Bank of Baroda Ghaziabad

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About Bank of Baroda

It was the 'Summer of 1908' when Maharaja of Baroda and Maharaja Saijirao Gaekwad III laid the bricks of Bank of Baroda (BoB). It is over a century from then and BOB has become a leading bank in India with leaps and bounds. The journey, which started with a small building, has now gone on to a stage where the bank is enjoying a wide presence across India. As of now, the total number of branches and ATMs are approximately 6,000 and over 1,000, respectively. And if you have stayed glued to the recent developments related to the bank, there is a reason to smile. Recently. BoB took the Indian banking space by storm when it cut the home loan rates to an industry low of 8.35% per annum. Also, the waiving of the switchover fees from base rate to MCLR has played right into the hands of BoB. The fees generally range from ₹ 5,000-10,000. Over the years, the bank has become a prominent name in personal banking, international banking, NRI banking, corporate banking, MSME banking. 

If you are staying in Ghaziabad, you can visit any of the 15-20 branches of Bank of Baroda in the city. 

Bank of Baroda Ghaziabad  Branches 

BranchComplete AddressIFSCMICRContact Detail
G.T. Road4 Kiran Enclave G.T. Road, Ghaziabad, Uttar Pradesh- 201001BARB0BLYGHA1100120820120-2704717-4718
Gandhi NagarPB.No.19, 188 - Gandhi Nagar, Ghaziabad, Uttar Pradesh- 201001
BARB0GHAZIA1100120780120-2713097
IndirapuramGH 5, Nirala Eden Park, Ahimsa Khand Ii , Opp Rail Vihar, Indirapuram, Ghaziabad, Uttar Pradesh- 201010BARB0INDRAP1100121010120-2651633 | 0120-4167906
Rajinder Nagar84, Commercial Sector - V, Prime Plaza, Rajinder Nagar, Ghaziabad, Uttar Pradesh- 201005BARB0RAJIND1100120990120-2632121
Rajnagar Rajnagar Branch, R - 2/240 Rajnagar Ghaziabad, Ghaziabad, Uttar Pradesh- 201002BARB0RAJNAG1100120760120-2828162
Clock Tower Clock Tower Branch, Clock Tower, Ghaziabad, Uttar Pradesh- 201001BARB0TRDGHA1100120770120-2856125
SuryanagarSuryanagar Branch, B - 190 Suryanagar, Ghaziabad, Uttar Pradesh- 201001BARB0TRDSUR
1100120520120-2626319
Vijay NagarJ K G Senior Secondary School, Sector 9, Ghaziabad, Uttar Pradesh- 201009BARB0VIJGHA1100121020120-2840434/2856125
VasundharaAlpha Tower- 1, Sector9/INS -10Vasundhara, Ghaziabad, Uttar Pradesh- 201012BARB0VASGHA110012124011-23319192
Shalimar GardenUpper Ground Floor, S - 23, B - Block, Shalimar Garden II, Ghaziabad, Uttar Pradesh- 201 005BARB0SHALIM110012139

Products Offered by Bank of Baroda in Ghaziabad

Bank of Baroda offers an extensive of financial products to the customers of Ghaziabad. If you are in Ghaziabad and want to buy a home or a car, you can apply for the same at BoB. Be it a car loan, home loan or personal loan, the bank has made tailor-made products to suit the tastes of different consumers. 

Basic Details of Bank of Baroda Loans in Ghaziabad

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.30% - 9.30%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Baroda Traders LoanIndividuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years
Car Loan
Minimum age for application-21 years for both salaried and self-employed applicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr

8.85% - 10.60%

0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are lloking to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease. 12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,000

11.55% - 16.55%

Upto ₹ 10,000Upto 4 Years

Documents Required to Avail Bank of Baroda Loans in Ghaziabad

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

 

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