataudiUpper Ground Floor, Khewat No. 74/75, Killa No.70/16/2(0-17), 232//3-15, Ward-3, Tawroo Road, Pataudi, Gurugram, Pin-122503UTIB00024531102111508059019900
Rosewood CityGround Floor, Unit No. G-21, G-22, G-23 & G-24, Sector 49 & 50, Rosewood City, Eros City Square, Gurugram, Haryana, Pin 122001UTIB00024561102111519873720950
The Jhajjar Central Cooperative Bank LtdMini Secretariat, Gurugram Road, JhajjarUTIB0JCCB0112484405201251-256263
The Gurugram Central Cooperative Bank LimitedB.O. Jharsa Branch Manager, The Gurugram Central Cooperative Bank Ltd, Jharsa GurugramUTIB0SGCB028376801212
The Gurugram Central Cooperative Bank LimitedB.O. Wazirabad Branch Manager, The Gurugram Central Cooperative Bank Ltd, Wazirabad GurugramUTIB0SGCB038376801213
The Gurugram Central Cooperative Bank LimitedB.O. Dundahera Branch Manager, The Gurugram Central Cooperative Bank Ltd, DundaheraUTIB0SGCB048376801214
The Gurugram Central Cooperative Bank LimitedB.O. Mandikhera, Branch Manager, The Gurugram Central Cooperative Bank Ltd, Distt- Mewat, HaryanaUTIB0SGCB178376801237
The Gurugram Central Cooperative Bank LimitedB.O. Jamalgarh Branch Manager, The Gurugram Central Cooperative Bank Ltd, Distt- Mewat, HaryanaUTIB0SGCB208376801241

Products Offered by Axis Bank in Gurugram

Worldwide recognized as the third largest private sector lender, Axis Bank with its enormous range of unique products will never disappoint you. Starting from a home loan, car loan, education loan to last but not the least loan against property, this lender has become the preferred of many living in Gurugram. So, if you are also interested to know the various products offered by Axis Bank, kindly take a look below and understand the nitty and gritty of each of its product.

Basic Details of Axis Bank Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home Loan Salaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 orsuperannuation, whichever, is earlier at the time of loan maturity.
8.50% - 8.85% ₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal Loan If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.

15.50% - 24.00%

₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + Service Tax
Car Loan Salaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.
Self-employedIndividuals

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of

11.00% - 12.00%

₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years ₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Self-employed
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.




11.40%-12.10%₹2,00,000-500,00,00015 Years1% of the loan amount+service tax
Education Loan Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17% (for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Documents Required

ProductDocuments
Home Loan Salaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Self-employed
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal Loan Application form
Photograph
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car Loan Age proof
ID proof
Application form
Photograph
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases


Education Loan Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses




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