Axis Bank Pune
Last Updated : May 9, 2018, 12:01 p.m.
Products Offered by Axis Bank in Pune
If you are in Pune, Axis Bank with its enormous range of products such as personal loan , education loan, car loan, home loan and loan against property, makes sure that the people living in this hi-tech city enjoy the best of banking experience via these innovative products. These products are here to make your life much simpler and easier as they cater the diverse needs of all in the best possible way. To know each one of the financial product offered by Axis Bank in Pune, take a look at the table below.
Basic Details of Axis Bank Loans
Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
---|---|---|---|---|---|
Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + GST |
Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+GST |
Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17%(for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Axis Bank Pune Branches with IFSC Codes
Branch Name | Complete Address | IFSC | MICR | Customer Care |
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Pune | Sterling Plaza 1262/B, J M Road Deccan Gymkhana, 411004 | UTIB0000037 | 411211002 | 020-66295000 |
Bund Garden Road Branch | Ashoka Galaxy, Plot No 1, Galaxy Society Dhole Patil Road, Bund Garden , 411001 | UTIB0000073 | 411211003 | 020-2616424/6-66278600 |
Pimpri - Chinchwad | Balwant Chapekar Chowk, Station Road (Pimpri - Chinchwad) , Chinchwad Gaon.560070 | UTIB0000103 | 411211005 | 020-66343434/27353502/27353504 |
Kothrud | Business Square Plot No - 57, Mayur Colony, Next To Jog High School, Kothrud, 411038 | UTIB0000104 | 411211004 | 020-2545 5913/ 5911 / 8696 |
Wanawadi | Plot No 75/2/2 - B , Building No - Y Sacred Heart Town Wanawadi, 411040 | UTIB0000110 | 411211006 | 020-6643 4400 |
Baramati | Plot No 485, City Survey No 881 Bhigwan Road, 413102 | UTIB0000135 | 413211002 | 02112-226168/69 |
Service Branch | Basement, Plot:75/2/2B, Building:Y Sacred Heart Town, Wanwadi, 411040 | UTIB0000239 | 411211001 | |
Kalyani Nagar | Marigold Premises, Grnd Flr, Survey:15 Vadgaonsheri, Kalyani Nagar, 411014 | UTIB0000269 | 411211007 | 020-40046740/41/42 |
Camp | Parmar House, 2413, East Street, Gen. Thimayya Road, Camp, 411001 | UTIB0000305 | 411211008 | 020-2633 0611/ 51/ 65 |
Senapati Bapat Marg | Gr. & 1St Floor, Sai Capital Senapati Bapat Marg, Pune, 411016 | UTIB0000315 | 411211009 | 020-66220700, 66220701, 66220713 |
Baner (Pune) | Sapphire Chambers, Ground Floor, S.No: 2/3/1, Baner, 411045 | UTIB0000338 | 411211010 | 020-2729 2239 / 2235 / 2336 / 2237 |
Sahakar Nagar | A C College Of Commerce, Jalpaiguri Pune Satara Road, Sahakar Nagar, 411009 | UTIB0000350 | 411211011 | 020-2423 1426/27/28 |
Hadapsar (Pune) | Aryan Centre, Opp : Vaibhav Theatre Pune Solapur Road, Hadapsar, 411048 | UTIB0000404 | 411211012 | 020-6400 0805/ 6620 8608 |
Chakan | Pardeshi Building, Mayaram Shet Market, Nr Mahatma Phule Market Yard, Chakan, , Maharashtra, 410501 | UTIB0000512 | 411211013 | 02135-255 607/8/9 |
Sinhagad Road | “ Senate” , S.No. 118A Jaidev Nagar, Sinhagad Road, Parvati, Pune, Maharashtra Pin 411030 | UTIB0000828 | 411211014 | 020- 24251973/ 75 |
Aundh | Ground Floor & First Floor Astral Court, B Bldg., Survey No. 137 & 138 Gaikwad Nagar, Aundh, Pune 411007 | UTIB0000871 | 411211015 | 020- 25882055/ 25888716/ 2589664 |
Yewat | Bhuleshwar Market, Building No. 2 , Pune - Solapur Road , Taluka Daund , Yewat, Dist. Pune, Maharashtra , Pin 412214 | UTIB0000872 | 411211016 | 02119 - 274109/ 115/ 119, |
Shikrapur | Bandal Complex, Shikrapur Tehsil Shirur, Dist. Pune Maharashtra , Pin 412208 | UTIB0000862 | 411211017 | 02137 - 272165/ 66 |
Viman Nagar, Pune | Ground Floor, Lalwani House, Plot No. 79, Viman Nagar, Pune, Maharashtra , Pin 411014 | UTIB0001032 | 411211018 | (020) 41284657/ 58 / (020) 41284659 |
Hinjewadi | Ground Floor, Ganga Estate, Marunje Road , Hinjewadi, Dist. Pune, Maharashtra , Pin 411057 | UTIB0001034 | 411211019 | (020) 22932160/61 / (020) 22932162 |
Khed | Ground Floor, " Muktangan" , Kondhanpur Phata, A/P, Khed Shivapur, Dist.Pune, Maharashtra , Pin 412205 | UTIB0001039 | 411211020 | (020) 24384584/ 5 / (020) 24384801 |
Dhankawadi | Ground Floor And Basement, Dhankawadi Patil House, Survey No. 20/2, Pune Satara Road, Pune, Maharashtra , Pin 411043. | UTIB0001168 | 411211021 | |
Ajmera Complex | Renuka Royal, Shop No.1 & 3, Plot No.52, Cts 6258, Ajmera Complex, Pimpri, Pune, Maharashtra , Pin 411018. | UTIB0001435 | 411211022 | 9881018268 0 |
