Bank of Baroda Car Loan in Guwahati

About Bank of Baroda Car Loan Guwahati

Driving a car along the hills of Guwahati can be a mesmerizing experience for the city residents as well as the ones new to the place. But to have that experience it is important to get an overview of the cost to be paid for buying the car. Well, with the help of Bank of Baroda (BoB) Car Loan, you can pay the cost in Equated Monthly Installments (EMIs), which are not going to dig a hole into your pocket as the interest rate charged by the state-owned lender is affordable.

Bank of Baroda Car Loan Guwahati at a Glance

Particulars
Details
Interest Rate
8.80% - 10.55%
Loan Amount
Upto ₹ 1 Cr
Loan Tenure
Upto 7 Years for New Cars. No Finance for Used Cars
Processing Fee
0.50% of Loan amount Minimum: ₹2,500/- Maximum ₹10,000/- + GST
Prepayment ChargesNIL

Eligibility Criteria

Get an idea of the eligibility test conducted by BoB to approve you a car loan in Guwahati. Try to be in line with the below points for a smooth approval of your car loan application at Bank of Baroda in Guwahati.

  • Both salaried and self-employed should be a minimum of 21 years at the time of loan application. While both of them must ensure they are not more than 65 years by the time the proposed loan tenure expires.
  • The bank seeks a stable source of earning before approving the loan.

Documentation

Being on top of the mark with documentation enables a fast approval and disbursal of the car loan. The insufficiency of documents can delay the approval process. And since many individuals are on the line to buy the car you want to, any foul play on documentation could disallow you from driving your dream 4-wheeler. A glance at the below points will make you aware of the documents you need to submit.

  • Documents for Identity-PAN Card/Aadhaar Card/Passport/Voter ID/Driving License
  • Documents for Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bills
  • Documents for Income Proof–Latest Salary Slips & Form 16 for Salaried, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years
  • Last 6-month Bank Statement
  • Business Establishment Proof-Utility Bills of Shops & Establishments, Any of Service Tax/Sales Tax/VAT Registration for Self-employed

For more details, visit Car Loan Guwahati

Bank of Baroda Car Loan Guwahati Branches

Don’t know where the branches of BoB are located in Guwahati? A table below will be your ideal friend for the same as it contains information regarding the address, IFSC Code, MICR Code as well as contact numbers. So, visit the nearest one and grab the best car loan deal.

Branch NameComplete AddressIFSCMICRContact Detail
A T RoadA T Road Gauh Branch, Paltan Bazar, Guwahati- 781001BARB0ATROAD7810120030361-2540477, 2633964
Beltola TinialiBeltola Tiniali, Beltola, GuwahatiBARB0BELTOL7810120050361-2234285
Dispur BranchDispur Branch, Indian Airlines Complex, Ganeshguri Chariali, Guwahati- 781005BARB0DISPUR7810120040361-2224623, 2220992
G S RoadG S Road, Taranis Bldg, Lachit Nagar, Chariali, Ulubari, Guwahati- 781007
BARB0GSROAD7810120060361-2466087
Cycle Factory ROADCycle Factory Road, Opposite Post Office, Fatasil Ambari, Guwahati, Assam 781025BARB0FATASI0361-2573511
BamunimaidanBeside East End, Nursing Home, Mrd Road, Bamunimaidan, Guwahati, Assam 781021BARB0BAMUNI781012010
Six MileSix Mile Vip Road Po Khanapara Ps Khanapara Dist Kamrup Metropolitan Guwahati, Assam- 781022BARB0SIXMIX
AmbariG N B Road, Near Agp Office, Guwahati Club, Ambari District Kamrup Metropolitan, Assam-781001BARB0AMBARI7810120080361-2461583
Zoo Road TinialiParnil Complex R G Baruah Road, GuwahatiBARB0ZOOTIN0361-2200032
GauhatiGauhati Branch, S.R.C.B.Road, Fancy Bazar, Guwahati, Assam-781001BARB0GAUHAT7810120020361-2540476

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