Bank of Baroda Car Loan in Guwahati
Last Updated : April 4, 2017, 5:14 p.m.
About Bank of Baroda Car Loan Guwahati
Driving a car along the hills of Guwahati can be a mesmerizing experience for the city residents as well as the ones new to the place. But to have that experience it is important to get an overview of the cost to be paid for buying the car. Well, with the help of Bank of Baroda (BoB) Car Loan, you can pay the cost in Equated Monthly Installments (EMIs), which are not going to dig a hole into your pocket as the interest rate charged by the state-owned lender is affordable.
Bank of Baroda Car Loan Guwahati at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 7% onwards |
| Loan Amount | Upto ₹ 1 Cr |
| Loan Tenure | Upto 7 Years for New Cars. No Finance for Used Cars |
| Processing Fee | 0.50% of Loan amount Minimum: ₹2,500/- Maximum ₹10,000/- + GST |
| Prepayment Charges | NIL |
Eligibility Criteria
Get an idea of the eligibility test conducted by BoB to approve you a car loan in Guwahati. Try to be in line with the below points for a smooth approval of your car loan application at Bank of Baroda in Guwahati.
- Both salaried and self-employed should be a minimum of 21 years at the time of loan application. While both of them must ensure they are not more than 65 years by the time the proposed loan tenure expires.
- The bank seeks a stable source of earning before approving the loan.
Documentation
Being on top of the mark with documentation enables a fast approval and disbursal of the car loan . The insufficiency of documents can delay the approval process. And since many individuals are on the line to buy the car you want to, any foul play on documentation could disallow you from driving your dream 4-wheeler. A glance at the below points will make you aware of the documents you need to submit.
- Documents for Identity-PAN Card/Aadhaar Card/Passport/Voter ID/Driving License
- Documents for Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bills
- Documents for Income Proof–Latest Salary Slips & Form 16 for Salaried, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years
- Last 6-month Bank Statement
- Business Establishment Proof-Utility Bills of Shops & Establishments, Any of Service Tax/Sales Tax/VAT Registration for Self-employed
For more details, visit Car Loan Guwahati
Bank of Baroda Car Loan Guwahati Branches
Don’t know where the branches of BoB are located in Guwahati? A table below will be your ideal friend for the same as it contains information regarding the address, IFSC Code, MICR Code as well as contact numbers. So, visit the nearest one and grab the best car loan deal.
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| A T Road | A T Road Gauh Branch, Paltan Bazar, Guwahati- 781001 | BARB0ATROAD | 781012003 | 0361-2540477, 2633964 |
| Beltola Tiniali | Beltola Tiniali, Beltola, Guwahati | BARB0BELTOL | 781012005 | 0361-2234285 |
| Dispur Branch | Dispur Branch, Indian Airlines Complex, Ganeshguri Chariali, Guwahati- 781005 | BARB0DISPUR | 781012004 | 0361-2224623, 2220992 |
| G S Road | G S Road, Taranis Bldg, Lachit Nagar, Chariali, Ulubari, Guwahati- 781007 | BARB0GSROAD | 781012006 | 0361-2466087 |
| Cycle Factory ROAD | Cycle Factory Road, Opposite Post Office, Fatasil Ambari, Guwahati, Assam 781025 | BARB0FATASI | 0361-2573511 | |
| Bamunimaidan | Beside East End, Nursing Home, Mrd Road, Bamunimaidan, Guwahati, Assam 781021 | BARB0BAMUNI | 781012010 | |
| Six Mile | Six Mile Vip Road Po Khanapara Ps Khanapara Dist Kamrup Metropolitan Guwahati, Assam- 781022 | BARB0SIXMIX | ||
| Ambari | G N B Road, Near Agp Office, Guwahati Club, Ambari District Kamrup Metropolitan, Assam-781001 | BARB0AMBARI | 781012008 | 0361-2461583 |
| Zoo Road Tiniali | Parnil Complex R G Baruah Road, Guwahati | BARB0ZOOTIN | 0361-2200032 | |
| Gauhati | Gauhati Branch, S.R.C.B.Road, Fancy Bazar, Guwahati, Assam-781001 | BARB0GAUHAT | 781012002 | 0361-2540476 |