Karvenagar | Stilt Floor, C.T.S. No. 1189/25, Plot No.3 - Arihant, Karve Nagar, Pune, Maharashtra , Pin 411052 | UTIB0001436 | 411211024 | (020) 25456858/ 38 0 |
Sadashivpeth | Shop No. 1, 2 & 3, Ground Floor, Flat No. 4, 2149, Keyur Apartments, Sadashiv Peth, Pune, Maharashtra , Pin 411030 | UTIB0001437 | 411211023 | (020) 24336768/ 9699 (020) 24333700 |
Nigdi | Ground Floor, Kalyani Chambers, Sector 27 A, Plot No. 80, Nigdi, Pcnt, Pcmc, Pune, Maharashtra , Pin 411044 | UTIB0001494 | 411211025 | (020) 276420125/ 26 (020) 276420127 |
Kharadi | Ground Floor, " Pathare Complex" , S.N. - 8, Mundhwa Bypass Road, Pune, Maharashtra, Pin 411014 | UTIB0001576 | 411211026 | (020) 27014059/60 , (020) 27014061 |
Bhigwan | Ground Floor, Aniket Complex, Shop No 7, 8 & 11, Office No 1& 3, Pune - Solapur Nh9, Bhigwan - 413130 | UTIB0001612 | 413211501 | 02118-246455 , 02118-246454 |
Corporate Banking Branch - Pune | 214 / 215 City Mall, 2Nd Floor, Plot No 1, Ganesh Khind ( University ) Road, Pune 411 007 | UTIB0001636 | 411211027 | |
Rahatani | Ground Floor, Rainbow Plaza, Shop No. 22, Rahatani Pimple Saudagar, Pune, Maharashtra, Pin 411017 | UTIB0001641 | 411211028 | |
Prabhat Road | Ground Floor, Ivory Towers, Prabhat Road, Pune-411004 | UTIB0001877 | 411211029 | 7350000257 |
Wakad | Ground Floor, G O Square, Survey No.249(P), 240(P), 251(P), Hinjewadi Road, Wakad, Pune, Maharashtra, Pin 411057 | UTIB0001893 | 411211031 | 9860230105 |
Paud Road, Pune | Ground Floor Venture Bhusari Colony, Survey No.94/4, Plot No-5/2+6, Paud Road, Kothrud, Pune-411029 | UTIB0001894 | 411211030 | 020-2532 1063 |
Udgir | Lasune Complex, Plot No. 3-2-2/2, Shivaji Chowk, Degloor Road, Udgir -413517 | UTIB0001945 | 413211227 | |
Daund | Vimal Sadan, Plot No.11 Daund-Patas Road, Daund-413801 Dist-Pune Maharashtra | UTIB0001952 | 413211476 | 9860634508 |
Bt Kawade Road, Pune | Gran Exito, Showroom No-1A & 1B, Survey No-172, B T Kawade Road, Ghorpadi, Pune-411 001 | UTIB0001954 | 411211033 | 020-2532 1063 |
Axis Bank Pune Customer Care Toll Free Number
1800 209 5577 is the number you need to dial so as to be in touch with the customer care executives of Axis Bank. Be it any complaint, concern or query you have related to any product or service, the customer care executives of the bank with their relevant experience and expertise give you the best solutions.
EMI Calculator
With the easy availability of an EMI Calculator, it would not be wrong to say that knowing about the EMIs of your loan is no more of a hassle. Yes, this smart device with its simple and fastest process lets you not just about your monthly installments but interest outgo and total amount payable as well. You can take smart and calculative decisions with the help of using this device, which takes into consideration the loan amount, interest rate and tenure.
However, to give you better clarity on the same, below is a table showing the calculations on a loan amount of ₹3 Lakh, taken for a tenure of 5 years at an interest rate of 15.32% per annum.
Documents Required to Apply
Product | Documents |
---|---|
Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
Education Loan | I dentity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |
About Axis Bank
Known worldwide for its unmatched services, top-notch products and customer-friendly behaviour, it would not be wrong to say that Axis Bank is one such financial entity that fulfills all your needs in the best possible manner. Yes, right from Retail, NRI, Agri, Rural, Burgundy and Priority, the bank offers a diverse range of services to meet the financial needs of all. This is the reason that since its inception in the year 1993, the bank has been striving hard to deliver nothing but a memorable banking experience to the people living in Pune. By offering an exclusive range of products like Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards and Corporate Banking, this lender satisfies all.
Not only this, with establishing its footprints through 2,959 branches and 12,743 ATMs at different cities of the country, there is no denying the fact that this third largest private sector bank has become the favourite of many. With the foundation of 9 international offices, the bank deals into offering the quality services in the areas of Retail, Rural, NRI, Agri, Burgundy and Priority. That’s why, be it loans, investment, insurance or cards, Axis Bank is always there to fulfill all your wishes.