Bank of Baroda Bhubaneswar

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About Bank of Baroda

Bank of Baroda (BoB), a public lender with around 6,000 branches and more than 1,000 ATMs, made its way to the banking arena when it was founded by Maharaja of Baroda and Maharaja Sayajirao Gaekwad III in 1908. The bank has evolved over the years to become popular among the masses. From personal banking to MSME banking and from personal loan to a trader loan, the bank has endeavoured to meet the requirements of different customers with varied behavioural traits. And now when the discussion on a home loan has taken the centre stage in the wake of lending rates being constantly lowered by the banks due to the demonetization-led cash flush in the banking system, BoB has played its part smartly by slashing the interest rate to 8.35%, a new industry low. Moreover, the base rate customers won't have to pay any fee in the case of switching to MCLR regime for better transmission of rate cut benefits. 

Bank of Baroda maintains a PAN-India presence with branches more or less equally spread across different cities of India. It may have a slightly higher presence in Western India. But that won't disappoint you at all if you stay in a city like Bhubaneswar, located in the eastern side of the country. The city has about 10-20 branches of BoB to feel comfortable of. 

Bank of Baroda Bhubaneswar Branches

 BranchComplete AddressIFSCMICRContact Detail
Bapuji NagarBhubaneshwar Branch, 91/92, Bapuji Nagar, Bhubaneswar, Dist - Khurda, Bhubaneswar, Odisha-751009BARB0BHUBAN7510120020674-2532214
Khandagiri58, Kharavela Complex, Khandagiri, Bhubaneshwar, Dist. Khurda, Odisha- 751030BARB0KHANDG7510120050674-2470589
Cuttack Puri Road227 Sarla Nagar, Laxmi Sagar, Cuttack Puri Road, Bhubaneshwar, Dist. Khurda, Odisha - 751006BARB0CUTTRD751012006
SamantarapurSamantarapur Branch, Lewis Road, Bhubaneswar, Odisha-751002BARB0SABHUB7510120030674-2340216
NayapalliNayapalli Branch, Irc Village, Bhubaneswar, Odisha-751014BARB0SAVNAY7510120040674-2360707
ChandrashekharpurPlot No - 385/1694 Damana Chak Chandrashekharpur, Bhubaneswar, Odisha-751016BARB0CSKPUR751012007
Saheed Nagar Plot No 104 1St Floor Saheed Nagar Bhubaneswar, Odisha- 751007BARB0SAHEED0612-2275523/2272333
New Airport RoadPlot No 857/1998, New Airport Road, Unit -6, Ganga Nagar, Bhubaneswar, Odisha- 751001BARB0GANKHO7510120111800223344
Gobinda PrasadPlot Not 1324 / 1935, Gobinda Prasad, Shanti Nagar, Bhubaneswar, Odisha- 751006BARB0GOBIND1800223344
Kalinga NagarPlot No 831/3823, Sampur, Kalinga Nagar, Bhubaneswar, Khordha Dist, Bhubaneshwar, Odisha- 751003BARB0KALING1800223344

Products Offered by Bank of Baroda in Bhubaneswar

Are you a resident of Bhubaneswar? Do you look for a loan to meet your inherent needs? Want to know the offers of Bank of Baroda? The products offered by BoB include home loan, car loan, personal loan, trader loan and others. Look at the table below and find out which product is best placed to serve your needs. 

ProductEligibilityLoan amount
Interest Rate
Processing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.30% - 9.30%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Car Loan
Minimum age for application-21 years for both salaried and self-employed aplicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr8.80% - 10.55%0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,000

11.55% - 16.55%

Upto ₹ 10,000Upto 4 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are planning to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both unexpired period of lease and uncertain period of lease. 12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Baroda Traders LoanAvailable for individuals, proprietors, partnership firms & co-operative societies seeking working capital₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years

Documents Required

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

 

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