Bandhan Bank Bengaluru

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About Bandhan Bank

Bandhan Bank made its way to the Indian banking arena with the RBI giving a final nod in June 2015 after granting an in-principle approval in 2014. The bank commenced its operations with 501 branches, 50 ATMs and over 2,000 Customer Service Centres in 2015. Now, all these have gone to over 700, 270 and 2400, respectively. Bandhan Bank also has a decent presence in Bengaluru, considered as one of the dynamic city of India and the world. Seeing the amalgamation of IT heavyweights like Infosys, Wipro and others, Bandhan Bank has heightened its presence to tap the very needs of the customers here.

Bandhan Bank Branches in Bengaluru

Branch NameComplete AddressIFSCMICRContact Number
Indira Nagar25, Ramplaza, Cmh Road, P.O.Indiranagar, Birramangala, Ii Nd Stage, Bengaluru - 560038BDBL00016095607500038884333703
Bannerghatta Main Road6, Bannerghatta Main Road, Guruppan Palaya, Keb Layout, Bengaluru, Karnataka-560029BDBL00016145607500029743395800
KoramangalaMoksha Mansion, No.151, Sarjapura, Near Jakkasan Dra Bus Stop, Koramangala, 1st Block, Bengaluru, Karnataka-560034BDBL00016235607500049886718867

What are the Product Offerings of Bandhan Bank in Bengaluru?

Bandhan Bank has forayed into Bengaluru with a huge line-up of financial products in both loans and deposits categories. You can apply for home loan, two-wheeler loan, loan against property, loan against term deposit, etc.

Product
Eligibility
Loan Amount



Interest Rate



Processing Fee

Tenure



Home Loan
Minimum age at the time of application-23 years




Maximum age permissible at loan maturity-65 years
Depends upon your income and repayment capability
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1% of the loan amount+plus applicable taxes




Minimum-₹ 5,000+plusapplicable taxes

15 Years
Two-Wheeler Loan
Minimum age at the time of application-23 years




Maximum age permitted at loan maturity-65 years
₹ 10,000-1,50,000
Linked to MCLR
3% of the loan amount+plus applicable taxes
1-3 Years
Loan Against Property
Minimum age for application-23 years




Maximum age permitted at the time of loan maturity-65 years
Depends upon your monthly or disposable income as well as otherconditions
Varies from individual to individual
1% of the loan amount+plus applicable taxes




Minimum-₹ 5,000+plus applicable taxes

Upto 15 Years
Loan Against Term DepositTerm deposit account holders can avail the facility
maximum of 90% of the term deposit amount
Linked to rates of term deposit

Zero processing fee

Upto 3 Years
Samriddhi Business Loan
Available for individual, proprietory or partnership firms




Minimum age for application-23 years




Maximum age permitted at the time of loan maturity-60 years




A minimum of 2-year vigil in the same line of business isneeded. However, new entrepreneurs can also be eligible.
Upto ₹ 25,00,000
Linked to MCLR
1% of the loan amount+plus applicable taxes

Upto 5 Years
Equipment Loan
Available for individual, proprietory or partnership firms




Minimum age for application-23 years




Maximum age permitted at the time of loan maturity-60 years




A minimum of 2-year vigil in the same line of business isneeded. However, new entrepreneurs can also be eligible.
Upto ₹ 10,00,000Linked to MCLR1% of the loan amount+plus applicable taxes

Upto 5 Years
Commercial Vehicle Loan
Available for individual, proprietory or partnership firms




Minimum age for application-23 years




Maximum age permitted at the time of loan maturity-60 years




A minimum of 2-year vigil in the same line of business isneeded. However, new entrepreneurs can also be eligible.
Upto ₹ 10,00,000
Linked to MCLR1% of the loan amount+plus applicable taxes

Upto 5 Years
Working Capital Loan
MSMEs running into profits
Depends on the bank's assessment regarding your repaymentcapability Linked to MCLR1% of the loan amount+plus applicable taxes

Repayable on demand
Term Loan
Available for individual, proprietory or partnership firms




Minimum age for application-23 years




Maximum age permitted at the time of loan maturity-60 years




A minimum of 2-year vigil in the same line of business isneeded. However, new entrepreneurs can also be eligible.
As per the bank's assessment regarding your repaymentcapability
Linked to MCLR1% of the loan amount+plus applicable taxes

Upto 7 Years

Documents Required

Product
Documents
Home Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct
Two-Wheeler Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Quotation or proforma invoice of vehicle you want to buy
Loan Against Property
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property to be mortgaged
Loan Against Term Deposit
No additional documents required from the KYC proofs which you would have submitted while opening term deposit account
Samriddhi Business Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 2Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/Memorandum of Association (MOA and Articles of Association (AOA) or other documents. These documents apply in the case of partnership firm or a company
Equipment Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 2 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/MOA and AOA or other related documents. These documents apply in the case of partnership firm or a company.
Commercial Vehicle Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 2 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/MOA and AOA or other related documents. These documents apply in the case of partnership firm or a company.

Proforma Invoice Copy
Working Capital Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/MOA and AOA or other related documents. These documents apply in the case of partnership firm or a company.
Term Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/MOA and AOA or other related documents. These documents apply in the case of partnership firm or a company.

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